Common use of Early Withdrawal Provisions Clause in Contracts

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. For Accounts with a term to maturity equal to or less than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 90 days' dividends. For Accounts with a term to maturity equal to or less than 24 months but greater than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 180 days' dividends. For Accounts with a term to maturity greater than 24 months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 360 days' dividends. Renewal Policies. Your Account will renew automatically at Maturity, and You will not have a grace period following the Maturity Date in which to make deposits, or to make withdrawals without penalty. Additional funds may be deposited into the Account only on the Maturity Date. To avoid a penalty for early withdrawal, funds may only be withdrawn on the Maturity Date. SPECIFIC TERMS APPLICABLE TO YOUR JUMBO TRADITIONAL IRA CERTIFICATES, JUMBO XXXX XXX CERTIFICATES, JUMBO ESA CERTIFICATES, AND JUMBO SEP IRA CERTIFICATES Fixed Rate Information. These Accounts are subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed annual percentage yield and to keep Your Account open.

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. For Accounts with a term to maturity equal to or less than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 90 days' dividends. For Accounts with a term to maturity equal to or less than 24 months but greater than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 180 days' dividends. For Accounts with a term to maturity greater than 24 months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 360 days' dividends. Renewal Policies. Your Account will renew automatically at Maturity, and You will not have a grace period following the Maturity Date in which to make deposits, or to make withdrawals without penalty. Additional funds may be deposited into the Account only on the Maturity Date. To avoid a penalty for early withdrawal, funds may only be withdrawn on the Maturity Date. SPECIFIC TERMS APPLICABLE TO YOUR JUMBO TRADITIONAL IRA CERTIFICATES, JUMBO XXXX XXX CERTIFICATES, JUMBO ESA CERTIFICATES, AND JUMBO SEP IRA CERTIFICATES Fixed Rate Information. These Accounts are subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed annual percentage yield and to keep Your Account open.

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. For Accounts with a term to maturity equal to or less than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 90 days' dividends. For Accounts with a term to maturity equal to or less than 24 months but greater than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 180 days' dividends. For Accounts with a term to maturity greater than 24 months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 360 days' dividends. Renewal Policies. Your Account will renew automatically at Maturitymaturity, and You will not have a no grace period following the Maturity Date in which to make deposits, or to make withdrawals and/or deposits without penalty. Additional funds may be deposited into the Account only on the Maturity Date. To avoid a penalty for early withdrawal, funds may only be withdrawn on the Maturity Date. SPECIFIC TERMS APPLICABLE TO YOUR JUMBO TRADITIONAL IRA CERTIFICATES, JUMBO XXXX XXX CERTIFICATES, JUMBO ESA CERTIFICATES, AND JUMBO SEP IRA SHARE CERTIFICATES Fixed Rate Information. These Accounts are subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed annual percentage yield and to keep Your Account open.

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. For Accounts with a term to maturity Maturity less than or equal to or 91 days, the amount of the penalty imposed will equal all accrued dividends (except to the extent that the penalty will equal 7 days' dividends if such withdrawal occurs within 7 days of Account opening). For Accounts with a term to Maturity greater than 91 days, but less than six or equal to 12 months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 90 days' dividends. For Accounts with a term to maturity equal to or less than 24 months but greater than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 180 days' dividends. For Accounts with a term to maturity greater than 24 12 months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 360 180 days' dividends. Renewal Policies. Your Account will renew automatically at Maturity, maturity and You will not have a grace period of 7 calendar days following the Maturity Date in which to make deposits, deposits or to make withdrawals without penalty. Additional funds Transaction Limitations. Once Your Account is established You may be deposited into the not make additional deposits to Your Account only on the Maturity Date. To avoid a penalty for early withdrawal, funds may only be withdrawn on the Maturity Date. prior to maturity SPECIFIC TERMS APPLICABLE TO YOUR JUMBO TRADITIONAL IRA CERTIFICATES, JUMBO XXXX XXX CERTIFICATES, JUMBO ESA CERTIFICATES, AND JUMBO SEP IRA CERTIFICATES YOUTH SAVER CERTIFICATE ACCOUNTS Fixed Rate Information. These Accounts are subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed annual percentage yield and to keep Your Account open.

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. For Accounts with a term to maturity Maturity less than or equal to or 91 days, the amount of the penalty imposed will equal all accrued dividends (except to the extent that the penalty will equal 7 days' dividends if such withdrawal occurs within 7 days of Account opening). For Accounts with a term to Maturity greater than 91 days, but less than six or equal to 12 months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 90 days' dividends. For Accounts with a term to maturity equal to or less than 24 months but greater than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 180 days' dividends. For Accounts with a term to maturity greater than 24 12 months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 360 180 days' dividends. Renewal Policies. Your Account will renew automatically at Maturity, maturity and You will not have a grace period of 7 calendar days following the Maturity Date in which to make deposits, deposits or to make withdrawals without penalty. Additional funds Transaction Limitations. Once Your Account is established You may be deposited into the not make additional deposits to Your Account only on the Maturity Date. To avoid a penalty for early withdrawal, funds may only be withdrawn on the Maturity Dateprior to maturity. SPECIFIC TERMS APPLICABLE TO YOUR JUMBO TRADITIONAL IRA CERTIFICATES, JUMBO XXXX XXX CERTIFICATES, JUMBO ESA CERTIFICATES, AND JUMBO SEP IRA CERTIFICATES SHARE CERTIFICATE ACCOUNTS Fixed Rate Information. These Accounts are This Account is subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed annual percentage yield APY and to keep Your Account open.

