Common use of Features Clause in Contracts

Features. You may use a Computer to access e-Bankoh to do some or all of the following: • View balances for your Deposit Accounts, Credit Accounts, Mortgage Accounts and Credit Card Accounts • View deposits and withdrawals posted to your Accounts. • Transfer funds between your Designated Accounts (transfer of funds are not allowed between Bank of Hawaii Accounts in Palau and Accounts in other locations) • Make payments from your checking or savings Designated Accounts to your Credit Accounts and Mortgage Accounts • Obtain advances from your Line of Credit Accounts that are Designated Accounts and deposit them into your checking or savings Designated Accounts • Any Account that is not a Designated Account will have view-only capability (if you would like to establish transfer capability for these accounts, contact us using the phone numbers in section A) • Enroll for online statements, notices and tax forms (if you elect to enroll for online deposit account statements, notices or tax forms, you will no longer receive paper versions of these documents) • Enroll for the Bill Pay Service to schedule and make bill payments from your checking Account(s) to us and your Payees (please see the fee schedule for fees that apply) • Enroll for the External Transfer Service to transfer funds to your Deposit Accounts from Authorized External accounts • Update your e-Mail, phone numbers, and mailing address • Download the transaction history for your Accounts • Request a stop payment for a check you wrote on your checking Account • Access your Credit Card Accounts through the Bank of Hawaii branded credit card site where you will be able to view other accounts you may have with our processing partner Barclaycard US which may include services which use personal, credit worthiness, and/or account information • Access your Mortgage Accounts through the Mortgage Account Management Center site where you will have access to additional information and features on your Mortgage Account In addition, you may also perform any additional procedures and access any additional services added to e-Bankoh in the future.

Features. You may use a Computer to access with e-Bankoh to do some or all of the following: • View balances for your Deposit Accounts, Credit Accounts, Mortgage Accounts and Credit Card Accounts • View deposits and withdrawals posted to your Accounts. Accounts • Transfer funds between your Designated Accounts (transfer of funds are not allowed between Bank of Hawaii Accounts in Palau and Accounts in other locations) • Make payments from your checking or savings Designated Accounts to your Credit Accounts and Mortgage Accounts Accounts. • Obtain advances from your Line of Credit Accounts that are Designated Accounts and deposit them into your checking or savings Designated Accounts Account • Any Account that is not a Designated Account will have view-only capability (if you would like to establish transfer capability for these accounts, contact us using the phone numbers in section SECTION A) • Enroll for online statements, notices and tax forms (if you elect to enroll for online deposit account statements, notices or tax forms, you will no longer receive paper versions of these documents) • Enroll for the Bill Pay Service to schedule and make bill payments from your checking Account(s) to us and your Payees (please see the fee schedule for fees that apply) • Enroll for the External Transfer Service to transfer funds to your Deposit Accounts from Authorized External accounts • Update your e-Mail, phone numbers, and mailing address • Download the transaction history for your Accounts • Request a stop payment for a check you wrote on your checking Account account • Access your Credit Card Accounts through the Bank of Hawaii branded credit card site where you will be able to view other accounts you may have with our processing partner Barclaycard US which may include services which use personal, credit worthiness, and/or account information • Access your Mortgage Accounts through the Mortgage Account Management Center site where you will have access to additional information and features on your Mortgage Account In addition, you may also perform any additional procedures and access any additional services added to e-Bankoh in the future.

Features. You may use a Computer to access with e-Bankoh to do some or all of the following: • View balances for your Deposit Accounts, Credit Accounts, Mortgage Accounts and Credit Card Accounts • View deposits and withdrawals posted to your Accounts. Accounts • Transfer funds between your Designated Accounts (transfer of funds are not allowed between Bank of Hawaii Accounts in Palau and Accounts in other locations) • Make payments from your checking or savings Designated Accounts to your Credit Accounts and Mortgage Accounts Accounts. • Obtain advances from your Line of Credit Accounts that are Designated Accounts and deposit them into your checking or savings Designated Accounts Account • Any Account that is not a Designated Account will have view-only capability (if you would like to establish transfer capability for these accounts, contact us using the phone numbers in section A) • Enroll for online statements, notices and tax forms (if you elect to enroll for online deposit account statements, notices or tax forms, you will no longer receive paper versions of these documents) • Enroll for the Bill Xxxx Pay Service to schedule and make bill xxxx payments from your checking Account(s) to us and your Payees (please see the fee schedule for fees that apply) • Enroll for the External Transfer Service to transfer funds to your Deposit Accounts from Authorized External accounts • Update your e-Mail, phone numbers, and mailing address • Download the transaction history for your Accounts • Request a stop payment for a check you wrote on your checking Account account • Access your Credit Card Accounts through the Bank of Hawaii branded credit card site where you will be able to view other accounts you may have with our processing partner Barclaycard US which may include services which use personal, credit worthiness, and/or account information • Access your Mortgage Accounts through the Mortgage Account Management Center site where you will have access to additional information and features on your Mortgage Account In addition, you may also perform any additional procedures and access any additional services added to e-Bankoh in the future.

