Doctor’s referral. Unless otherwise stated in the cover, you must have a doctor’s referral or recommendation describing the disease/injury before using the insurance. The doctor’s referral must be available before an examination or treatment can commence. You must therefore start by consulting your own doctor, who will best evaluate your treatment needs. If your doctor considers that you require examination or treatment, you should be referred for treatment in the public health service if possible. You can use this reference when you report the claim to us.
Appears in 8 contracts
Samples: Health Insurance Agreement, Private Health Insurance Terms, Health Insurance Agreement
