Common use of Machinery Cover (Mechanical Breakdown Clause in Contracts

Machinery Cover (Mechanical Breakdown. This Policy covers Mechanical Failure of the vehicle, which is unforeseen loss or damage that affects the functioning of the vehicle. The policy covers passenger cars & Light commercial vehicles that are not more than five years old calculated from first registration, or have not been driven more than 150,000 km. The policy deductible under this section of the policy is as follows: - We will deduct 10% of the Price Based Amount for and up to 50 000 KM the vehicle has been driven, - 20% of Price Based Amount up to 100 000 KM driven - and 40% of Price Based Amount up to 150 000 KM driven. The Price Based Amount (“PBA”) is set by the Swedish Government annually and adjusted each year. The deductible is set on the PBA for the corresponding year in which the claim was reported. If it cannot be determined on when the date of loss or damage occurred, it will be deemed to have happened on the day it was reported to us. The policy covers: • Engine, including guidance and control components/software and engine battery for hybrid and electric car • Manifold and emission control system but not silencer and exhaust pipes • Turbo/supercharger with control system • Exhaust system, but not silencer and exhaust pipe • Ignition system, but not spark plugs • Cooling system for engine, transmission Passenger compartment cooling system and manufacturer mounted heater driven on fuel is compensated even if it may not affect the functioning of the vehicle • Starting motor • Generator and consequential damages which affect the manufacturer’s standard electrical functions • Fuel system, but not pipes, filter and fuel tank • Transmission system, but not worn clutch disc or damages resulting there from • Brake servo, guidance and control system for anti-lock brakes and anti-skid system, but not main and Wheel Cylinders • Steering system • Airbag including control system (even if it may not affect the functioning of the vehicle) and seat belt pretensioner • Intercooler (turbocharger) • System for active control and parking aid • Comfort controls (e.g. control unit to the seat, window and central locking) and engines to these • Combination instrument (e.g. speedometer) • Wiper motor and controls (no leaks) for windscreen and rear window and rain sensors • Parking brake system and electronics • Factory mounted lights and control system including sensors • Electric heating in windscreen, windows and door-mirrors • Air suspension and pump bellows • Factory installed electronic systems for collision warning, security, communications, information, data, • navigation and multimedia Additional components for vehicles with hybrid or electric drive: • Battery for driving the vehicle but not low-voltage battery • Factory mounted battery charger in vehicle (OBC) • Energy recovery system • High-voltage monitoring system • High-voltage cable including vehicle connector but not charging cable or external charging module • Voltage converter • Inverters • Cooling system for high voltage battery including sensors The policy covers costs, after deduction of excess, for dismantling or other investigation which may be required to determine whether loss or damage is covered by the policy. The policy does not apply to loss or damage • which is external damage including fire damage • caused by frost shattering, wetness or corrosion • which occurred during a competition using the vehicle or training for such competition, or high-speed driving in competition-like circumstances (e.g., ‘street racing’ or driving on racing circuits) unless by a prior agreement with us. • in components/software which differ from the corresponding parts in vehicles imported by the manufacturer’s Swedish general agent • if the owner cannot confirm to our satisfaction that the age and the mileage of the vehicle fall within the limits set forth above • for which the manufacturer or other party is legally responsible, or for which compensation can be paid under a warranty or similar undertakings • caused by animals • costs of dismantling and re-assembly when after examination the damage is not covered under Mechanical Failure insurance. • If you use components/software which differ from the vehicle’s standard series performance, for example by adaptations with components which are not approved by the manufacturer or the manufacturer’s Swedish general agent, compensation may be reduced. Deduction will be established on reasonable grounds, taking into account the connection between the breach of regulation and the event, the intent or negligence shown, and other relevant circumstances. • The vehicle must not be driven in such a manner that the motor and transmission are subjected to abnormal stress Service, repairs and fitting must be carried out professionally. Manufacturer’s instructions regarding fuel and lubricants, service, care and maintenance of the vehicle must be followed • A vehicle subject to a driving prohibition may not be used. At the time of damage, compensation will be reduced by 100 percent. If you can show that the damage occurred independent of what caused the driving prohibition, compensation can be provided in so far that the damage would have occurred anyway.