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. For Accounts with a term to maturity equal to or less than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 90 days' dividends. For Accounts with a term to maturity equal to or less than 24 months but greater than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 180 days' dividends. For Accounts with a term to maturity greater than 24 months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 360 days' dividends. Renewal Policies. Your Account will renew automatically at Maturitymaturity, and You will not have a no grace period following the Maturity Date in which to make deposits, or to make withdrawals and/or deposits without penalty. Additional funds may be deposited into the Account only on the Maturity Date. To avoid a penalty for early withdrawal, funds may only be withdrawn on the Maturity Date. SPECIFIC TERMS APPLICABLE TO YOUR JUMBO TRADITIONAL IRA CERTIFICATES, JUMBO XXXX XXX CERTIFICATES, JUMBO ESA CERTIFICATES, AND JUMBO SEP IRA CERTIFICATES Fixed Rate Information. These Accounts are subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed annual percentage yield and to keep Your Account open.

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. For Accounts with a term to maturity equal to or less than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 90 days' dividends. For Accounts with a term to maturity equal to or less than 24 months but greater than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 180 days' dividends. For Accounts with a term to maturity greater than 24 months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 360 days' dividends. Renewal Policies. Your Account will renew automatically at Maturitymaturity, and You will not have a no grace period following the Maturity Date in which to make deposits, or to make withdrawals and/or deposits without penalty. Additional funds may be deposited into the Account only on the Maturity Date. To avoid a penalty for early withdrawal, funds may only be withdrawn on the Maturity Date. SPECIFIC TERMS APPLICABLE TO YOUR JUMBO TRADITIONAL IRA CERTIFICATES, JUMBO XXXX XXX CERTIFICATES, JUMBO ESA CERTIFICATES, AND JUMBO SEP IRA CERTIFICATES Fixed Rate Information. These Accounts are subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed annual percentage yield and to keep Your Account open.

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. For Accounts with a term to maturity equal to or less than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 90 days' dividends. For Accounts with a term to maturity equal to or less than 24 months but greater than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 180 days' dividends. For Accounts with a term to maturity greater than 24 months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 360 days' dividends. Renewal Policies. Your Account will renew automatically at Maturity, and You will not have a grace period following the Maturity Date in which to make deposits, or to make withdrawals without penalty. Additional funds may be deposited into the Account only on the Maturity Date. To avoid a penalty for early withdrawal, funds may only be withdrawn on the Maturity Date. SPECIFIC TERMS APPLICABLE TO YOUR JUMBO TRADITIONAL IRA CERTIFICATES, JUMBO XXXX XXX CERTIFICATES, JUMBO ESA CERTIFICATES, AND JUMBO SEP IRA SHARE CERTIFICATES Fixed Rate Information. These Accounts are subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed annual percentage yield and to keep Your Account open.

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. For Accounts with a term to maturity equal to or less than six months182 days, the penalty imposed will equal the greater 90 days of seven days' dividends or all earned dividends, subject to a maximum of 90 days' dividends. For Accounts with a term to maturity equal to or less than 24 months but greater than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 180 days' dividends. For Accounts with a term to maturity greater than 24 months182 days, the penalty imposed will equal the greater 180 days of seven days' dividends or all earned dividends, subject to a maximum of 360 days' dividends. Renewal Policies. Your Account will renew automatically at Maturity, maturity and You will not have a grace period of 7 calendar days following the Maturity Date in which to make deposits, deposits or to make withdrawals without penalty. Additional funds Transaction Limitations. Once Your Account is established, You may be deposited into the not make additional deposits to Your Account only on prior to the Maturity Date. To avoid The Credit Union reserves the right to require a penalty for early member intending to make a withdrawal to give written notice of such intent not less than seven days and up to 60 days before any such withdrawal, funds . Your initial deposit may only be withdrawn on the Maturity Datenot exceed $3,000,000.00. SPECIFIC TERMS APPLICABLE TO YOUR JUMBO TRADITIONAL IRA CERTIFICATES, JUMBO AND XXXX XXX CERTIFICATES, JUMBO ESA CERTIFICATES, AND JUMBO SEP IRA CERTIFICATES Fixed TERM SHARE CERTIFICATE ACCOUNTS Variable Rate Information. These Accounts are subject to a Fixed Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed annual percentage yield APY and to keep Your Account open.