Common use of Errors in Age / Gender / Smoker Status Clause in Contracts

Errors in Age / Gender / Smoker Status. Country of Residence If the Age, gender, smoker status and/or country of residence of the Life insured is not correctly stated such that the Premium paid is wrong, We reserve the rights to adjust the Benefits. For underpayment of Premium, the claims will be pro-rated as if You have purchased a lower cover. For overpayment of Premium, We will refund the excess Premium paid without interest. Based on the correct Age, gender, smoker status and/or country of residence, if the Life insured is not eligible to apply for this policy, We will not pay any Benefits and the policy will be terminated. When this happens, We will refund all Premiums paid (less any amounts previously paid to You under this policy) without interest and less any amounts owing to Us as well as any expenses incurred by Us in providing You the policy.

Errors in Age / Gender / Smoker Status. Country of Residence If the Age, gender, smoker status and/or country of residence of the Life insured is not correctly stated such that the Premium paid is wrong, We reserve the rights to adjust the Benefits. For underpayment of Premium, the claims will be pro-rated as if You have purchased a lower cover. For overpayment of Premium, We will refund the excess Premium paid without interest. Based on the correct Age, gender, smoker status and/or country of residence, if the Life insured is not eligible to apply for this policy, We will not pay any Benefits and the policy will be terminated. When this happens, We will refund all Premiums paid (less any amounts previously paid to You under this policy) without interest and less any amounts owing to Us as well as any expenses incurred by Us in providing You the policy.

Errors in Age / Gender / Smoker Status. Country of Residence If the Age, gender, smoker status and/or country of residence of the Life insured is not correctly stated such that the Premium paid is wrong, We we reserve the rights to adjust the Benefits. For underpayment of Premium, the claims will be pro-rated as if You you have purchased a lower cover. For overpayment of Premium, We we will refund the excess Premium paid without interest. Based on the correct Age, gender, smoker status and/or country of residence, if the Life insured is not eligible to apply for this policy, We we will not pay any Benefits and the policy will be terminated. When this happens, We we will refund all Premiums paid (less any amounts previously paid to You you under this policy) without interest and less any amounts owing to Us us as well as any expenses incurred by Us us in providing You you the policy.

Errors in Age / Gender / Smoker Status. Country of Residence If the Your Age, gender, smoker status and/or country of residence of the Life insured is not correctly stated such that the Premium paid is wrong, We reserve the rights to adjust the Benefits. For underpayment of Premium, the claims will be pro-rated as if You have purchased a lower cover. For overpayment of Premium, We will refund the excess Premium paid without interest. Based on the correct Age, gender, smoker status and/or country of residence, if the Life insured is You are not eligible to apply for this policy, We will not pay any Benefits and the policy will be terminated. When this happens, We will refund all Premiums paid (less any amounts previously paid to You under this policy) without interest and less any amounts owing to Us as well as any expenses incurred by Us in providing You the policy.

Errors in Age / Gender / Smoker Status. Country of Residence If the Age, gender, smoker status and/or country of residence of the Life insured is not correctly stated such that the Premium paid is wrong, We reserve the rights to adjust the Benefits. For underpayment of Premium, the claims will be pro-rated as if You have purchased a lower cover. For overpayment of Premium, We will refund the excess Premium paid without interest. Based on the correct Age, gender, smoker status and/or country of residence, if the Life insured is not eligible to apply for this policy, We we will not pay any Benefits and the policy will be terminated. When this happens, We we will refund all Premiums paid (less any amounts previously paid to You under this policy) without interest and interest, less any amounts owing to Us as well as any expenses incurred by Us in providing You the policy.

Errors in Age / Gender / Smoker Status. Country of Residence If the Your Age, gender, smoker status and/or country of residence of the Life insured is not correctly stated such that the Premium paid is wrong, We reserve the rights to adjust the Benefits. For underpayment of Premium, the claims will be pro-rated as if You have purchased a lower cover. For overpayment of Premium, We will refund the excess Premium paid without interest. Based on the correct Age, gender, smoker status and/or country of residence, if the Life insured is You are not eligible eligib le to apply for this policy, We will not pay any Benefits and the policy will be terminated. When this happens, We will refund all Premiums paid (less any amounts previously paid to You under this policy) without interest and less any amounts owing to Us as well as any expenses incurred by Us in providing You the policy.

Errors in Age / Gender / Smoker Status. Country of Residence If the Your Age, gender, smoker status and/or country of residence of the Life insured is not correctly stated such that the Premium paid is wrong, We reserve the rights to adjust the Benefits. For underpayment of Premium, the claims will be pro-rated as if You have purchased a lower cover. For overpayment of Premium, We will refund the excess Premium paid without interest. Based on the correct Age, gender, smoker status and/or country of residence, if the Life insured is not eligible to apply for this policy, We will not pay any Benefits and the policy will be terminated. When this happens, We will refund all Premiums paid (less any amounts previously paid to You under this policy) without interest and less any amounts owing to Us as well as any expenses incurred by Us in providing You the policy.