Machinery Cover (Mechanical Breakdown. This Policy covers Mechanical Failure of the vehicle, which is unforeseen loss or damage that affects the functioning of the vehicle. The policy covers passenger cars & Light commercial vehicles that are not more than five years old calculated from first registration, or have not been driven more than 150,000 km. The policy deductible under this section of the policy is as follows: - We will deduct - 10% of the Price Based Amount for and a vehicle driven (up to 50 000 KM the vehicle has been driven, a maximum of 50000 KM) - 20% of Price Based Amount for a vehicle driven (from 50001 KM up to 100 000 KM driven 100000 KM) - and 40% of Price Based Amount for a vehicle being driven (from 100001 KM up to 150 000 150000 KM driven. The Price Based Amount (“PBA”) is set by the Swedish Government annually and adjusted each year. The deductible is set on calculated as a percentage of o the PBA for the corresponding year in which the claim was reported. If it cannot be determined on when the date of loss or damage occurred, it will be deemed to have happened on the day it was reported to us. The policy covers: • Engine, including guidance and control components/software and engine battery for hybrid and electric car • Manifold and emission control system but not silencer and exhaust pipes • Turbo/supercharger with control system • Exhaust system, but not silencer and exhaust pipe • Ignition system, but not spark plugs • Cooling system for engine, transmission Passenger compartment cooling system and manufacturer mounted heater driven on fuel is compensated even if it may not affect the functioning of the vehicle • Starting motor • Generator and consequential damages which affect the manufacturer’s standard electrical functions • Fuel system, but not pipes, filter and fuel tank • Transmission system, but not worn clutch disc or damages resulting there from • Brake servo, guidance and control system systems for anti-lock brakes and anti-skid system, but not main and system Wheel Cylinders • Steering system • Airbag including control system (even if it may not affect the functioning of the vehicle) and seat belt pretensioner • Intercooler (turbocharger) • System for active control and parking aid • Comfort controls (e.g. control unit to the seat, window and central locking) and engines to these • Combination instrument (e.g. speedometer) • Wiper motor and controls (no leaks) for windscreen and rear window and rain sensors • Parking brake system and electronics • Factory mounted lights and control system including sensors • Electric heating in windscreen, windows and door-mirrors • Air suspension and pump bellows • Factory installed electronic systems for collision warning, security, communications, information, data, • navigation and multimedia Additional components for vehicles with hybrid or electric drive: • Battery for driving the vehicle but not low-voltage battery • Factory mounted battery charger in vehicle (OBC) • Energy recovery system • High-voltage monitoring system • High-voltage cable including vehicle connector but not charging cable or external charging module • Voltage converter • Inverters • Cooling system for high voltage battery including sensors The policy covers costs, after deduction of excess, for dismantling or other investigation which may be required to determine whether loss or damage is covered by the policy. The policy does not apply to loss or damage • which is external damage including fire damage • caused by frost shattering, wetness or corrosion • which occurred during a competition using the vehicle or training for such competition, or high-speed driving in competition-like circumstances (e.g., ‘street racing’ or driving on racing circuits) unless by a prior agreement with us. • in components/software which differ from the corresponding parts in vehicles imported by the manufacturer’s Swedish general agent • if the owner cannot confirm to our satisfaction that the age and the mileage of the vehicle fall within the limits set forth above • for which the manufacturer or other party is legally responsible, or for which compensation can be paid under a warranty or similar undertakings • caused by animals • costs of dismantling and re-assembly when after examination the damage is not covered under Mechanical Failure insurance. • If you use components/software which differ from the vehicle’s standard series performance, for example by adaptations with components which are not approved by the manufacturer or the manufacturer’s Swedish general agent, compensation may be reduced. Deduction will be established on reasonable grounds, taking into account the connection between the breach of regulation and the event, the intent or negligence shown, and other relevant circumstances. • The vehicle must not be driven in such a manner that the motor and transmission are subjected to abnormal stress Service, repairs and fitting must be carried out professionally. Manufacturer’s instructions regarding fuel and lubricants, service, care and maintenance of the vehicle must be followed • A vehicle subject to a driving prohibition may not be used. At the time of damage, compensation will be reduced by 100 percent. If you can show that the damage occurred independent of what caused the driving prohibition, compensation can be provided in so far that the damage would have occurred anyway.

