Common use of – HEALTH & DISABILITY BENEFITS Clause in Contracts

– HEALTH & DISABILITY BENEFITS. 17.01 The Employer shall provide at its cost the following insured plans, to be administered in accordance with the rules and regulations of the plans: (a) Basic Group Life Insurance coverage at 2x time annual basic earnings to age 69 to a maximum of $200,000; 1x annual basic earnings at age 70 to a maximum of $200,000; and $2,500 at age 75. Basic Accidental Death and Dismemberment coverage at 2x time annual basic earnings to age 69 (to a maximum of $200,000); 1x annual basic earnings at age 70 (to a maximum of $200,000); AD & D coverage terminates at age 75). (b) Semi-private hospital accommodation. (c) Extended health benefit deductible is $15 each benefit year per each insured person, up to a maximum of $35 per family. (d) Employer's self-insured salary continuation plan (Short Term Disability Plan) which provides benefits for up to 15 weeks for non-occupational illness or injury which extends beyond 3 working days. Benefits are based on length of service, and in accordance with the following schedule: Less than 3 months nil nil 1 year but less than 2 years 2 weeks 13 weeks 2 years but less than 3 years 3 weeks 12 weeks 3 years but less than 4 years 4 weeks 11 weeks 4 years but less than 5 years 5 weeks 10 weeks 5 years but less than 6 years 6 weeks 9 weeks 6 years but less than 7 years 7 weeks 8 weeks 7 years but less than 8 years 8 weeks 7 weeks 8 years but less than 9 years 9 weeks 6 weeks 10 years but less than 11 years 11 weeks 4 weeks 11 years but less than 12 years 12 weeks 3 weeks 12 years but less than 13 years 13 weeks 2 weeks 13 years but less than 14 years 14 weeks 1 week 14 years or more 15 weeks nil 1st of the months following 3 months but nil 15 weeks (e) The Employer will provide 100% of the OHIP billed premium through the Employer Health Tax. (f) Compulsory Dental Plan at least equivalent to Blue Cross # 9 Dental Plan, to be administered in accordance with the current O.D.A. fee schedule. The basic plan is to be 100% paid by the Employer. The major restorative benefit and orthodontic benefit premiums will be 50% paid by the employer, with the employee portion being paid through payroll deduction. The maximum combined benefit per eligible person is $2,000 per calendar year. Dependents under 21 years of age (25 if a full-time student) are eligible for the orthodontic benefit on a 50% reimbursement basis up to a lifetime maximum of $1,500 per enrolled dependent child. Orthodontic expenses are not included in the $2,000 combined benefit maximum referenced above. (g) The Employer has a comprehensive general liability policy which includes medical malpractice insurance for its employees. (h) A Vision Care Plan providing 100% reimbursement, to a maximum of $425 every two (2) calendar years. A vision examination every two (2) years, to a maximum cost of $75, shall be a qualifying expense. Vision Care benefits may be used for laser surgery.

