Common use of Eligible Checks and Items Clause in Contracts

Eligible Checks and Items. You agree to scan and transmit only checks as that term is defined in Federal Reserve Regulation CC ("Reg CC"). You agree that the image of the check transmitted to us shall be deemed an "item" within the meaning of Articles 3 and 4 of the applicable Uniform Commercial Code. You agree that you will not use Mobile Deposit Capture to scan and deposit any checks or other items as shown below: • Checks or items payable to any person or entity other than you, or to you and another party. • Checks or items containing alteration to any of the fields on the front of the check or item (including the MICR line), or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn. • Checks or items previously converted to a substitute check, as defined in Reg CC. • Checks or items drawn on a financial institution located outside the United States. • Checks or items that are remotely created checks, as defined in Reg CC. • Checks or items not payable in United States currency. • Checks or items dated more than 6 months prior to the date of deposit. • Checks or items that are postdated, defined as having an issue date after the date of deposit. • Checks or items on which a stop payment order has been issued or for which there are insufficient funds. • Checks or items previously presented for payment to us or another financial institution. • Checks or items marked, in any manner, as “non-negotiable.” • Third party checks, defined as any item that is made payable to another party and subsequently endorsed to you by such party or any successor payee. • Checks or items prohibited by our current procedures relating to Mobile Deposit Capture or which are otherwise not acceptable under the terms of your Account. Nothing in this Agreement shall be construed as requiring us to accept any check or item for deposit, even if we have accepted that type of check or item previously. Nor shall we be required to identify or reject any checks or items that you may scan and deposit that fail to meet these requirements.

Eligible Checks and Items. You agree to scan and transmit deposit only checks “checks” as that term is defined in Federal Reserve Regulation CC ("“Reg CC")”) and only those checks that are permissible under this Agreement or such other items as we, in our sole discretion, elect to include under the Service. You agree authorize us to process any image that the you send us or convert any image of the check transmitted to us an Image Replacement Document for subsequent presentment and collection; it shall thereafter be deemed an "“item" ” within the meaning of Articles 3 and 4 of the applicable Uniform Commercial Code. You agree that you will not use Mobile Deposit Capture to scan and deposit any of the following types of checks or other items as shown belowwhich shall be considered ineligible items: • Checks or items payable to any person or entity other than you, the person or to you and another partyentity that owns the account that the check is being deposited into (commonly called two party checks). • Checks or items containing an alteration to any of the fields on the front of the check or item (including the MICR line)item, or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn. • Checks or items payable jointly, unless deposited into an account in the name of all payees. • Checks previously converted to a substitute check, as defined in Reg Reg. CC. • Checks or items drawn on a financial institution located outside the United States. • Checks or items that are remotely created checks, as defined in Reg CC. • Checks or items not payable in United States currency. • Checks or items dated more than 6 months prior to the date of deposit. • Checks or items prohibited by GCU’s current procedures relating to the Services or which are otherwise not acceptable under the terms of your GCU account. • Checks payable on sight or payable through drafts, as defined in Reg. CC. • Checks with any endorsement on the back other than that are postdated, defined as having an issue date after specified in this agreement. • Checks that have previously been submitted through the date of depositService or through a mobile deposit capture service offered at any other financial institution. • Checks that have previously been deposited at by other methods at GCU or any other financial institution. • Checks or items on which a stop payment order has been issued or for which there are insufficient funds. • Checks or items previously presented for payment to us or another financial institutionInsurance drafts. • Credit card cash advance checks. • Money Orders. • Checks or items marked, in any manner, as “non-negotiable.” • Third party checks, defined as any item that is made payable to another party and subsequently endorsed to you by such party or any successor payee. • Checks or items prohibited by our current procedures relating to Mobile Deposit Capture or which are otherwise not acceptable under the terms of your Account. Nothing in this Agreement shall be construed as requiring us to accept any check or item for deposit, even if we have accepted that type of check or item previously. Nor shall we be required to identify or reject any checks or items that you may scan and deposit that fail to meet these requirementscash.

