FEDERAL TRUTH IN LENDING DISCLOSURE Sample Clauses

FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. 469.29% FINANCE CHARGE The dollar amount the credit will cost you. $36.00 Amount Financed The amount of credit provided to you or on your behalf. $200.00 Total of Payments The amount you will have paid after you have made all payments scheduled $236.00
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FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. 264.00% FINANCE CHARGE The dollar amount the credit will cost you. $220.00 Amount Financed The amount of credit provided to you or on your behalf. $1,000.00 Total of Payments The amount you will have paid after you have made all payments scheduled $1,220.00 SECURITY: Title Pledge Lender will have a security interest in the titled personal pledged property listed above. PREPAYMENT: If you pay off early, you will not be entitled to a refund of part of the finance charge. See your contract for any additional information concerning nonpayment and default ADDITIONAL INFORMATION: and prepayment refunds or penalties. Maturity Date 12/14/2005 Payment Schedule 1 Payment @ $1,220.00 Itemization of the Amount Financed of $1,000.00 Amount given to you directly $1,000.00 Amount Refinanced $1,000.00 I hereby acknowledge receipt of this consumer notification and disclosures prior to entering into this pledge agreement. Xxxxxxx'x Signature Interest + Fee = Finance Charge/Minimum Pmt $200.00 + $20.00 = $220.00
FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. 117.74% FINANCE CHARGE The dollar amount the credit will cost you. $108.25 Amount Financed The amount of credit provided to you or on your behalf. $1,082.48 Total of Payments The amount you will have paid after you have made all payments scheduled $1,190.73 Year Color Make Model License No. VIN Title Certificate Number ITEMIZATION OF AMOUNT FINANCED $1,082.48 Amount Given to You Directly $0.00 Title Lien Fee $1,082.48 Amount Financed This loan cannot be assumed under the original terms. Borrower(s) acknowledge receipt of a fully completed DATED: 10/7/2008 BY copy of this contract. Borrower IT'S:
FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. 176.90% FINANCE CHARGE The dollar amount the credit will cost you. $145.40 Amount Financed The amount of credit provided to you or on your behalf. $1,000.00 Total of Payments The amount you will have paid after you have made all payments scheduled $1,145.40 Year 2000 Color Black Make BMW Model 735i License No. VIN 00000000000000000 Title Certificate Number ITEMIZATION OF AMOUNT FINANCED $1,000.00 AMOUNT FINANCED $125.00 Origination Fee $1,125.00 Total Loan Amount ANNUAL FINANCE RATE: 22.00% (Does NOT include our preparation fee.)
FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. 469.29% FINANCE CHARGE The dollar amount the credit will cost you. $36.00 Amount Financed The amount of credit provided to you or on your behalf. $200.00 Total of Payments The amount you will have paid after you have made all payments scheduled $236.00 You have the right to receive at this time an itemization of the Amount Financed. I want an itemization of the Amount Financed. I do not want an itemization. YOUR PAYMENT SCHEDULE: Number of payments: 1 Amount of payment: $236.00. Presentment Date: 11/29/2005 (Date check will be deposited ). I HEREBY CERTIFY THAT I HAVE RECEIVED A COPY OF THIS TRUTH IN LENDING DISCLOSURE PRIOR TO ENTERING INTO THIS DEFERRED PRESENTMENT TRANSACTION CUSTOMER SIGNATURE: X IF YOU PREPAY IN FULL, YOU MAY BE ENTITLED TO A REBATE OR REFUND OF ALL OR PART OF THE FINANCE CHARGE. In the event that my check is returned to Alpha Omega Consulting Group, Inc. from my financial institution due to insufficient funds, closed account, or a stop payment order, I understand that Alpha Omega Consulting Group, Inc. shall have the right to all civil means available and allowed by law to collect the check, including the right to collect court costs and reasonable attorney fees incurred in bringing a civil lawsuit. Further, Alpha Omega Consulting Group, Inc. will assess a returned check charge of $25.00 in the event a check is returned for any of the above mentioned reasons. I acknowledge that I have read this agreement, understand its contents, agree to its terms, and have been given, before signing this agreement, a written explanation, in clear, understandable language, of the fees to be charged by Alpha Omega Consulting Group, Inc., and the date on which the check will be deposited or presented by Alpha Omega Consulting Group, Inc.. By my signature below, I herby certify that this loan combined with any other loans I may have outstanding with Alpha Omega Consulting Group, Inc. or any other 604 licensee do not exceed one third of my net monthly income. The interest charged from the date of default on the loan made in the form of a deferred deposit, or on any extension thereof, must not exceed a rate equal to or less than the prime rate at the largest bank in the state of Nevada plus 10%(NRS 604.16). CUSTOMER SIGNATURE: X XXX X XXXXX Teller Loan No:CA76100R DEFAULT AND RETURNED CHECK CHARGE. You will be in default under this Agreement if you do not pay us any scheduled payment amount...
FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. FINANCE CHARGE The dollar amount the credit will cost you. Amount Financed The amount of credit provided to you or on your behalf. Total of Payments The amount you will have paid after you have made all payments scheduled. SECURITY: Title Pledge Lender will have a security interest in the titled personal pledged property listed above. PREPAYMENT: If you pay off early, you will be entitled to a refund of part of the finance charge. ADDITIONAL INFORMATION: Xxxxxxx agrees to be liable for reasonable attorney fees and all court cost of collection. Maturity Date Payment Schedule . Itemization of the Amount Financed of Amount given to you directly Amount Refinanced Fee + Loan Amount = total amount due I hereby acknowledge receipt of this consumer notification and disclosures prior to entering into this pledge agreement. Xxxxxxx’x Signature
FEDERAL TRUTH IN LENDING DISCLOSURE. ANNUAL PERCENTAGE The cost of your credit as a yearly rate. 10.00% FINANCE CHARGE The dollar amount the credit will cost you. $24.93 Amount Financed The amount of credit provided to you or on your behalf. $3,033.00 Total of Payments The amount you will have paid after you have made all payments scheduled $3,057.93 SECURITY: Title Lender will have a security interest in the titled personal property listed above. PREPAYMENT: If you pay off early, you may be entitled to a refund of part of the finance charge. ADDITIONAL INFORMATION: Xxxxxxxx agrees to be liable for fees allowable by Idaho Law. Maturity Date 1/11/2015 Payment Schedule 1 Payment @ $3,057.93 Itemization of the Amount Financed of $3,033.00 Title Fee $33.00 Amount given to you directly $3,000.00 Amount Renewed $0.00 I hereby acknowledge receipt of this consumer notification and disclosures prior to entering into this loan agreement. Borrower's Signature X you and, you promise to pay us the Total of Payments set forth above. You acknowledge and agree that you are indebted to us in the amount of the Total of Payments, the amounts set forth in the federal Truth-In-Lending disclosures set forth above are not in dispute and you do not have any defense to the payment of such amounts. Fees and Interest charged on the Loan are $0.82 per $100.00 advanced for each 30 day period.
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