Machinery Cover (Mechanical Breakdown. This Policy covers Mechanical Failure of the vehicle, which is unforeseen loss or damage that affects the functioning of the vehicle. The policy covers passenger cars & Light commercial vehicles that are not more than five years old calculated from first registration, or have not been driven more than 150,000 km. The policy deductible under this section of the policy is as follows: - We will deduct - 10% of the Price Based Amount for and a vehicle driven (up to 50 000 KM the vehicle has been driven, a maximum of 50000 KM) - 20% of Price Based Amount for a vehicle driven (from 50001 KM up to 100 000 KM driven 100000 KM) - and 40% of Price Based Amount for a vehicle being driven (from 100001 KM up to 150 000 150000 KM driven. The Price Based Amount (“PBA”) is set by the Swedish Government Ais mseot buy nthte Sw(ed“isPh GBoAve”rn)ment annually and adjusted each year. The deductible is set on calculated as a percentage of o the PBA for the corresponding year in which the claim was reported. If it cannot be determined on when the date of loss or damage occurred, it will be deemed to have happened on the day it was reported to us. The policy covers: • x Engine, including guidance and control components/software and engine battery for hybrid and electric car • x Manifold and emission control system but not silencer and exhaust pipes • x Turbo/supercharger with control system • x Exhaust system, but not silencer and exhaust pipe • x Ignition system, but not spark plugs • x Cooling system for engine, transmission Passenger compartment cooling system and manufacturer mounted heater driven on fuel is compensated even if it may not affect the functioning of the vehicle • x Starting motor • Generator and consequential damages which affect the manufacturer’s standard x *HQHUDWRU DQG FRQVHTXHQWLDO GDPDJHV ZKLFK DI electrical functions • x Fuel system, but not pipes, filter and fuel tank • x Transmission system, but not worn clutch disc or damages resulting there from • x Brake servo, guidance and control system systems for anti-lock brakes and anti-skid system, but not main and system Wheel Cylinders • x Steering system • x Airbag including control system (even if it may not affect the functioning of the vehicle) and seat belt pretensioner • x Intercooler (turbocharger) • x System for active control and parking aid • x Comfort controls (e.g. control unit to the seat, window and central locking) and engines to these • x Combination instrument (e.g. speedometer) • x Wiper motor and controls (no leaks) for windscreen and rear window and rain sensors • x Parking brake system and electronics • x Factory mounted lights and control system including sensors • x Electric heating in windscreen, windows and door-mirrors • x Air suspension and pump bellows • x Factory installed electronic systems for collision warning, security, communications, information, data, • x navigation and multimedia Additional components for vehicles with hybrid or electric drive: • x Battery for driving the vehicle but not low-voltage battery • x Factory mounted battery charger in vehicle (OBC) • x Energy recovery system • x High-voltage monitoring system • x High-voltage cable including vehicle connector but not charging cable or external charging module • x Voltage converter • x Inverters • x Cooling system for high voltage battery including sensors The policy covers costs, after deduction of excess, for dismantling or other investigation which may be required to determine whether loss or damage is covered by the policy. The policy does not apply to loss or damage • x which is external damage including fire damage • x caused by frost shattering, wetness or corrosion • x which occurred during a competition using the vehicle or training for such competition, or high-speed driving in competition-like circumstances (e.g., ‘street racing’ or driving on racing circuits) unless by a prior agreement with us. • OLNH FLUFXPVWDQFHV H UDFLQJ¶ RU GULYLQJ RQ UDFLQJ FLUFXLWV XQOHV x in components/software which differ from the corresponding parts in vehicles imported by the manufacturer’s Swedish general agent • LPSRUWHG E\ WKH PDQXIDFWXUHU¶V 6ZHGLVK JHQHU x if the owner cannot confirm to our satisfaction that the age and the mileage of the vehicle fall within the limits set forth above • x for which the manufacturer or other party is legally