Eligible Checks and Items. You agree to scan and transmit only checks as that term is defined in Federal Reserve Regulation CC ("Reg CC"). You agree that the image of the check transmitted to us shall be deemed an "item" within the meaning of Articles 3 and 4 of the applicable Uniform Commercial Code. You agree that you will not use Mobile Deposit Capture to scan and deposit any checks or other items as shown below: • Checks or items Items payable to any person or entity other than you, or to you and another party. • Checks Items drawn on a financial institution located outside the United States or items not payable in US Currency • Items containing alteration to any of the fields on the front of the check or item (including the MICR line)item, or which you know or suspect, or should know or suspect, are fraudulent stolen, fraudulent, or otherwise improper • Items which are not authorized by acceptable under the owner terms of your applicable checking, savings, or money market account and related agreement with us • Items that exceed applicable dollar limits of the account on which the check or item is drawn. service • US Treasury Checks or items previously converted to a substitute check, as defined in Reg CC. • Checks or items drawn on a financial institution located outside the United States. • Checks or items that are remotely created Cashier’s checks, as defined in Reg CC. Money Orders, or Travelers Checks • Savings Bonds • Insurance Claim Checks or items not payable in United States currency. • Checks or items dated more than 6 months prior to the date of deposit. • Checks or items that are postdated, defined as having an issue date after the date of deposit. • Checks or items on which a stop payment order has been issued or for which there are insufficient funds. • Checks or items previously presented for payment to us or another financial institution. • Checks or items marked, in any manner, as “non-negotiable.” • Third party checksParty Checks, defined as any item that is made payable to another party and subsequently endorsed to you by such party or any successor payee. • Checks • Site drafts or items payable through drafts • Items requiring multiple signatures/endorsements • Items previously converted to a substitute check, as defined in Reg CC. • Items that are remotely created checks, as defined in Reg CC. • Items not payable in United States currency. • Items dated more than 6 months prior to the date of deposit. • Items that are postdated, defined as having an issue date after the date of deposit. • Items previously presented for payment to us or another financial institution. • Items marked, in any manner, as “non-negotiable.” • Items prohibited by our current procedures relating to Mobile Deposit Capture or which are otherwise not acceptable under the terms of your Account. Nothing in this Agreement shall be construed as requiring us to accept any check or item for deposit, even if we have accepted that type of check or item previously. Nor shall we be required to identify or reject any checks or items that you may scan and deposit that fail to meet these requirements.

Eligible Checks and Items. You agree to scan and transmit deposit only checks "checks" as that term is defined in Federal Reserve Regulation CC ("Reg CC")) and only those checks that are permissible under this Agreement or such other items as we, in our sole discretion, elect to include under the Services. You agree authorize us to process any image that the you send us or convert any image of the check transmitted to us an Image Replacement Document for subsequent presentment and collection. It shall thereafter be deemed an "item" within the meaning of Articles 3 and 4 of the applicable Uniform Commercial Code. You agree that you will not use Mobile Deposit Capture the Services to scan and deposit any checks or other items as shown below: •  Checks or items payable to any person person(s) or entity other than you, the person(s) or to you and another partyentity that owns the account that the check is being deposited into. •  Checks or items containing alteration alterations to any of the fields on the front of the check or item (including the MICR line), or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn. •  Checks or items previously converted to a substitute check, as defined in Reg CC. •  Checks or items drawn on a financial institution located outside of the United States. •  Checks or items not payable in United States currency.  Checks or items that are remotely created checks, as defined in Reg CC. • Checks or items not payable in United States currency. •  Checks or items dated more than 6 months prior to the date of deposit. •  Checks or items that are postdated, defined as having an issue date after the date of deposit. • Post-dated (dated for a future day)  Checks or items on which a stop payment order has been issued or for which there are insufficient funds. • Checks or items previously presented for payment to us or another financial institution. • Checks or items marked, in any manner, as “non-negotiable.” • Third party checks, defined as any item that is made payable to another party and subsequently endorsed to you by such party or any successor payee. •  Checks or items prohibited by our the current procedures procedure relating to Mobile Deposit Capture the Service or which are otherwise not acceptable under the terms of any agreement governing your AccountCornerstone Bank account.  Checks with any endorsement on the back other than that specified in this agreement.  Checks payable on site or payable through drafts as defined in Reg CC.  Any item that is “non-negotiable” (whether stamped in print or as a watermark)  Any item that has been re-deposited or returned such as “non-sufficient funds” or “refer to maker” or returned for any other reason.  Any item that is incomplete  Traveler’s Checks  Insurance Drafts  Savings Bonds  Money Orders  Bank Checks, Treasurer’s Checks, Xxxxxxx’s Checks  Cash Nothing in this Agreement shall should be construed as requiring us Cornerstone Bank to accept any check or item for deposit, even if we have Cornerstone Bank has accepted that type of check or item previously. Nor shall we Cornerstone Bank be required to identify or reject any checks or items that you may scan and deposit that fail to meet these requirementsthe requirements of this Agreement.

