Loading funds. 7.1. You may load funds to your Account after activation, in accordance with the terms of this Agreement and the Limits which may be established from time to time. Your Itaú Global Wallet Account Centre features the funds loaded and the Available Balance in your Itaú Global Wallet. 7.2. The funds loaded to the Account must be paid in the Primary Currency, US Dollar, using any mechanism as may be accepted over time by the Issuer (collectively, the “Load Mechanisms”). For information regarding the specific Load Mechanisms available to You and the corresponding Limits, You may visit the Account Centre. 7.3. The use of Load Mechanisms may be subject to limits and fees. Please consult Sections 18 and 19. If the Issuer makes available more Load Mechanisms, the corresponding fees and limits will be communicated in the Account Centre. 7.4. You will have the opportunity to select a Preferred Load Wallet in which to receive your loads. As a default your Preferred Load Wallet is set to US Dollar. You may select, at any time, a different foreign Currency Wallet as your Preferred Load Wallet. When your Preferred Load Wallet is not the US Dollar and You perform a load, the Applicable Exchange will apply and is determined at the time that the transaction posts to your Account and the funds are made part of your Available Balance. 7.5. Loads made by standard bank transfer on a Business Day are generally reflected in your Available Balance within 24-48 hours of when they are made. The availability of some loads made through other Load Mechanisms may be delayed while the funds are being validated. Other Load Mechanisms may be immediately reflected in your Available Balance. When you use your bank account as a Load method, you are allowing Us to initiate a transfer from Your bank account. For these transactions, we will instruct Your bank to make electronic transfers from Your bank account in the amount you authorize. You authorize Us to try this transfer again if the initial transfer is rejected by your bank for any reason.
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Samples: Itaú Global Wallet Terms and Conditions, Itaú Global Wallet Terms and Conditions
Loading funds. 7.1. You may load funds to your Account after activation, in accordance with the terms of this Agreement and the Limits which may be established from time to time. Your Itaú Global Wallet Account Centre features the funds loaded and the Available Balance in your Itaú Global Wallet.
7.2. The funds loaded to the Account must be paid in the Primary your Home Currency, US Dollar, using any mechanism as may be accepted over time by the Issuer (collectively, the “Load Mechanisms”). For information regarding the specific specific Load Mechanisms available to You and the corresponding Limits, You may visit the Account Centre.
7.3. The use of Load Mechanisms may be subject to limits and fees. Please consult Sections 18 and 19. If the Issuer makes available more Load Mechanisms, the corresponding fees and limits will be communicated in the Account Centre.
7.4. You will have the opportunity to select a Preferred Load Wallet in which to receive your loads. As a default your Preferred Load Wallet is set to US Dollar. You may select, at any time, a different foreign Currency Wallet as your Preferred Load Wallet. When your Preferred Load Wallet is not the US Dollar and You perform a load, the Applicable Exchange will apply and is determined at the time that the transaction posts to your Account and the funds are made part of your Available Balance.
7.5. Loads made by standard bank transfer on a Business Day are generally reflected reflected in your Available Balance within 24-48 hours of when they are made. The availability of some loads made through other Load Mechanisms may be delayed while the funds are being validated. Other Load Mechanisms may be immediately reflected reflected in your Available Balance. When 8 CURRENCY WALLETS, CURRENCY TRANSFERS AND EXCHANGE RATES
8.1. Upon loading your Itaú Global Wallet Account with funds, You may transfer funds between Currency Wallets.
8.2. The Applicable Exchange Rate is listed in the Account Centre and will apply whenever: (a) you use make a load into a Preferred Load Wallet that is not your bank account as a Load methodUS Dollar Wallet, (b) you are allowing Us to initiate actively make a transfer from Your bank account. For these transactionsbetween Currency Wallets, we will instruct Your bank to make electronic transfers from Your bank account (c) the system makes an Auto Wallet Transfer between Wallet Currencies because you do not have sufficient funds in the amount Wallet Currency of transaction, or (d) you authorizemake a transaction in an Non-Wallet Currency.
8.3. The Account Centre, which You authorize Us can access via Website and Mobile App, will display an Applicable Exchange quote prior to try this initiating the funds transfer again between your Currency Wallets. The quote will be valid for a limited time, as presented on the Account Centre. If You accept the quote, We will immediately debit the Currency Wallet from which You chose to transfer and credit the Currency Wallet into which You transferred funds, using the Applicable Exchange Rate presented.
