Common use of FINANCIAL INSTITUTION’S LIABILITY Clause in Contracts

FINANCIAL INSTITUTION’S LIABILITY. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance: • if, through no fault of ours, you do not have enough money in your account to make the transfer; • if you have an overdraft line and the transfer would go over the credit limit; • if the terminal or system was not working properly and you knew about the breakdown when you started the transfer; • if circumstances beyond our control (such as fire or flood) prevent the transfer, despite any reasonable precautions that we have taken; • if the funds are subject to legal process or other encumbrance restricting such transfer; or there may be other exceptions stated in our agreement with you.

FINANCIAL INSTITUTION’S LIABILITY. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance: • if: a. If, through no fault of ours, you do not have enough money in your account to make the transfer; • if you have an overdraft line and . b. If the transfer would go over the credit limit; • if limit on your overdraft line. c. If the terminal or system was not working properly and you knew about the breakdown when you started the transfer; • if . d. If circumstances beyond our control (such as fire or flood) prevent the transfer, despite any reasonable precautions that we have taken; • if the funds are subject to legal process or other encumbrance restricting such transfer; or there . e. There may be other exceptions stated in our agreement with you.

FINANCIAL INSTITUTION’S LIABILITY. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance: • ifIf, through no fault of ours, you do not have enough money in your account to make the transfer; . • if you have an overdraft line and If the transfer would go over the credit limit; limit on your overdraft line. • if If the terminal or system was not working properly and you knew about the breakdown when you started the transfer; . • if If circumstances beyond our control (such as fire or flood) prevent the transfer, despite any reasonable precautions that we have taken; . • if the funds are subject to legal process or other encumbrance restricting such transfer; or there may be Under other exceptions stated in our agreement agreements with you.

FINANCIAL INSTITUTION’S LIABILITY. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance: • if: a) If, through no fault of oursour, you do not have enough money in your account to make the transfer; • if you have an overdraft line and transfer/ b) If the transfer would go over the credit limit; • if limit on your overdraft line. c) If the terminal or system was not properly working properly and you knew about the breakdown when you started the transfer; • if . d) If circumstances beyond our control (such as fire or flood) prevent the transfer, despite any reasonable precautions that we have taken; • if . e) If the automated teller machine where you are making the transfer does not have enough cash. f) If the funds are subject to legal process or other encumbrance restricting such transfer; or there . g) There may be other exceptions stated in our agreement with you.