Eligible Checks and Items. You agree to scan and transmit only checks as that term is defined in Federal Reserve Regulation CC ("“Reg CC")”) and only those checks that are permissible under this Addendum or such other items as we, in our sole discretion, elect to include under the Service. You agree that the image of the check transmitted to us shall be deemed an "“item" ” within the meaning of Articles 3 and Article 4 of the applicable Uniform Commercial Code. You agree that you will not use Mobile Deposit Capture the Service to scan and deposit any checks or other items as shown below: • Checks or items payable to any person or entity other than you, or to you and another party. • Checks or items containing alteration to any of the fields on the front of the check or item (including the MICR line), or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn. • Checks or items payable jointly, unless deposited into an account in the names of all payees (for example, a check made payable to “Xxxx and Xxxx” cannot be deposited into an account that is not owned by both Xxxx and Xxxx). • Checks or items payable to “Cash”, “Westside State Bank,” or “WSB”. • Checks or items payable to a third party (for example, a check that is payable to someone else, endorsed and signed over to you). • Checks or items that are incomplete (for example, any item that does not contain the signature of the maker, endorsement signature(s), or other required information). • Checks or items previously converted to a substitute check, as defined in Reg CC. • Checks or items drawn on a financial institution located outside the United StatesCC (for example, paper checks created from an electronic image). • Checks or items that are remotely created checks, as defined in by Reg CCCC (for example, checks lacking the original signature of the person authorizing the check). • Checks or items not payable in United States currencythat require authorization (for example, COM checks). • Checks or items that are dated more than 6 months prior to the date of deposit. • Checks or items that are postdatedstale-dated (for example, defined as having an ninety (90) days or more after the issue date for checks containing instructions that state “Void 90 days after issue date”). • Checks or items that are post-dated (for example, a check showing a future date). • Checks or items drawn on a financial institution located outside of the date of depositUnited States. • Checks or items not payable in United States currency. • Checks or items that have previously been returned unpaid for any reason. • Checks or items on which a stop payment order has been issued or for which there are insufficient funds. • Checks or items previously presented that exceed the deposit limit(s) that are established for payment to us or another financial institutionthe Service. • Non-negotiable items • Checks or items marked, in any manner, as “non-negotiable.” purporting to be a lottery or prize winning. • Third party Savings bonds. • Travelers checks, defined as any item that is made payable to another party and subsequently endorsed to you by such party or any successor payee. • Checks or items prohibited by our current procedures relating to Mobile Deposit Capture the Service or which are otherwise not acceptable under the terms of your AccountMobile Deposit account. Nothing in this Agreement shall Addendum should be construed as requiring us Westside State Bank to accept any check or item for deposit, even if we have Westside State Bank has accepted that type of check or item previously. Nor shall we Westside State Bank be required to identify or reject any checks or items that you may scan and deposit that fail to meet these requirementsthe requirements of this Addendum.

Eligible Checks and Items. You agree to scan and transmit deposit only checks "checks" as that term is defined in Federal Reserve Regulation CC ("Reg CC")) and only those checks that are permissible under this Agreement or such other items as we, in our sole discretion, elect to include under the Services. You agree authorize us to process any image that the you send us or convert any image of the check transmitted to us an Image Replacement Document for subsequent presentment and collection. It shall thereafter be deemed an "item" within the meaning of Articles 3 and 4 of the applicable Uniform Commercial Code. You agree that you will not use Mobile Deposit Capture the Services to scan and deposit any checks or other items as shown below: •  Checks or items payable to any person person(s) or entity other than you, the person(s) or to you and another partyentity that owns the account that the check is being deposited into. •  Checks or items containing alteration alterations to any of the fields on the front of the check or item (including the MICR line), or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn. •  Checks or items previously converted to a substitute check, as defined in Reg CC. •  Checks or items drawn on a financial institution located outside of the United States. •  Checks or items not payable in United States currency.  Checks or items that are remotely created checks, as defined in Reg CC. • Checks or items not payable in United States currency. •  Checks or items dated more than 6 months prior to the date of deposit. •  Checks or items that are postdated, defined as having an issue date after the date of deposit. • Post-dated (dated for a future day)  Checks or items on which a stop payment order has been issued or for which there are insufficient funds. • Checks or items previously presented for payment to us or another financial institution. • Checks or items marked, in any manner, as “non-negotiable.” • Third party checks, defined as any item that is made payable to another party and subsequently endorsed to you by such party or any successor payee. •  Checks or items prohibited by our the current procedures procedure relating to Mobile Deposit Capture the Service or which are otherwise not acceptable under the terms of any agreement governing your AccountCornerstone Bank account.  Checks with any endorsement on the back other than that specified in this agreement.  Checks payable on site or payable through drafts as defined in Reg CC.  Any item that is “non-negotiable” (whether stamped in print or as a watermark)  Any item that has been re-deposited or returned such as “non-sufficient funds” or “refer to maker” or returned for any other reason.  Any item that is incomplete  Traveler’s Checks  Insurance Drafts  Savings Bonds  Money Orders  Bank Checks, Treasurer’s Checks, Cashier’s Checks  Cash Nothing in this Agreement shall should be construed as requiring us Cornerstone Bank to accept any check or item for deposit, even if we have Cornerstone Bank has accepted that type of check or item previously. Nor shall we Cornerstone Bank be required to identify or reject any checks or items that you may scan and deposit that fail to meet these requirementsthe requirements of this Agreement.