How we will communicate. In respect of this Agreement, we must give notices and other formal communications to you and the Guarantor in writing, which may be by means of an electronic message, using the details provided in the Commercial Terms (or any other details we reasonably believe to be your details or the details of the Guarantor (as applicable)). In some circumstances, we may instead communicate with you and the Guarantor indirectly through our website, our branches, the internet or the media, or otherwise as we see fit and permitted by applicable law.