FEDERAL TRUTH IN LENDING DISCLOSURE Sample Clauses

FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. 469.29% FINANCE CHARGE The dollar amount the credit will cost you. $36.00 Amount Financed The amount of credit provided to you or on your behalf. $200.00 Total of Payments The amount you will have paid after you have made all payments scheduled $236.00
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FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. 264.00% FINANCE CHARGE The dollar amount the credit will cost you. $220.00 Amount Financed The amount of credit provided to you or on your behalf. $1,000.00 Total of Payments The amount you will have paid after you have made all payments scheduled $1,220.00 SECURITY: Title Pledge Lender will have a security interest in the titled personal pledged property listed above. PREPAYMENT: If you pay off early, you will not be entitled to a refund of part of the finance charge. See your contract for any additional information concerning nonpayment and default ADDITIONAL INFORMATION: and prepayment refunds or penalties. Maturity Date 12/14/2005 Payment Schedule 1 Payment @ $1,220.00 Itemization of the Amount Financed of $1,000.00 Amount given to you directly $1,000.00 Amount Refinanced $1,000.00 I hereby acknowledge receipt of this consumer notification and disclosures prior to entering into this pledge agreement. Xxxxxxx'x Signature Interest + Fee = Finance Charge/Minimum Pmt $200.00 + $20.00 = $220.00
Sample 1
FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE The cost of your credit as a yearly rate. 10.00% FINANCE CHARGE The dollar amount the credit will cost you. $24.93 Amount Financed The amount of credit provided to you or on your behalf. $3,033.00 Total of Payments The amount you will have paid after you have made all payments scheduled $3,057.93 SECURITY: Title Lender will have a security interest in the titled personal property listed above. PREPAYMENT: If you pay off early, you may be entitled to a refund of part of the finance charge. ADDITIONAL INFORMATION: Xxxxxxxx agrees to be liable for fees allowable by Idaho Law. Maturity Date 1/11/2015 Payment Schedule 1 Payment @ $3,057.93 Itemization of the Amount Financed of $3,033.00 Title Fee $33.00 Amount given to you directly $3,000.00 Amount Renewed $0.00 I hereby acknowledge receipt of this consumer notification and disclosures prior to entering into this loan agreement. Borrower's Signature X you and, you promise to pay us the Total of Payments set forth above. You acknowledge and agree that you are indebted to us in the amount of the Total of Payments, the amounts set forth in the federal Truth-In-Lending disclosures set forth above are not in dispute and you do not have any defense to the payment of such amounts. Fees and Interest charged on the Loan are $0.82 per $100.00 advanced for each 30 day period.
Sample 1
FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. 176.90% FINANCE CHARGE The dollar amount the credit will cost you. $145.40 Amount Financed The amount of credit provided to you or on your behalf. $1,000.00 Total of Payments The amount you will have paid after you have made all payments scheduled $1,145.40 Year 2000 Color Black Make BMW Model 735i License No. VIN 00000000000000000 Title Certificate Number ITEMIZATION OF AMOUNT FINANCED $1,000.00 AMOUNT FINANCED $125.00 Origination Fee $1,125.00 Total Loan Amount ANNUAL FINANCE RATE: 22.00% (Does NOT include our preparation fee.)
Sample 1
FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. 117.74% FINANCE CHARGE The dollar amount the credit will cost you. $108.25 Amount Financed The amount of credit provided to you or on your behalf. $1,082.48 Total of Payments The amount you will have paid after you have made all payments scheduled $1,190.73 Year Color Make Model License No. VIN Title Certificate Number ITEMIZATION OF AMOUNT FINANCED $1,082.48 Amount Given to You Directly $0.00 Title Lien Fee $1,082.48 Amount Financed This loan cannot be assumed under the original terms. Borrower(s) acknowledge receipt of a fully completed DATED: 10/7/2008 BY copy of this contract. Borrower IT'S:
