Common use of INSURANCE AND RETIREMENT BENEFITS Clause in Contracts

INSURANCE AND RETIREMENT BENEFITS. 8.1 The County agrees to provide eligible employees and their eligible dependents with Hospitalization, Medical and Major Medical Insurance through the New Jersey State Health Benefits Program or to provide equivalent or better health benefits coverage through a self- insurance program or independent insurance carrier. The premium costs for said programs shall be fully paid by the County except that in the election of the Health Maintenance Organization Medigroup Program, an eligible employee shall continue to be required to pay, through payroll deductions, the difference in cost, if any, between standard Hospital/Medical coverage and HMO coverage. Health care contributions paid by the Employee shall be consistent with that required by P.L. 2010, Chapter 2 and P.L. 2011, Chapter 78. 8.2 The County agrees to provide Hospital/Medical insurance to eligible retired employees as required by law. Said insurance will continue under any self-insurance program or independent carrier the County may choose. 8.3 The County agrees to provide retirement benefits to eligible employees in accordance with the provisions of the New Jersey Public Employee's Retirement System. 8.4 The County agrees to provide a co-payment Prescription Drug Program ($12.00 brand name and $4.00 generic drugs for the duration of this contract) to eligible employees and their eligible dependents; the premium costs for said program to be paid by the County. Further, for the purpose of this Program, eligible newly hired employees shall be defined as full-time permanent employees only. 8.5 The County shall provide for the payment of accumulated unused sick leave at the time of retirement of an eligible employee at the rate of fifty (50%) percent of his/her accumulated unused sick time to a maximum of fifteen thousand dollars ($15,000). 8.6 The County agrees to provide a Dental Insurance Program to eligible Employees and their dependents. There shall be three (3) types of coverage as follows: (1) Basic Dental Coverage (as defined by the current dental contract); (2) Premium Dental Insurance; and

INSURANCE AND RETIREMENT BENEFITS. 8.1 The County agrees to provide eligible employees and their eligible dependents with Hospitalization, Medical and Major Medical Insurance through the New Jersey State Health Benefits Program or to provide equivalent or better health benefits coverage through a self- insurance program or independent insurance carrier. The premium costs for said programs shall be fully paid by the County except that in the election of the any Health Maintenance Organization Medigroup ProgramPrograms, an eligible employee shall continue to be required to pay, through payroll deductions, the difference in cost, if any, between standard traditional Hospital/Medical coverage and HMO coverage. Health care contributions paid by the Employee shall be consistent Employees will contribute to their medical benefits in accordance with that required by P.L. 2010, Chapter 2 and P.L. 2011, Chapter 78, P.L.2011, through the life of this agreement. 8.2 The County agrees to provide Hospital/Medical insurance to eligible retired employees as required by lawin accordance with the provisions of Chapter 88, Public Law of 1974. Said insurance will continue under any self-insurance program or independent carrier the County may choose. 8.3 The County agrees to provide retirement benefits to eligible employees in accordance with the provisions of the New Jersey Public Employee's Employees' Retirement System. 8.4 The County agrees to provide a co-payment Prescription Drug Program ($12.00 brand name and drugs; $4.00 generic drugs for the duration of this contractdrugs) to eligible employees and their eligible dependents; . Effective January 1, 2010, the co-payment will be $14.00 brand name drugs and $6.00 generic drugs. The premium costs for said program to be paid by the County. Further, for the purpose of this Program, eligible newly hired employees shall be defined as all full-time permanent employees only. 8.5 The County shall agrees to provide for the payment of accumulated unused sick leave at the time of retirement of an eligible County employee at the rate of fifty (50%) percent of his/her accumulated unused sick time to a maximum of eighteen thousand ($18,000) dollars. Those employees hired after December 31, 2011 shall receive a maximum payment of fifteen thousand dollars ($15,000)) dollars. 8.6 The County agrees to provide a Dental Insurance Program to eligible Employees employees and their dependents. There shall be three (3) types of coverage as follows: (1) Basic Dental Coverage (as defined by the current dental contract); (2) Premium Dental Insurance; andand (3)

