Common use of Hardware and Software Malfunctions Clause in Contracts

Hardware and Software Malfunctions. The risk of error, failure, incompatibility, or non‐performance of your computer system is your risk and includes the risk that you do not operate your computer or your software correctly. The Financial Institution is not responsible for any errors from any malfunction of your computer or your software. The Financial Institution shall have no liability to you for any damage or other loss, direct or consequential, which you may suffer or incur by reason of your use of your computer or your software. THE FINANCIAL INSTITUTION MAKES NO WARRANTY TO YOU REGARDING YOUR COMPUTER OR YOUR SOFTWARE, the Financial Institution makes no representations or warranties regarding the accuracy, functionality, or performance of any third party software that may be used in connection with the online service (e.g., Quicken or other Financial Software). The Financial Institution is not responsible for nor shall have any liability for any loss or damage, direct or consequential, from electronic viruses, worms, Trojans, keystroke loggers, spyware, or any other type of “malware” that you may encounter on your computer using your Internet Service Provider or on any computer system with which you choose to access the Financial Institution’s online services. WE STRONGLY ENCOURAGE YOU TO INSTALL, PROPERLY USE, AND KEEP UP‐TO‐ DATE ANTI‐VIRUS, ANTI‐SPAM, ANTI‐SPYWARE, FIREWALL, AND OTHER SECURITY SOFTWARE AND/OR HARDWARE PRODUCTS FROM RELIABLE, REPUTABLE PROVIDERS TO PROTECT YOUR COMPUTER’S ONLINE SECURITY.

Hardware and Software Malfunctions. The risk of error, failure, incompatibility, incompatibility or non‐performance nonperformance of your computer Device system is your risk and includes the risk that you do not operate your computer Device or your software correctly. The Financial Institution Bank is not responsible for any errors or failures from any malfunction of your computer Device or your software. The Financial Institution Bank shall have no liability to you for any damage or other loss, direct or consequential, which you may suffer or incur by reason of your use of your computer Device or your software. THE FINANCIAL INSTITUTION BANK MAKES NO WARRANTY TO YOU REGARDING YOUR COMPUTER DEVICE OR YOUR SOFTWARE, the Financial Institution INCLUDING ANY WARRANTY OF MERCHANTIBILITY OR FITNESS FOR A PARTICULAR PURPOSE. The Bank makes no representations or warranties regarding the accuracy, functionality, or performance of any third party software that may be used in connection with the online service (e.g., Quicken or other Financial Software)Online Banking Services. The Financial Institution Bank is not responsible for nor shall have any liability for any loss or damage, direct or consequential, from electronic viruses, worms, Trojanstrojans, keystroke loggers, spyware, spyware or any other type of “"malware” " that you may encounter on your computer Device using your Internet Service Provider internet access provider or on any computer Device system with which you choose to access the Financial Institution’s online servicesOnline Banking Services. WE STRONGLY ENCOURAGE YOU TO INSTALL, PROPERLY USE, AND KEEP UP‐TO‐ UP-TO-DATE ANTI‐VIRUSANTI-VIRUS, ANTI‐SPAMANTI-SPAM, ANTI‐SPYWARE, FIREWALL, ANTI- SPYWARE AND OTHER SECURITY FIREWALL SOFTWARE AND/OR HARDWARE PRODUCTS FROM RELIABLE, REPUTABLE PROVIDERS TO PROTECT YOUR COMPUTER’S DEVICE'S ONLINE SECURITY.

Hardware and Software Malfunctions. The risk of error, failure, incompatibility, incompatibility or non‐performance nonperformance of your computer system is your risk and includes the risk that you do not operate your computer or your software correctly. The Financial Institution Credit Union is not responsible for any errors or failures from any malfunction of your computer or your software. The Financial Institution Credit Union shall have no liability to you for any damage or other loss, direct or consequential, which you may suffer or incur by reason of your use of your computer or your software. THE FINANCIAL INSTITUTION PFCU MAKES NO WARRANTY TO YOU REGARDING YOUR COMPUTER OR YOUR SOFTWARE, the Financial Institution INCLUDING ANY WARRANTY OF MERCHANTIBILITY OR FITNESS FOR A PARTICULAR PURPOSE. The Credit Union makes no representations or warranties regarding the accuracy, functionality, or performance of any third party software that may be used in connection with the online service (e.g.e.g. Quicken, Quicken or other Financial SoftwareMicrosoft Money). The Financial Institution Credit Union is not responsible for nor shall have any liability for any loss or damage, direct or consequential, from electronic viruses, worms, Trojanstrojans, keystroke loggers, spyware, spyware or any other type of “malware” that you may encounter on your computer using your Internet Service Provider internet access provider or on any computer system with which you choose to access the Financial InstitutionCredit Union’s online services. WE STRONGLY ENCOURAGE YOU TO INSTALL, PROPERLY USE, AND KEEP UP‐TO‐ UP-TO-DATE ANTI‐VIRUSANTI-VIRUS, ANTI‐SPAMANTI-SPAM, ANTI‐SPYWARE, FIREWALL, ANTI- SPYWARE AND OTHER SECURITY FIREWALL SOFTWARE AND/OR HARDWARE PRODUCTS FROM RELIABLE, REPUTABLE PROVIDERS TO PROTECT YOUR COMPUTER’S ONLINE SECURITY.