Features. You may use a Computer to access e-Bankoh to do some or all of the following: • View balances for your Deposit Accounts, Credit Accounts, Mortgage Accounts and Credit Card Accounts • View deposits and withdrawals posted to your Accounts. • Transfer funds between your Designated Accounts (transfer of funds are not allowed between Bank of Hawaii Accounts in Palau and Accounts in other locations) • Make payments from your checking or savings Designated Accounts to your Credit Accounts and Mortgage Accounts • Obtain advances from your Line of Credit Accounts that are Designated Accounts and deposit them into your checking or savings Designated Accounts • Any Account that is not a Designated Account will have view-only capability (if you would like to establish transfer capability for these accounts, contact us using the phone numbers in section A) • Enroll for online statements, notices and tax forms (if you elect to enroll for online deposit account statements, notices or tax forms, you will no longer receive paper versions of these documents) • Enroll for the Bill Pay Service to schedule and make bill payments from your checking Account(s) to us and your Payees (please see the fee schedule for fees that apply) • Enroll for the External Transfer Service to transfer funds to your Deposit Accounts from Authorized External accounts • Update your e-Mail, phone numbers, and mailing address • Download the transaction history for your Accounts • Request a stop payment for a check you wrote on your checking Account • Access your Credit Card Accounts through the Bank of Hawaii branded credit card site where you will be able to view other accounts you may have with our processing partner Barclaycard US which may include services which use personal, credit worthiness, and/or account information • Access your Mortgage Accounts through the Mortgage Account Management Center site where you will have access to additional information and features on your Mortgage Account In addition, you may also perform any additional procedures and access any additional services added to e-Bankoh in the future.

Features. You may use a Computer computer or Device to enroll and access e-Bankoh eBanking to do some or all of the following: • ‒ View your checking, savings, loan, Certificate of Deposit (CD) and Individual Retirement Account (IRA) account balances ‒ View recent account activity ‒ Review and print transaction registers and statements for your Deposit Accounts, Credit Accounts, Mortgage Accounts and Credit Card Accounts • View deposit accounts ‒ Confirm deposits and withdrawals posted to your Accounts. • deposit accounts ‒ Transfer funds between your Designated Accounts eligible ASB accounts now or in the future (transfer of funds are not allowed between Bank of Hawaii Accounts in Palau and Accounts in other locationstransfers to loans will be treated as payments) • ‒ Make payments from your checking and savings accounts to certain loan accounts Make check deposits to your checking or savings Designated Accounts to accounts using the camera on your Credit Accounts and Mortgage Accounts • mobile phone and/or tablet using the App ‒ Obtain advances from your Line eligible line of Credit Accounts that are Designated Accounts credit accounts and deposit them into your checking or savings Designated Accounts • Any Account that is not a Designated Account will have view-only capability (if you would like to establish transfer capability for these accounts, contact us using the phone numbers in section A) • Enroll for online statements, notices and tax forms (if you elect to enroll for online deposit account statements, notices or tax forms, you will no longer receive paper versions of these documents) • Enroll for the Bill Pay Service to schedule and make bill payments from your checking Account(s) to us and your Payees (please see the fee schedule for fees that apply) • Enroll for the External Transfer Service to transfer funds to your Deposit Accounts from Authorized External accounts • Update your e-Mail, phone numbers, and mailing address • ‒ Download the transaction history for your Accounts • accounts ‒ Receive alerts ‒ Order checks ‒ Ask us questions about eBanking using our secured Message Center ‒ Request a stop payment for a check you wrote on your checking Account • Access account ‒ View your Credit Card Accounts through account statements online ‒ Schedule payments from your checking account to payees ‒ Transfer funds from and to your deposit accounts from Authorized External accounts ‒ Send funds to a Recipient ‒ If you enroll in the Bank of Hawaii branded credit card site where you will be able to view other accounts Bill Pay Service you may have with our processing partner Barclaycard US which may include services which use personal, credit worthiness, schedule and make bill payments from your checking account(s) to us and your payees. Please see the fee schedule for fees that apply ‒ Locate ASB branches and ATMs using the GPS functionality of your smartphone and/or account information • Access your Mortgage Accounts through the Mortgage Account Management Center site where you will have access to additional information and features on your Mortgage Account tablet In addition, you may also perform any additional procedures and access any additional services added to e-Bankoh eBanking in the future.

Features. You may use a Computer to access e-Bankoh to do some or all of the following: • View balances for your Deposit Accounts, Credit Accounts, Mortgage Accounts and Credit Card Accounts • View deposits and withdrawals posted to your Accounts. • Transfer funds between your Designated Accounts (transfer of funds are not allowed between Bank of Hawaii Accounts in Palau and Accounts in other locations) • Make payments from your checking or savings Designated Accounts to your Credit Accounts and Mortgage Accounts • Obtain advances from your Line of Credit Accounts that are Designated Accounts and deposit them into your checking or savings Designated Accounts • Any Account that is not a Designated Account will have view-only capability (if you would like to establish transfer capability for these accounts, contact us using the phone numbers in section SECTION A) • Enroll for online statements, notices and tax forms (if you elect to enroll for online deposit account statements, notices or tax forms, you will no longer receive paper versions of these documents) • Enroll for the Bill Pay Service to schedule and make bill payments from your checking Account(s) to us and your Payees (please see the fee schedule for fees that apply) • Enroll for the External Transfer Service to transfer funds to your Deposit Accounts from Authorized External accounts • Update your e-Mail, phone numbers, and mailing address • Download the transaction history for your Accounts • Request a stop payment for a check you wrote on your checking Account • Access your Credit Card Accounts through the Bank of Hawaii branded credit card site where you will be able to view other accounts you may have with our processing partner Barclaycard US which may include services which use personal, credit worthiness, and/or account information • Access your Mortgage Accounts through the Mortgage Account Management Center site where you will have access to additional information and features on your Mortgage Account In addition, you may also perform any additional procedures and access any additional services added to e-Bankoh in the future.