INSURANCE AND RETIREMENT BENEFITS. 8.1 The County agrees to provide eligible employees and their eligible dependents with Hospitalization, Medical and Major Medical Insurance through though the New Jersey State Health Benefits Program or to provide equivalent or better health benefits coverage through a self- self-insurance program or independent insurance carrier. The premium costs for said programs shall be fully paid by the County except that in the election of the Health Maintenance Organization Medigroup Program, an eligible employee shall continue to be required to pay, through payroll deductions, the difference in cost, if any, between standard Hospital/Medical coverage and HMO coverage. Health care contributions paid by the Employee shall be consistent with that required by P.L. 2010, Chapter 2 and P.L. 2011, Chapter 78. 8.2 The County agrees to provide Hospital/Medical insurance to eligible retired employees as required by lawin accordance with the provisions of Chapter 88, Public Law of 1974. Said insurance will continue under any self-insurance program or independent carrier the County may choose. 8.3 The County agrees to provide retirement benefits to eligible employees in accordance with the provisions of the New Jersey Public Employee's Employees' Retirement System. 8.4 The County agrees to provide a co-payment Prescription Drug Program ($12.00 brand name and $4.00 generic drugs for the duration of this contract) to eligible employees and their eligible dependents; the premium costs for said program to be paid by the County. Further, for the purpose of this Program, eligible newly hired employees shall be defined as all full-time permanent employees only. The schedule for co-payment will be as follows:  $12.00 brand name drugs;  $4.00 generic drugs;  No cost for mail order prescriptions. 8.5 The County shall agrees to provide for the payment of accumulated unused sick leave at the time of retirement of an eligible County employee at the rate of fifty percent (50%) of his/her accumulated unused sick time to a maximum of eighteen thousand dollars ($18,000). On or after June 26, 2014, The County agrees to provide for the payment of accumulated unused sick leave at the time of retirement at the rate of fifty percent (50%) of his/her accumulated unused sick time to a maximum of fifteen thousand dollars ($15,000). 8.6 The County agrees to provide a Dental Insurance Program to eligible Employees employees and their dependents. There shall be three four (34) types of coverage as follows: (1) Basic Dental Coverage (as defined by the current dental contract); (2) Premium Dental Insurance; and(3) Enhanced Dental Insurance and (4) Dental Services Organization. The County will pay all the costs of the basic dental program. Employees shall be responsible for any additional costs associated with the Premium Dental Program, Enhanced Dental Program or the Dental Services Organization in excess of the cost for basic coverage.. 8.7 The County agrees to make available the State Disability Plan. All eligible employees are required to make the co-payment and follow the procedures as outlined under this plan. 8.8 Employees will contribute to their medical benefits in accordance with Chapter 78, P.L.2011, through the life of this agreement. 8.9 The County agrees to establish a vision care program which is not a reimbursement program. The vision care program will allow eligible County employees to receive discounts from designated County wide providers to reduce costs in the purchase of lenses, frames and eye examinations.

INSURANCE AND RETIREMENT BENEFITS. 8.1 The County agrees to provide eligible employees and their eligible dependents with Hospitalization, Medical and Major Medical Insurance through the New Jersey State Health Benefits Program or to provide equivalent or better health benefits coverage through a self- self-insurance program or independent insurance carrier. The premium costs for said programs shall be fully paid by the County except that in the election of the any Health Maintenance Organization Medigroup ProgramPrograms, an eligible employee shall continue to be required to pay, through payroll deductions, the difference in cost, if any, between standard traditional Hospital/Medical coverage and HMO coverage. Health care contributions paid by the Employee shall be consistent Employees will contribute to their medical benefits in accordance with that required by P.L. 2010, Chapter 2 and P.L. 2011, Chapter 78, P.L.2011, through the life of this agreement. 8.2 The County agrees to provide Hospital/Medical insurance to eligible retired employees as required by lawin accordance with the provisions of Chapter 88, Public Law of 1974. Said insurance will continue under any self-insurance program or independent carrier the County may choose. 8.3 The County agrees to provide retirement benefits to eligible employees in accordance with the provisions of the New Jersey Public Employee's Employees' Retirement System. 8.4 The County agrees to provide a co-payment Prescription Drug Program ($12.00 brand name and drugs; $4.00 generic drugs for the duration of this contractdrugs) to eligible employees and their eligible dependents; . Effective January 1, 2010, the co-payment will be $14.00 brand name drugs and $6.00 generic drugs. The premium costs for said program to be paid by the County. Further, for the purpose of this Program, eligible newly hired employees shall be defined as all full-time permanent employees only. 8.5 The County shall agrees to provide for the payment of accumulated unused sick leave at the time of retirement of an eligible County employee at the rate of fifty (50%) percent of his/her accumulated unused sick time to a maximum of eighteen thousand ($18,000) dollars. Those employees hired after December 31, 2011 shall receive a maximum payment of fifteen thousand dollars ($15,000)) dollars. 8.6 The County agrees to provide a Dental Insurance Program to eligible Employees employees and their dependents. There shall be three (3) types of coverage as follows: (1) Basic Dental Coverage (as defined by the current dental contract); (2) Premium Dental Insurance; andand (3)

