Common use of Items Eligible for Deposit Clause in Contracts

Items Eligible for Deposit. When using this Service, we will use the check images you send to us to clear the checks as images or create Substitute Checks for presentment to the paying financial institutions. We may choose, in our sole discretion, the method we use to present and clear remotely deposited checks. All Items accepted for deposit will be treated as Checks, Items, and/or deposits under the Membership and Account Agreement and are subject to that agreement. Each Item may be transmitted to us only once unless we specifically instruct otherwise. Only Checks drawn on financial institutions headquartered in the United States of America and payable to one or more account owners are eligible for deposit. Each payee of a Check must be an account owner on the account into which the Check is deposited, and we will not accept Checks payable to any other person. We will not accept Substitute Checks. We will not accept Remotely Created Checks, third-party checks, or Foreign Items. Each Check deposited and accepted through the Service will qualify as an Item as defined herein and must be properly endorsed by all required payees. Additional restrictions and endorsement requirements are set forth in the Guidelines and Limits attached hereto. You agree not to deposit Checks that contain evidence of alteration or that you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the Check is drawn. While we will provide notice as soon as possible if we cannot accept an Item for remote deposit, you acknowledge and agree that we may reject any Item in our sole discretion without advance notice to you, and we will not be liable for any such rejection. We may restrict the types of accounts into which Checks can be deposited. Funds from Checks deposited through the Service will generally be made available in accordance with our Funds Availability Policy, but we retain the discretion to delay the availability of deposits for a longer period. You may contact us at the telephone numbers listed in the Guidelines and Limits to confirm that we have accepted an Item and when the funds will be available.

Items Eligible for Deposit. When using this Service, we will use the check images you send to us to clear the checks as images image exchange items or create Substitute Checks for presentment to the paying financial institutions. We may choose, in our sole discretion, the method we use to present and clear remotely deposited checks. All Items accepted for deposit will be treated as Checks, Items, and/or deposits Checks or Items under the Membership and Account Agreement and are subject to that agreement. Each Item may be transmitted to us only once unless we specifically instruct otherwiseonce. Only Checks drawn on financial institutions headquartered in the United States of America and payable to one or more account owners are eligible for deposit. We will not accept Checks with a named payee other than an account owner, including any joint owner. Each Check payee of a Check must be an account owner on the account ID into which the Check is deposited, and we will not accept Checks payable to any other person. We will not accept Substitute Checks. We will not accept Remotely Created Checks, third-party checks, or Foreign Items. We will not accept postdated checks, a check drawn on your personal account at the credit union, a check that has been redeposited or returned, such as “nonsufficient funds” or “refer to maker”, or returned for any other reason, and any item that is incomplete. Each Check deposited and accepted through the Service will qualify as an Item as defined herein and must be properly endorsed by all required payees. Additional restrictions and endorsement requirements for Checks deposited through the Service are set forth in the Guidelines and Limits Schedule “A” attached hereto. You agree not to deposit Checks that contain evidence of alteration alteration, or that you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the Check is drawn. While we will provide notice as soon as possible if we cannot accept an Item for remote deposit, you acknowledge and agree that we may reject any Item in our sole discretion without advance notice to you, and we will not be liable for any such rejection. We may restrict the types of accounts into which Checks can be deposited. Funds from Checks deposited through the Service will generally be made available in accordance with our Funds Availability Policythe availability schedule set forth in Schedule “A” attached hereto. In some cases, but we retain the discretion to may delay the availability of deposits Checks deposited through the Service for a longer periodperiod in our sole discretion. Checks deposited though the Service are not subject to our Funds Availability Policy as set forth in the Membership and Account Agreement. You may contact us at the telephone numbers listed in the Guidelines and Limits Schedule “A” to confirm that we have accepted an Item and when the funds will be available.