Sample 1
FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. 469.29% FINANCE CHARGE The dollar amount the credit will cost you. $36.00 Amount Financed The amount of credit provided to you or on your behalf. $200.00 Total of Payments The amount you will have paid after you have made all payments scheduled $236.00 You have the right to receive at this time an itemization of the Amount Financed. I want an itemization of the Amount Financed. I do not want an itemization. YOUR PAYMENT SCHEDULE: Number of payments: 1 Amount of payment: $236.00. Presentment Date: 11/29/2005 (Date check will be deposited ). I HEREBY CERTIFY THAT I HAVE RECEIVED A COPY OF THIS TRUTH IN LENDING DISCLOSURE PRIOR TO ENTERING INTO THIS DEFERRED PRESENTMENT TRANSACTION CUSTOMER SIGNATURE: X IF YOU PREPAY IN FULL, YOU MAY BE ENTITLED TO A REBATE OR REFUND OF ALL OR PART OF THE FINANCE CHARGE. In the event that my check is returned to Alpha Omega Consulting Group, Inc. from my financial institution due to insufficient funds, closed account, or a stop payment order, I understand that Alpha Omega Consulting Group, Inc. shall have the right to all civil means available and allowed by law to collect the check, including the right to collect court costs and reasonable attorney fees incurred in bringing a civil lawsuit. Further, Alpha Omega Consulting Group, Inc. will assess a returned check charge of $25.00 in the event a check is returned for any of the above mentioned reasons. I acknowledge that I have read this agreement, understand its contents, agree to its terms, and have been given, before signing this agreement, a written explanation, in clear, understandable language, of the fees to be charged by Alpha Omega Consulting Group, Inc., and the date on which the check will be deposited or presented by Alpha Omega Consulting Group, Inc.. By my signature below, I herby certify that this loan combined with any other loans I may have outstanding with Alpha Omega Consulting Group, Inc. or any other 604 licensee do not exceed one third of my net monthly income. The interest charged from the date of default on the loan made in the form of a deferred deposit, or on any extension thereof, must not exceed a rate equal to or less than the prime rate at the largest bank in the state of Nevada plus 10%(NRS 604.16). CUSTOMER SIGNATURE: X XXX X XXXXX Teller Loan No:CA76100R DEFAULT AND RETURNED CHECK CHARGE. You will be in default under this Agreement if you do not pay us any scheduled payment amount...
Sample 1
FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. FINANCE CHARGE The dollar amount the credit will cost you. Amount Financed The amount of credit provided to you or on your behalf. Total of Payments The amount you will have paid after you have made all payments scheduled. SECURITY: Title Pledge Lender will have a security interest in the titled personal pledged property listed above. PREPAYMENT: If you pay off early, you will be entitled to a refund of part of the finance charge. ADDITIONAL INFORMATION: Xxxxxxx agrees to be liable for reasonable attorney fees and all court cost of collection. Maturity Date Payment Schedule . Itemization of the Amount Financed of Amount given to you directly Amount Refinanced Fee + Loan Amount = total amount due I hereby acknowledge receipt of this consumer notification and disclosures prior to entering into this pledge agreement. Xxxxxxx’x Signature
Sample 1
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Related to FEDERAL TRUTH IN LENDING DISCLOSURE

