Common use of Emergency Medical 1a. Medical Expenses Clause in Contracts

Emergency Medical 1a. Medical Expenses. In the event of an Insured Person suffering Accidental Bodily Injury or sudden Sickness on the Covered Trip, the Company will, subject to the Terms of this Policy, pay the Usual, Reasonable and Customary Medically Necessarily Expenses as defined actually incurred by the Insured Person on the Covered Trip during the Period of Insurance up to the Amount of Benefit stated in the Schedule. The Company will pay the reasonable costs incurred by the Insured Person in engaging the services of a local translator / interpreter in the Hospital where the Insured Person is confined caused by Accidental Bodily Injury or sudden Sickness, which occurred or was contracted abroad during the Covered Trip, subject to the period of confinement exceeding twenty four (24) hours. The Company will pay the reasonable additional accommodation and transportation expenses necessarily incurred by the Insured Person in reverting to his/her original travel schedule / Itinerary &/or rejoining his/her original Traveling Companion following an interruption or disruption of that schedule / Itinerary caused by Accidental Bodily Injury or sudden Sickness, which occurred or was contracted abroad during the Covered Trip. The Company will reimburse transportation expenses to and from an overseas hospital for seeking medical treatment (subject to a proof of receipt) if the Insured Person suffers from Accidental Bodily Injury or sudden Sickness during the Covered Trip. The Company will reimburse any incurred necessary medical expenses charged by Registered Medical Practitioner in Hong Kong within ninety

Emergency Medical 1a. Medical Expenses. In the event of an Insured Person suffering Accidental Bodily Injury or sudden Sickness on the Covered Trip, the Company will, subject to the Terms of this Policy, pay the Usual, Reasonable and Customary Medically Necessarily Expenses as defined actually incurred by the Insured Person on the Covered Trip during the Period of Insurance up to the Amount of Benefit stated in the Schedule. The Company will pay the reasonable costs incurred by the Insured Person in engaging the services of a local translator / interpreter in the Hospital where the Insured Person is confined caused by Accidental Bodily Injury or sudden Sickness, which occurred or was contracted abroad during the Covered Trip, subject to the period of confinement exceeding twenty twenty-four (24) hours. The Company will pay the reasonable additional accommodation and transportation expenses necessarily incurred by the Insured Person in reverting to his/her original travel schedule / Itinerary &/or rejoining his/her original Traveling Companion following an interruption or disruption of that schedule / Itinerary caused by Accidental Bodily Injury or sudden Sickness, which occurred or was contracted abroad during the Covered Trip. The Company will reimburse transportation expenses to and from an overseas hospital for seeking medical treatment (subject to a proof of receipt) if the Insured Person suffers from Accidental Bodily Injury or sudden Sickness during the Covered Trip. The Company will reimburse any incurred necessary medical expenses charged by Registered Medical Practitioner in Hong Kong within ninetyninety (90) consecutive days for the medical treatment even if the Insured Person has not incurred any medical expenses Registered or Listed Chinese Medicine Practitioner up to HK$200 per visit per day and not exceeding HK$3,000 in aggregate. In no circumstances shall the total amount payable under Coverage 1a Medical Expenses exceed 100% of the Amount of Benefit stated in the Schedule. This Section does not cover any a) subsequent medical or surgical treatments received outside Hong Kong after the Insured Person has returned to Hong Kong. b) medical or surgical treatments, when in the opinion of the Registered Medical Practitioner treating the Insured Person, which can be reasonably delayed until the Insured Person returns to Hong Kong. c) dental treatments not resulting directly from Accidental Bodily Injury.