Drawings from current account. The Customer shall draw cheques in Arabic or Eng- lish languages. The Bank shall not accept cheques written in any other language The Bank has the right to refuse paying the value of cheques, drawings, and payment orders drawn on the Customer’s account if the balance is not sufficient, even if the Cus- tomer has credit balance in any other accounts with the Bank. The Customer will have to authorize the Bank in writing to cover such amounts from the Customer’s other accounts with the Bank. Where a cheque has been endorsed, the Bank has the right to refuse paying the value of such cheque. The Bank may, however, accept endorsed cheques where the endorser is a Habib Bank AG Zurich customer’s and the Bank is able to verify the signature of such endorser. Similarly, the Bank has the right to refuse paying the value of cheques that has been altered, unless the alteration has been signed by the Customer.