  • Securities Act Updating Disclosure If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool. Depositor If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively. Depositor

  • Predatory Lending Regulations No Mortgage Loan is a High Cost Loan or Covered Loan, as applicable, and no Mortgage Loan originated on or after October 1, 2002 through March 6, 2003 is governed by the Georgia Fair Lending Act. No Mortgage Loan is covered by the Home Ownership and Equity Protection Act of 1994 and no Mortgage Loan is in violation of any comparable state or local law;

  • Georgia Fair Lending Act No Mortgage Loan is secured by a property in the state of Georgia and originated between October 1, 2002 and March 7, 2003.

  • Credit Reporting; Gramm-Leach-Bliley Act (a) With respect to each Mortgage Loan, each Sexxxxxx xxxxxx xx xully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and TransUnion Credit Information Company (three of the credit repositories), on a monthly basis. (b) Each Servicer shall comply with Title V of the Gramm-Leach-Bliley Act of 1999 and all applicable regulations promulgatxx xxxxxxxxxx, xxxating to the Mortgage Loans required to be serviced by it and the related borrowers and shall provide all required notices thereunder.

  • Compliance with Federal Law, Regulations, and Executive Orders This is an acknowledgement that FEMA financial assistance will be used to fund all or a portion of the contract. The contractor will comply with all applicable Federal law, regulations, executive orders, FEMA policies, procedures, and directives.

  • State Law Disclosures Such disclosures and reports as are required by applicable state and local law in connection with the conveyance of real property;

  • ADV Disclosure The Adviser has provided the Trust with a copy of its Form ADV as most recently filed with the Commission and will, promptly after filing any amendment to its Form ADV with the Commission, furnish a copy of such amendments to the Trust. The information contained in the Adviser’s Form ADV is accurate and complete in all material respects and does not omit to state any material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.

  • Funding Disclaimers and Labeling A. Grantee shall not use System Agency’s name or refer to System Agency directly or indirectly in any media appearance, public service announcement, or disclosure relating to this Grant Agreement including any promotional material without first obtaining written consent from System Agency. The foregoing prohibition includes, without limitation, the placement of banners, pop-up ads, or other advertisements promoting Grantee’s or a third party’s products, services, workshops, trainings, or other commercial offerings on any website portal or internet-based service or software application hosted or managed by Grantee. This does not limit the Grantee’s responsibility to comply with obligations related to the Texas Public Information Act or Texas Open Meetings Act. B. In general, no publication (including websites, reports, projects, etc.) may convey System Agency’s recognition or endorsement of the Grantee’s project without prior written approval from System Agency. Publications funded in part or wholly by HHS grant funding must include a statement that “HHS and neither any of its components operate, control, are responsible for, or necessarily endorse, this publication (including, without limitation, its content, technical infrastructure, and policies, and any services or tools provided)” at HHS’s request.

  • Dissemination of Policy All members of the contractor's staff who are authorized to hire, supervise, promote, and discharge employees, or who recommend such action, or who are substantially involved in such action, will be made fully cognizant of, and will implement, the contractor's EEO policy and contractual responsibilities to provide EEO in each grade and classification of employment. To ensure that the above agreement will be met, the following actions will be taken as a minimum: a. Periodic meetings of supervisory and personnel office employees will be conducted before the start of work and then not less often than once every six months, at which time the contractor's EEO policy and its implementation will be reviewed and explained. The meetings will be conducted by the EEO Officer. b. All new supervisory or personnel office employees will be given a thorough indoctrination by the EEO Officer, covering all major aspects of the contractor's EEO obligations within thirty days following their reporting for duty with the contractor. c. All personnel who are engaged in direct recruitment for the project will be instructed by the EEO Officer in the contractor's procedures for locating and hiring minorities and women. d. Notices and posters setting forth the contractor's EEO policy will be placed in areas readily accessible to employees, applicants for employment and potential employees. e. The contractor's EEO policy and the procedures to implement such policy will be brought to the attention of employees by means of meetings, employee handbooks, or other appropriate means.