Items Eligible for Deposit. When Items eligible for deposit through RDC are checks, money orders, cashier’s checks, official checks, U.S. Treasury Checks, or any other payment instrument drawn on a financial institution within the United States in U.S. Currency. Items properly made payable in accordance with all applicable requirements of law, including UCC Articles 3 and 4. Items that are not eligible for deposit through RDC are as follows:  Foreign check items  Savings bonds  Third party check items (double endorsement check items)  Any other type of item that we may designate by prior notice to you as not eligible for deposit using this the Service, or that we will use may so designate at the check images you send time of an attempted deposit by rejecting it and returning it to us to clear you, which we may do for any reason in our sole discretion. Notwithstanding the checks as images or create Substitute Checks for presentment to the paying financial institutions. We foregoing, we may choose, from time-to-time in our sole discretion, the method we use to present and clear remotely deposited checks. All Items accepted accept certain ineligible items for deposit through RDC, but in no event do we have any obligation to do so; or in doing so does the credit union guarantee that similar items will be treated as Checksaccepted in future deposits made through this or any other Service. In this instance, Itemsthe credit union will not have any responsibility or liability to you or any other person or entity if we reject any ineligible items. Blue FCU also has the right to reject, and/or deposits under the Membership and Account Agreement and for any reason, any item submitted for deposit through RDC. Image Quality: You are subject to that agreement. Each Item may be transmitted solely responsible for transmitting to us only once unless we specifically instruct otherwise. Only Checks drawn on financial institutions headquartered in the United States images of America checks that are fully legible and payable to one or more account owners are eligible for deposit. Each payee of a Check must be an account owner that accurately represent all pertinent information on the account into which the Check is deposited, front and we will not accept Checks payable to any other person. We will not accept Substitute Checks. We will not accept Remotely Created Checks, third-party checks, or Foreign Items. Each Check deposited and accepted through the Service will qualify as an Item as defined herein and must be properly endorsed by all required payees. Additional restrictions and endorsement requirements are set forth in the Guidelines and Limits attached heretoback of each check. You agree not must utilize only transmission and image formats that conform to deposit Checks that contain evidence of alteration or the credit union and recognized industry specifications and quality standards. In the event that you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner transmit an image of the account on which the Check is drawn. While we will provide notice as soon as possible if an item that we cannot accept an Item for remote depositfurther process due to the poor quality of the image, you acknowledge and agree that we may reject any Item in our sole discretion without advance notice to you, and we will not be responsible or liable to you or any other person or entity for any such rejection. We may restrict the types of accounts into which Checks can be deposited. Funds from Checks deposited through the Service will generally be made available in accordance with our Funds Availability Policy, but we retain the discretion to delay the availability of deposits for a longer period. You may contact us at the telephone numbers listed in the Guidelines and Limits to confirm that we have accepted an Item and when processing or presentment of the funds will be availableitem.

Items Eligible for Deposit. When using this Service, we will use the check images you send to us to clear the checks as images or create Substitute Checks for presentment to the paying financial institutions. We may choose, in our sole discretion, the method we use to present and clear remotely deposited checks. All Items accepted for deposit will be treated as Checks, Items, and/or deposits Checks or Items under the Membership and Account Agreement and are subject to that agreement. Each Item may be transmitted to us only once unless we specifically instruct otherwiseonce. Only Checks drawn on financial institutions headquartered in the United States of America and payable to one or more account owners are eligible for deposit. We will not accept Checks with a named payee other than an account owner, including any joint account owner. Each payee of a Check must be an account owner on the account into which the Check is deposited, and we will not accept Checks payable to any other person. We will not accept Substitute Checks. We will not accept Remotely Created Checks, third-party checks, or Foreign Items. Each Check deposited and accepted through the Service will qualify as an Item as defined herein and must be properly endorsed by all required payees. Additional restrictions and endorsement requirements for Checks deposited through the Service are set forth in the Guidelines and Limits Schedule “A” attached hereto. You agree not to deposit Checks that contain evidence of alteration or that you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the Check is drawn. While we will provide notice as soon as possible if we cannot accept an Item for remote deposit, you acknowledge and agree that we may reject any Item in our sole discretion without advance notice to you, and we will not be liable for any such rejection. We may restrict the types of accounts into which Checks can be deposited. Funds from Checks deposited through the Service will generally be made available in accordance with our Funds Availability Policythe availability schedule set forth in Schedule “A” attached hereto. In some cases, but we retain the discretion to may delay the availability of deposits Checks deposited through the Service for a longer periodperiods in our sole discretion. You may contact us at the telephone numbers listed in the Guidelines and Limits Schedule “A” to confirm that we have accepted an Item and when the funds will be available.

Items Eligible for Deposit. When using this the Service, we will use the check images you send to us to clear the checks as images or create Substitute Checks for presentment to the paying financial institutions. We may choose, in our sole discretion, the method we use to present and clear remotely deposited checks. All Items accepted for deposit will be treated as Checks, Items, and/or deposits under the Membership and Account Agreement and are subject to that agreement. Each Item may be transmitted to us only once unless we specifically instruct otherwise. Only Checks drawn on financial institutions headquartered in the United States of America and payable to one or more account Account owners are eligible for deposit. Each payee of a Check must be an account Account owner on the account Account into which the Check is deposited, and we will not accept Checks payable to any other person. We will not accept Substitute Checks. We will not accept Remotely Created Checks, third-party checks, or Foreign Items. Each Check deposited and accepted through the Service will qualify as an Item as defined herein and must be properly endorsed by all required payees. Additional restrictions and endorsement requirements are set forth in the Guidelines and Limits attached hereto. You agree not to deposit Checks that contain evidence of alteration or that you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the Check is drawn. While we will provide notice as soon as possible if we cannot accept an Item for remote deposit, you acknowledge and agree that we may reject any Item in our sole discretion without advance notice to you, and we will not be liable for any such rejection. We may restrict the types of accounts Accounts into which Checks can be deposited. Funds from Checks deposited through the Service will generally be made available in accordance with our Funds Availability Policy, but we retain the discretion to delay the availability of deposits for a longer period. You may contact us at the telephone numbers listed in the Guidelines and Limits to confirm that we have accepted an Item and when the funds will be available.