Home Care Benefits. If You suffer loss of or damage to Your Home Contents within Your Home in Malaysia that was left vacant during Your Journey due to burglary, We will, at Our sole discretion, reimburse, repair or replace the lost or damaged Home Contents subject to the market value of the Home Contents at the time of lost or damaged and deduction for loss of value due to usage and age of the item based on Our depreciation rates. Special Conditions applicable to Benefit 21:
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