Insufficient Funds to Pay Checks and Other Items. If the available funds in your checking account are not sufficient to pay checks or other items presented on your account, those checks or other items will be covered by this Agreement, our overdraft procedures, and any overdraft service or agreement with us. You understand we have no duty to notify you if there are insufficient available funds to pay your check or other items. If we pay a check or transfer that exceeds your available balance beyond an agreement or service we have agreed to provide you, it does not mean that we will pay a check or transfer that will overdraw your account in the future. If we pay a check or transfer that exceeds the available balance in your account, you agree to repay us the amount of that paid check or transfer and any fee for that service immediately unless we have authorized repayment at a later time in any agreement or service we have agreed to provide you. If we return a check or other item drawn on an account with insufficient available funds, your account will be charged a fee for the dishonored check or other item as specified in the Fee Schedule. Checks and other items that have been returned may be presented for payment again. We may charge a fee each time an item is presented or represented. You agree that we are not liable if we refuse to pay a check or other item on your account and return it if funds are unavailable because we charged your account for any obligation you owe us.
Insufficient Funds to Pay Checks and Other Items. If the available funds in your checking account are not sufficient to pay checks or other items presented on your account, those checks or other items will be covered by this Agreement, our overdraft procedures, and any overdraft service or agreement with us. You understand we have no duty to notify you if there are insufficient available funds to pay your check or other items. If we pay a check or transfer that exceeds your available balance beyond an agreement or service we have agreed to provide you, it does not mean that we will pay a check or transfer that will overdraw your account in the future. If we pay a check or transfer that exceeds the available balance in your account, you agree to repay us the amount of that paid check or transfer and any fee for that service immediately unless we have authorized repayment at a later time in any agreement or service we have agreed to provide you. If we return a check or other item drawn on an account with insufficient available funds, your account will be charged a fee for the dishonored check or other item as specified in the Fee Schedule. Checks and other items that have been returned may be presented for payment again. We may charge a fee each time an item is presented or represented. You agree that we are not liable if we refuse to pay a check or other item on your account and return it if funds are unavailable because we charged your account for any obligation you owe us.