– HEALTH & DISABILITY BENEFITS. 17.01 The Employer shall provide at its cost the following insured plans, to be administered in accordance with the rules and regulations of the plans: (a) Basic Group Life Insurance coverage at 2x time annual basic earnings to age 69 to a maximum of $200,000; 1x annual basic earnings at age 70 to a maximum of $200,000; and $2,500 at age 75. Basic Accidental Death and Dismemberment coverage at 2x time annual basic earnings to age 69 (to a maximum of $200,000); 1x annual basic earnings at age 70 (to a maximum of $200,000); AD & D coverage terminates at age 75). (b) Semi-private hospital accommodation. (c) Extended health benefit deductible is $15 each benefit year per each insured person, up to a maximum of $35 per family. (d) Employer's self-insured salary continuation plan (Short Term Disability Plan) which provides benefits for up to 15 weeks for non-occupational illness or injury which extends beyond 3 working days. Benefits are based on length of service, and in accordance with the following schedule: Less than 3 months nil nil 1st of the months following 3 months but less than 1 year nil 15 weeks 1 year but less than 2 years 2 weeks 13 weeks 2 years but less than 3 years 3 weeks 12 weeks 3 years but less than 4 years 4 weeks 11 weeks 4 years but less than 5 years 5 weeks 10 weeks 5 years but less than 6 years 6 weeks 9 weeks 6 years but less than 7 years 7 weeks 8 weeks 7 years but less than 8 years 8 weeks 7 weeks 8 years but less than 9 years 9 weeks 6 weeks 10 years but less than 11 years 11 weeks 4 weeks 11 years but less than 12 years 12 weeks 3 weeks 12 years but less than 13 years 13 weeks 2 weeks 13 years but less than 14 years 14 weeks 1 week 14 years or more 15 weeks nil 1st of the months following 3 months but nil 15 weeksnil (e) The Employer will provide 100% of the OHIP billed premium through the Employer Health Tax. (f) Compulsory Dental Plan at least equivalent to Blue Cross # 9 Dental Plan, to be administered in accordance with the current O.D.A. fee schedule. The basic plan is to be 100% paid by the Employer. The major restorative benefit and orthodontic benefit premiums will be 50% paid by the employer, with the employee portion being paid through payroll deduction. The maximum combined benefit per eligible person is $2,000 per calendar year. Dependents under 21 years of age (25 if a full-time student) are eligible for the orthodontic benefit on a 50% reimbursement basis up to a lifetime maximum of $1,500 per enrolled dependent child. Orthodontic expenses are not included in the $2,000 combined benefit maximum referenced above. (g) The Employer has a comprehensive general liability policy which includes medical malpractice insurance for its employees. (h) A Vision Care Plan providing 100% reimbursement, to a maximum of $425 every two (2) calendar years. A vision examination every two (2) years, to a maximum cost of $75, shall be a qualifying expense. Vision Care benefits may be used for laser surgery.

– HEALTH & DISABILITY BENEFITS. 17.01 The Employer shall provide at its cost the following insured plans, to be administered in accordance with the rules and regulations of the plans: (a) Basic Group Life Insurance coverage at (2x time annual basic earnings to age 69 to a maximum of $200,000; 1x annual basic earnings at age 70 to a maximum of $200,000; and $2,500 at age 75. Basic Accidental Death and Dismemberment coverage at 2x time annual basic earnings to age 69 (to a maximum of $200,000150,000); 1x annual basic earnings at age 70 (to a maximum of and $200,000); AD & D coverage terminates 2,500 at age 75). (b) Semi-private hospital accommodation. (c) Extended health benefit on a $15.00 individual and $20.00 family deductible is $15 each benefit year per each insured person, up to a maximum of $35 per familybasis. (d) Employer's self-insured salary continuation plan (Short Term Disability Plan) which provides benefits for up to 15 weeks for non-occupational illness or injury which extends beyond 3 working days. Benefits are based on length of service, and in accordance with the following schedule: Less than 3 months nil nil 1st of the months following nil 15 weeks 3 months but less than 1 year 1 year but less than 2 years 2 weeks 13 weeks 2 years but less than 3 years 3 weeks 12 weeks 3 years but less than 4 years 4 weeks 11 weeks 4 years but less than 5 years 5 weeks 10 weeks 5 years but less than 6 years 6 weeks 9 weeks 6 years but less than 7 years 7 weeks 8 weeks 7 years but less than 8 years 8 weeks 7 weeks 8 years but less than 9 years 9 weeks 6 weeks 10 years but less than 11 years 11 weeks 4 weeks 11 years but less than 12 years 12 weeks 3 weeks 12 years but less than 13 years 13 weeks 2 weeks 13 years but less than 14 years 14 weeks 1 week 14 years or more 15 weeks nil 1st of the months following 3 months but nil 15 weeksnil (e) The Employer will provide 100% of the OHIP billed premium through the Employer Health Tax. (f) Compulsory Blue Cross Dental Plan at least #9 current fee schedule or equivalent to Blue Cross # 9 Dental Plan, to be administered in accordance with the current O.D.A. fee schedule. The basic plan is - Basic coverage to be 100% paid by the Employer. The major restorative benefit Employer paid; Major Restorative and orthodontic benefit premiums will Orthodontic coverage to be 50% paid by the employer, with the employee portion being paid through payroll deduction. The maximum combined benefit per eligible person is $2,000 per calendar year. Dependents under 21 years of age (25 if a full-time student) are eligible for the orthodontic benefit provided on a 50% reimbursement basis up to a lifetime maximum of $1,500 per enrolled dependent child. Orthodontic expenses are not included in the $2,000 combined benefit maximum referenced aboveEmployer paid basis. (g) The Employer has a comprehensive general liability policy which includes medical malpractice insurance for its employees. . Accidental Death and Dismemberment (h) A 2x time annual basic earnings to age 70; 1x annual basic earnings at age 70; AD & D ceases at age 75). Effective the first month of the month following the arbitration award - Vision Care Plan providing 100% reimbursement, to a maximum of with $425 every two (2) calendar years. A vision examination every two (2) years, to a maximum cost of $75, shall be a qualifying expense350/24 months benefit. Vision Care benefits may be used for laser surgery.