8.4. When there are one or more Currency Wallets funded within your Itaú Global Wallet Account, a currency order will apply. Upon Loading of the Itaú Global Wallet Account, the default Currency Order will always start with US Dollar and thereafter may be determined by You; or, if You have not chosen a specific currency order, the Processor shall automatically order the Currency Wallets on your behalf in order to have the required access to the Available Balance of each Currency Wallet in order to authorise a transaction.
8.5. Where the Card is used to conduct a Payment Transaction in a currency which is a Non-Wallet, the Applicable Exchange Rate shall apply to convert the Non- Wallet Currency to the US Dollar Wallet (or other Currency Wallets in accordance to the Currency Order).
8.6. The Applicable Exchange Rate may vary at any time and the Cardholder agrees that any changes in exchange rates, including those favourable to the Cardholder, will be applied immediately without prior notice if the initial transfer changes are based on the Applicable Exchange Rate, which is rejected by your bank for any reasona referenced exchange rate.
8.7. The date of the currency conversion shall be the date on which the Payment Transaction is credited on the account of the Cardholder.
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Loading funds. 7.1. You may load funds to your Account after activation, in accordance with the terms of this Agreement and the Limits which may be established from time to time. Your Itaú Global Wallet Account Centre features the funds loaded and the Available Balance in your Itaú Global Wallet.
7.2. The funds loaded to the Account must be paid in the Primary your Home Currency, US Dollar, using any mechanism as may be accepted over time by the Issuer (collectively, the “Load Mechanisms”). For information regarding the specific specific Load Mechanisms available to You and the corresponding Limits, You may visit the Account Centre.
7.3. The use of Load Mechanisms may be subject to limits and fees. Please consult Sections 18 and 19. If the Issuer makes available more Load Mechanisms, the corresponding fees and limits will be communicated in the Account Centre.
7.4. You will have the opportunity to select a Preferred Load Wallet in which to receive your loads. As a default your Preferred Load Wallet is set to US Dollar. You may select, at any time, a different foreign Currency Wallet as your Preferred Load Wallet. When your Preferred Load Wallet is not the US Dollar and You perform a load, the Applicable Exchange will apply and is determined at the time that the transaction posts to your Account and the funds are made part of your Available Balance.
7.5. Loads made by standard bank transfer on a Business Day are generally reflected reflected in your Available Balance within 24-48 hours of when they are made. The availability of some loads made through other Load Mechanisms may be delayed while the funds are being validated. Other Load Mechanisms may be immediately reflected reflected in your Available Balance. When 8 CURRENCY WALLETS, CURRENCY TRANSFERS AND EXCHANGE RATES
8.1. Upon loading your Itaú Global Wallet Account with funds, You may transfer funds between Currency Wallets.
8.2. The Applicable Exchange Rate is listed in the Account Centre and will apply whenever: (a) you use make a load into a Preferred Load Wallet that is not your bank account as a Load methodUS Dollar Wallet, (b) you are allowing Us to initiate actively make a transfer from Your bank account. For these transactionsbetween Currency Wallets, we will instruct Your bank to make electronic transfers from Your bank account (c) the system makes an Auto Wallet Transfer between Wallet Currencies because you do not have sufficient funds in the amount Wallet Currency of transaction, or (d) you authorizemake a transaction in an Non-Wallet Currency.
8.3. The Account Centre, which You authorize Us can access via Website and Mobile App, will display an Applicable Exchange quote prior to try this initiating the funds transfer again between your Currency Wallets. The quote will be valid for a limited time, as presented on the Account Centre. If You accept the quote, We will immediately debit the Currency Wallet from which You chose to transfer and credit the Currency Wallet into which You transferred funds, using the Applicable Exchange Rate presented.
8.4. When there are one or more Currency Wallets funded within your Itaú Global Wallet Account, a currency order will apply. Upon Loading of the Itaú Global Wallet Account, the default Currency Order will always start with US Dollar and thereafter may be determined by You; or, if You have not chosen a specific currency order, the Processor shall automatically order the Currency Wallets on your behalf in order to have the required access to the Available Balance of each Currency Wallet in order to authorise a transaction.
8.5. Where the Card is used to conduct a Payment Transaction in a currency which is a Non-Wallet, the Applicable Exchange Rate shall apply to convert the Non-Wallet Currency to the US Dollar Wallet (or other Currency Wallets in accordance to the Currency Order).
8.6. The Applicable Exchange Rate may vary at any time and the Cardholder agrees that any changes in exchange rates, including those favourable to the Cardholder, will be applied immediately without prior notice if the initial transfer changes are based on the Applicable Exchange Rate, which is rejected by your bank for any reasona referenced exchange rate.
8.7. The date of the currency conversion shall be the date on which the Payment Transaction is credited on the account of the Cardholder.
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