Common use of Elective Deferral, QMAC Clause in Contracts

Elective Deferral, QMAC. QNEC Accounts and ADP Safe Harbor Contribution Accounts. A Participant who has reached Age 59½ (at least 59½) can withdraw all or a portion of his or her: (check all that apply) x Elective Deferral Account x Qualified Matching Contribution Account x Qualified Non-Elective Contribution Account ¨ ADP Safe Harbor Contribution Account

Elective Deferral, QMAC. QNEC Accounts and ADP Safe Harbor Contribution Accounts. A Participant who has reached Age 59½ 59.5 (at least 59½59 1/2) can withdraw all or a portion of his or her: (check all that apply) x Elective Deferral Account x Qualified Matching Contribution Account x Qualified Non-Elective Contribution Account ¨ ADP Safe Harbor Contribution Account

Elective Deferral, QMAC. QNEC Accounts and ADP Safe Harbor Contribution Accounts. A Participant who has reached Age 59½ 591/2 (at least 59½591/2) can withdraw all or a portion of his or her: (check all that apply) x Elective Deferral Account x Qualified Matching Contribution Account x Qualified Non-Elective Contribution Account ¨ o ADP Safe Harbor Contribution Account

Elective Deferral, QMAC. QNEC Accounts and ADP Safe Harbor Contribution Accounts. A Participant who has reached Age 59½ 591/2 (at least 59½591/2) can withdraw all or a portion of his or her: (check all that apply) x þ Elective Deferral Account x o Qualified Matching Contribution Account x o Qualified Non-Elective Contribution Account ¨ þ ADP Safe Harbor Contribution Account