Common use of EXTENSION OF COVER Clause in Contracts

EXTENSION OF COVER. 6.9.1. Property used by the Policy holder The Policy holder can be housed in foreign families or in hotels and other types of accommodation. If the Policy holder causes damage to the movable property or real property they have the use of, they are covered by insurance on behalf of the owners or custodians of the said property. The damage caused will be refunded, where applicable, without Excess, but with a deduction for obsolescence under the conditions and exclusions indicated in the Table of coverage. This cover also applies to the deterioration, loss or theft by a Third party of property placed in the custody of or loaned to the Policy holder. Damage covered by water and other liquids caused by the Policy holder is also covered. Damage to sports items and equipment, valuable, mechanical, electric, electronic or remotely controlled toys used by the Policy holder is not covered. This extension to the cover will only come into effect after the personal insurance cover of the owners or custodians of the damaged property has been applied, especially bicycle and sports item hirers’ insurance cover (excluding any mechanical sports equipment). For damage caused to the host family’s home or to the school, the insurer will act after the home insurance or the school insurance cover has been applied. For claims under 350 €, there will be no claims against the host families or the school.

EXTENSION OF COVER. 6.9.1. Property used by the Policy holder The Policy holder can be housed in foreign families or in hotels and other types of accommodation. If the Policy holder causes damage to the movable property or real property they have the use of, they are covered by insurance on behalf of the owners or custodians of the said property. The damage caused will be refunded, where applicable, without Excess, but with a deduction for obsolescence under the conditions and exclusions indicated in the Table of coverage. This cover also applies to the deterioration, loss or theft by a Third party of property placed place in the custody of or loaned to the Policy holder. Damage covered by water and other liquids caused by the Policy holder is also covered. Damage to sports items and equipment, valuable, mechanical, electric, electronic or remotely controlled toys used by the Policy holder is not covered. This extension to the cover will only come into effect after the personal insurance cover of the owners or custodians of the damaged property has been applied, especially bicycle and sports item hirers’ insurance cover (excluding any mechanical sports equipment). For damage caused to the host family’s home or to the school, the insurer will act after the home insurance or the school insurance cover has been applied. For claims under 350 €, there will be no claims proceedings against the host families or the school.

EXTENSION OF COVER. 6.9.1. Property used by the Policy holder The Policy holder can be housed in foreign families or in hotels and other types of accommodation. If the Policy holder causes damage to the movable property or real property they have the use of, they are covered by insurance on behalf of the owners or custodians of the said property. The damage caused will be refunded, where applicable, without Excess, but with a deduction for obsolescence under the conditions and exclusions indicated in the Table of coverage. This cover also applies to the deterioration, loss or theft by a Third party of property placed place in the custody of or loaned to the Policy holder. Damage covered by water and other liquids caused by the Policy holder is also covered. Damage to sports items and equipment, valuable, mechanical, electric, electronic or remotely controlled toys used by the Policy holder is not covered. This extension to the cover will only come into effect after the personal insurance cover of the owners or custodians of the damaged property has been applied, especially bicycle and sports item hirers’ insurance cover (excluding any mechanical sports equipment). IMPORTANT: For damage caused to the host family’s home or to the school, the insurer will act after the home insurance or the school insurance cover has been applied. For claims under 350 350€, there will be no claims proceedings against the host families or the school.