  • Potential Conflicts and Compliance With Mixed and Shared Funding Exemptive Order 7.1. The Board of Trustees of the Fund (the “Board”) will monitor the Fund for the existence of any material irreconcilable conflict between the interests of the Contract owners of all separate accounts investing in the Fund. An irreconcilable material conflict may arise for a variety of reasons, including: (a) an action by any state insurance regulatory authority; (b) a change in applicable federal or state insurance, tax, or securities laws or regulations, or a public ruling, private letter ruling, no-action or interpretative letter, or any similar action by insurance, tax, or securities regulatory authorities; (c) an administrative or judicial decision in any relevant proceeding; (d) the manner in which the investments of any Portfolio is being managed; (e) a difference in voting instructions given by variable annuity contract and variable life insurance contract owners or by contract owners of different Participating Insurance Companies; or (f) a decision by a Participating Insurance Company to disregard the voting instructions of Contract owners. The Board shall promptly inform the Company if it determines that an irreconcilable material conflict exists and the implications thereof. 7.2. The Company will report any potential or existing conflicts of which it is aware to the Board. The Company will assist the Board in carrying out its responsibilities under the Mixed and Shared Funding Exemptive Order, by providing the Board with all information reasonably necessary for the Board to consider any issues raised. This includes, but is not limited to, an obligation by the Company to inform the Board whenever Contract owner voting instructions are to be disregarded. Such responsibilities shall be carried out by the Company with a view only to the interests of its Contract owners. 7.3. If it is determined by a majority of the Board, or a majority of its directors who are not interested persons of the Fund, the Distributor, the Adviser or any subadviser to any of the Portfolios (the “Independent Directors”), that a material irreconcilable conflict exists, the Company and other Participating Insurance Companies shall, at their expense and to the extent reasonably practicable (as determined by a majority of the Independent Directors), take whatever steps are necessary to remedy or eliminate the irreconcilable material conflict, up to and including: (1) withdrawing the assets allocable to some or all of the separate accounts from the Fund or any Portfolio and reinvesting such assets in a different investment medium, including (but not limited to) another Portfolio, or submitting the question whether such segregation should be implemented to a vote of all affected Contract owners and, as appropriate, segregating the assets of any appropriate group (i.e., annuity contract owners, life insurance contract owners, or variable contract owners of one or more Participating Insurance Companies) that votes in favor of such segregation, or offering to the affected contract owners the option of making such a change; and (2) establishing a new registered management investment company or managed separate account. The Company’s responsibility to take remedial action shall be carried out by the Company with a view only to the interests of Contract owners. 7.4. If a material irreconcilable conflict arises because of a decision by the Company to disregard Contract owner voting instructions and that decision represents a minority position or would preclude a majority vote, the Company may be required, at the Fund’s election, to withdraw the Account’s investment in the Fund and terminate this Agreement; provided, however, that such withdrawal and termination shall be limited to the extent required by the foregoing material irreconcilable conflict as determined by a majority of the Independent Directors. Any such withdrawal and termination must take place within six (6) months after the Fund gives written notice that this provision is being implemented, and until the end of that six-month period the Adviser, the Distributor and the Fund shall continue to accept and implement orders by the Company for the purchase (and redemption) of shares of the Fund, subject to the terms of the Fund’s then-current prospectus. 7.5. If a material irreconcilable conflict arises because a particular state insurance regulator’s decision applicable to the Company conflicts with the majority of other state regulators, then the Company will withdraw the Account’s investment in the Fund and terminate this Agreement within six months after the Board informs the Company in writing that it has determined that such decision has created an irreconcilable material conflict; provided, however, that such withdrawal and termination shall be limited to the extent required by the foregoing material irreconcilable conflict as determined by a majority of the Independent Directors. Until the end of the foregoing six-month period, the Fund shall continue to accept and implement orders by the Company for the purchase (and redemption) of shares of the Fund, subject to the terms of the Fund’s then-current prospectus. 7.6. For purposes of Sections 7.3 through 7.5 of this Agreement, a majority of the Independent Directors shall determine whether any proposed action adequately remedies any irreconcilable material conflict, but in no event will the Fund be required to establish a new funding medium for the Contracts. The Company shall not be required by Section 7.3 to establish a new funding medium for the Contracts if an offer to do so has been declined by vote of a majority of Contract owners affected by the irreconcilable material conflict. In the event that the Board determines that any proposed action does not adequately remedy any irreconcilable material conflict, then the Company will withdraw the Account’s investment in the Fund and terminate this Agreement within six (6) months after the Board informs the Company in writing of the foregoing determination; provided, however, that such withdrawal and termination shall be limited to the extent required by any such material irreconcilable conflict as determined by a majority of the Independent Directors. 7.7. If and to the extent that Rule 6e-2 and Rule 6e-3(T) are amended, or Rule 6e-3 is adopted, to provide exemptive relief from any provision of the 1940 Act or the rules promulgated thereunder with respect to mixed or shared funding (as defined in the Mixed and Shared Funding Exemptive Order) on terms and conditions materially different from those contained in the Mixed and Shared Funding Exemptive Order, then (a) the Fund and/or the Participating Insurance Companies, as appropriate, shall take such steps as may be necessary to comply with Rules 6e-2 and 6e-3(T), as amended, and Rule 6e-3, as adopted, to the extent such rules are applicable: and (b) Sections 3.5, 3.6, 3.7, 7.1, 7.2, 7.3, 7.4, and 7.5 of this Agreement shall continue in effect only to the extent that terms and conditions substantially identical to such Sections are contained in such Rule(s) as so amended or adopted.

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