INSURANCE AND RETIREMENT BENEFITS. 8.1 The County Employer agrees to provide eligible employees and their eligible dependents with Hospitalization, Medical and Major Medical Insurance through the New Jersey State Health Benefits Program or to provide equivalent or better health benefits coverage through a self- self-insurance program or independent insurance carrier. The premium costs for said programs shall may be fully paid by the County Employer except that in the election of the Health Maintenance Organization Medigroup Program, an eligible employee shall continue to be required to pay, through payroll deductions, the difference in cost, if any, between standard Hospital/Medical coverage and HMO coverage. Health care contributions paid by the Employee employee shall be consistent with that required by P.L. 2010, Chapter 2 and P.L. 2011, Chapter 78. Once full implementation is reached, the contributions shall remain at the maximum level as set forth in Chapter 78, P.L. 2011 for the remainder of this Collective Negotiations Agreement. 8.2 The County Employer agrees to provide Hospital/Medical insurance to eligible retired employees as required by law. Said insurance will continue under any self-self- insurance program or independent carrier the County Employer may choose. 8.3 The County Employer agrees to provide retirement benefits to eligible employees in accordance with the provisions of the New Jersey Public Employee's Employees' Retirement System. 8.4 The County agrees to provide a co-payment Prescription Drug Program ($12.00 brand name and $4.00 generic drugs for the duration of this contract) to eligible employees and their eligible dependents; the premium costs for said program to be paid by the County. Further, for the purpose of this Program, eligible newly hired employees shall be defined as all full-time permanent employees only. The County agrees to provide a co-payment Prescription Drug Program of $12.00 for brand-name drugs and $4.00 for generic drugs for the duration of this contract. 8.5 The County shall Employer agrees to provide for the payment of accumulated unused sick leave at the time of retirement of an eligible County employee at the rate of fifty percent (50%) percent of his/her accumulated unused sick time to a maximum of fifteen thousand dollars ($15,000). 8.6 The County agrees to provide a Dental Insurance Program to eligible Employees and their dependents. There shall be three (3) types of coverage as follows: : (1) Basic Dental Coverage (as defined by the current dental contract); (2) Premium Dental Insurance; andand (3)

INSURANCE AND RETIREMENT BENEFITS. 8.1 15.1 The County Employer agrees to provide eligible employees and their eligible dependents with Hospitalization, Medical and Major Medical Insurance through the New Jersey State Health Benefits Program or to provide equivalent or better health benefits coverage through a self- insurance program or independent insurance carrier. The premium costs for said programs shall be fully paid for by the County Employer, except that in the election of the Health Maintenance Organization Medigroup Program, an eligible for employee shall continue to be contributions required to pay, through payroll deductions, the difference in cost, if any, between standard Hospital/Medical coverage and HMO coverage. Health care contributions paid by the Employee shall be consistent with that required by under P.L. 2010, Chapter 2 c.2, and P.L. 2011, Chapter 78c.78, whichever is greater. Employees shall pay for health insurance benefits at the Tier 4 level as reflected under P.L. 2011, c.78. 8.2 15.2 The County Employer agrees to provide HospitalHealth/Medical insurance Insurance to eligible retired employees as required by lawin accordance with New Jersey statutes and regulations, including P.L. 2010, c.2 and P.L. 2011, c.78. Said insurance Insurance will continue under any self-insurance program or independent carrier the County Employer may choose. 8.3 15.3 The County Employer agrees to provide retirement benefits to eligible employees in accordance with the provisions of the New Jersey Public EmployeeEmployees' Retirement System and/or the New Jersey Policeman's and Firemen's Retirement System. 8.4 15.4 The County agrees to provide a co-payment Prescription Drug Program ($12.00 brand name and $4.00 generic drugs for the duration of this contract) to eligible employees and their eligible dependents; the premium costs for said program to be paid by the County. The level of benefits will be maintained at a substantially similar level. Further, for the purpose of this Programprogram, eligible newly hired employees shall be defined as all full-time permanent employees only.. The schedule for co•payment and co-payment generic will be as follows: Generic $4.00 Brand $12.00 8.5 15.5 The County shall Employer agrees to provide for the payment of accumulated unused sick leave at the time of retirement of an eligible County employee at in accordance with the rate of fifty (50%) percent of his/her provisions established by Resolution Number 86-580 adopted December 9, 1986. The employer shall pay to each employee for accumulated unused sick time leave at retirement up to a maximum of fifteen thousand dollars ($15,000)15,000.00. However, the County is not entitled to recoup any money that has been paid out to any employees who retired before September 12, 2017. 8.6 15.6 The County agrees to provide a Dental Insurance Program to eligible Employees and their dependents. There shall be three (3) types of coverage eligible dependents as follows: : (1) Basic Dental Coverage coverage (as defined by the current dental contract); ; (2) Premium Dental Insurance; and