– HEALTH & DISABILITY BENEFITS. ‌ 17.01 The Employer shall provide at its cost the following insured plans, to be administered in accordance with the rules and regulations of the plans: (a) Basic Group Life Insurance coverage at 2x time annual basic earnings to age 69 to a maximum of $200,000; 1x annual basic earnings at age 70 to a maximum of $200,000; and $2,500 at age 75. Basic Accidental Death and Dismemberment coverage at 2x time annual basic earnings to age 69 (to a maximum of $200,000); 1x annual basic earnings at age 70 (to a maximum of $200,000); AD & D coverage terminates at age 75). (b) Semi-private hospital accommodation. (c) Extended health benefit deductible is $15 each benefit year per each insured person, up to a maximum of $35 per family. (d) Employer's self-insured salary continuation plan (Short Term Disability Plan) which provides benefits for up to 15 weeks for non-occupational illness or injury which extends beyond 3 working days. Benefits are based on length of service, and in accordance with the following schedule: Length of Service Full Salary 2/3rds Salary Less than 3 months nil nil 1st of the months following 3 months but less than 1 year nil 15 weeks 1 year but less than 2 years 2 weeks 13 weeks 2 years but less than 3 years 3 weeks 12 weeks 3 years but less than 4 years 4 weeks 11 weeks 4 years but less than 5 years 5 weeks 10 weeks 5 years but less than 6 years 6 weeks 9 weeks 6 years but less than 7 years 7 weeks 8 weeks 7 years but less than 8 years 8 weeks 7 weeks 8 years but less than 9 years 9 weeks 6 weeks 10 years but less than 11 years 11 weeks 4 weeks 11 years but less than 12 years 12 weeks 3 weeks 12 years but less than 13 years 13 weeks 2 weeks 13 years but less than 14 years 14 weeks 1 week 14 years or more 15 weeks nil 1st of the months following 3 months but nil 15 weeksnil (e) The Employer will provide 100% of the OHIP billed premium through the Employer Health Tax. (f) Compulsory Dental Plan at least equivalent to Blue Cross # 9 Dental Plan, to be administered in accordance with the current O.D.A. fee schedule. The basic plan is to be 100% paid by the Employer. The major restorative benefit and orthodontic benefit premiums will be 50% paid by the employer, with the employee portion being paid through payroll deduction. The maximum combined benefit per eligible person is $2,000 per calendar year. Dependents under 21 years of age (25 if a full-time student) are eligible for the orthodontic benefit on a 50% reimbursement basis up to a lifetime maximum of $1,500 per enrolled dependent child. Orthodontic expenses are not included in the $2,000 combined benefit maximum referenced above. (g) The Employer has a comprehensive general liability policy which includes medical malpractice insurance for its employees. (h) A Vision Care Plan providing 100% reimbursement, to a maximum of $425 every two (2) calendar years. A vision examination every two (2) years, to a maximum cost of $75, shall be a qualifying expense. Vision Care benefits may be used for laser surgery.