Common use of Health Check up Clause in Contracts

Health Check up. (a) If the Insured Person has completed 18 years of Age, the Insured Person may avail a comprehensive health check-up with Our Network Provider as per the eligibility details mentioned in the table below. All Insured members above the age of 18 years will be eligible for a Health Check Up. Health Check Ups will be and arranged by Us and conducted at Our Network Providers. Any claim under this benefit shall not impact Cumulative Bonus. For Protect & Accumulate Plan – Available once every 3rd Policy year For Plus, Preferred and Premier Plan – Available once each year excluding the first policy year. (b) Original Copies of all reports will be provided to You, while a copy of the same will be retained by Us. Protect ₹2.5 Lacs, ₹3.5 Lacs, ₹4.5 Lacs, >18 years MER, ECG, Total Cholesterol, FBS, Sr. Creatinine, CBC, Urine Routine, SGPT Plus ₹4.5 Lacs, ₹5.5 Lacs, ₹7.5 Lacs, ₹10 Lacs 18 to 40 years MER, ECG,CBC-ESR, Lipid Profile, HbA1c, Sr. Creatinine, RUA, SGOT, SGPT, GGT, Uric Acid > 40 years MER, ECG,CBC-ESR, Lipid Profile, HbA1c, Sr. Creatinine, RUA, SGOT, SGPT, GGT, Uric Acid For females only - TSH, Pap smear, Mammogram For Males only – PSA Preferred & Premier ₹15 Lacs, ₹30 Lacs, ₹50 Lacs, ₹100 Lacs 18 to 40 years MER, Lipid Profile, HbA1c, Sr. Creatinine, CBC-ESR, RUA, SGPT, ECG, SGOT, GGT, Uric Acid For females: Pap smear, TSH, Mammogram For males: PSA > 40 years (For males only) MER, CBC-ESR, Lipid Profile, HbA1c, Sr. Creatinine, RUA, SGOT, SGPT, GGT, Uric acid, TMT, USG Abdomen & Pelvis, PSA > 40 years (For females only) MER, CBC-ESR, Lipid Profile, HbA1c, Sr. Creatinine, RUA, SGOT, SGPT, GGT, TMT, Uric acid, USG Abdomen & Pelvis, Pap smear, Mammogram, TSH Accumulate ₹ 5.5 Lacs,₹ 7.5 Lacs,₹10 Lacs >18 years MER, ECG, Total Cholesterol, FBS, Sr. Creatinine, CBC, Urine Routine, SGPT ₹ 15 Lacs,₹ 20 Lacs,₹ 25 Lacs 18 to 40 years MER, ECG,CBC-ESR, Lipid Profile, HbA1c, Sr. Creatinine, RUA, SGOT, SGPT, GGT, Uric Acid ₹ 15 Lacs,₹ 20 Lacs,₹ 25 Lacs > 40 years MER, Lipid Profile, HbA1c, Sr. Creatinine, CBC-ESR, RUA, SGPT, ECG, SGOT, GGT, Uric Acid For females: Pap smear, TSH, Mammogram For males: PSA (c) Coverage under this value added cover will not be available on reimbursement basis. All Claims under this benefit can be made as per the process defined under Section VII. 16 (d) You understand and agree that the list of medical tests covered above are indicative and We may add, modify or amend this list on approval from the Head of Underwriting.

Health Check up. (a) If the Insured Person has completed 18 years of Age, the Insured Person may avail a comprehensive health check-up with Our Network Provider as per the eligibility details mentioned in the table below. All Insured members above the age of 18 years will be eligible for a Health Check Up. Health Check Ups will be and arranged by Us and conducted at Our Network Providers. Any claim under this benefit shall not impact Cumulative Bonus. For Protect & Accumulate Plan plan – Available once every 3rd Policy year For Plus, Preferred and Premier Plan – Available once at each year excluding the first policy year.renewal (b) Original Copies of all reports will be provided to You, while a copy of the same will be retained by Us. Protect ₹2.5 Lacs, ₹3.5 Lacs, ₹4.5 Lacs, >18 years MER, ECG, Total Cholesterol, FBS, Sr. Creatinine, CBC, Urine Routine, SGPT Plus ₹4.5 Lacs, ₹5.5 Lacs, ₹7.5 Lacs, ₹10 Lacs 18 to 40 years MER, ECG,CBC-ESR, Lipid Profile, HbA1c, Sr. Creatinine, RUA, SGOT, SGPT, GGT, Uric Acid ₹7.5 Lacs, ₹10 Lacs > 40 41 years MER, ECG,CBC-ESR, Lipid Profile, HbA1c, Sr. Creatinine, RUA, SGOT, SGPT, GGT, Uric Acid For females only - TSH, Pap smear, Mammogram For Males only – - PSA Preferred & Premier ₹15 Lacs, ₹30 Lacs, ₹50 Lacs, ₹100 Lacs 18 to 40 years MER, Lipid Profile, HbA1c, Sr. Creatinine, CBC-ESR, RUA, SGPT, ECG, SGOT, GGT, Uric Acid For females: Pap smear, TSH, Mammogram For males: PSA > 40 41 years (For males only) MER, CBC-ESR, Lipid Profile, HbA1c, Sr. Creatinine, RUA, SGOT, SGPT, GGT, Uric acid, TMT, USG Abdomen & Pelvis, PSA > 40 41 years (For females only) MER, CBC-ESR, Lipid Profile, HbA1c, Sr. Creatinine, RUA, SGOT, SGPT, GGT, TMT, Uric acid, USG Abdomen & Pelvis, Pap smear, Mammogram, TSH Accumulate ₹ 5.5 Lacs,₹ 7.5 Lacs,₹10 Lacs >18 years MER, ECG, Total Cholesterol, FBS, Sr. Creatinine, CBC, Urine Routine, SGPT ₹ 15 Lacs,₹ 20 Lacs,₹ 25 Lacs 18 to 40 years MER, ECG,CBC-ESR, Lipid Profile, HbA1c, Sr. Creatinine, RUA, SGOT, SGPT, GGT, Uric Acid ₹ 15 Lacs,₹ 20 Lacs,₹ 25 Lacs > 40 years MER, Lipid Profile, HbA1c, Sr. Creatinine, CBC-ESR, RUA, SGPT, ECG, SGOT, GGT, Uric Acid For females: Pap smear, TSH, Mammogram For males: PSA (c) Coverage under this value added cover will not be available on reimbursement basis. All Claims under this benefit can be made as per the process defined under Section VII. 16 (d) You understand and agree that the list of medical tests covered above are indicative and We may add, modify or amend this list on approval from the Head of Underwriting.