responsible, or for which compensation can be paid under a warranty or similar undertakings • caused by animals • x costs of dismantling and re-assembly when after examination the damage is not covered under Mechanical Failure insurance. • x If you use components/software which differ from the vehicle’s standard series GLIIHU IURP WKH YHKLFOH¶V V performance, for example by adaptations with components which are not approved by the manufacturer or the manufacturer’s Swedish general agent, compensation E\ WKH PDQXIDFWXUHU RU WKH PDQXIDFWXUHU¶V 6Z may be reduced. Deduction will be established on reasonable grounds, taking into account the connection between the breach of regulation and the event, the intent or negligence shown, and other relevant circumstances. • x The vehicle must not be driven in such a manner that the motor and transmission are subjected to abnormal stress Service, repairs and fitting must be carried out professionally. Manufacturer’s instructions regarding fuel and lubricants, service, SURIHVVLRQDOO\ 0DQXIDFWXUHU¶V LQVWUXFWLRQV care and maintenance of the vehicle must be followed • x A vehicle subject to a driving prohibition may not be used. At the time of damage, compensation will be reduced by 100 percent. If you can show that the damage occurred independent of what caused the driving prohibition, compensation can be provided in so far that the damage would have occurred anyway. Section–F4iBre and Theft The following extension to the Motor Third Party Liability cover in Section 3A may apply where specifically stated to be covered by the Master Policy/Master Lease Agreement.

Machinery Cover (Mechanical Breakdown. This Policy covers Mechanical Failure of the vehicle, which is unforeseen loss or damage that affects the functioning of the vehicle. The policy covers passenger cars & Light commercial vehicles that are not more than five years old calculated from first registration, or have not been driven more than 150,000 km. The policy deductible under this section of the policy is as follows: - We will deduct - 10% of the Price Based Amount for and a vehicle driven (up to 50 000 KM the vehicle has been driven, a maximum of 50000 KM) - 20% of Price Based Amount for a vehicle driven (from 50001 KM up to 100 000 KM driven 100000 KM) - and 40% of Price Based Amount for a vehicle being driven (from 100001 KM up to 150 000 150000 KM driven. The Price Based Amount (“PBA”) is set by the Swedish Government annually and adjusted each year. The deductible is set on calculated as a percentage of o the PBA for the corresponding year in which the claim was reported. If it cannot be determined on when the date of loss or damage occurred, it will be deemed to have happened on the day it was reported to us. The policy covers: • Engine, including guidance and control components/software and engine battery for hybrid and electric car • Manifold and emission control system but not silencer and exhaust pipes • Turbo/supercharger with control system • Exhaust system, but not silencer and exhaust pipe • Ignition system, but not spark plugs • Cooling system for engine, transmission Passenger compartment cooling system and manufacturer mounted heater driven on fuel is compensated even if it may not affect the functioning of the vehicle • Starting motor • Generator and consequential damages which affect the manufacturer’s standard electrical functions • Fuel system, but not pipes, filter and fuel tank • Transmission system, but not worn clutch disc or damages resulting there from • Brake servo, guidance and control system systems for anti-lock brakes and anti-skid system, but not main and system Wheel Cylinders • Steering system • Airbag including control system (even if it may not affect the functioning of the vehicle) and seat belt pretensioner • Intercooler (turbocharger) • System for active control and parking aid • Comfort controls (e.g. control unit to the seat, window and central locking) and engines to these • Combination instrument (e.g. speedometer) • Wiper motor and controls (no leaks) for windscreen and rear window and rain sensors • Parking brake system and electronics • Factory mounted lights and control system including sensors • Electric heating in windscreen, windows and door-mirrors • Air suspension and pump bellows • Factory installed electronic systems for collision warning, security, communications, information, data, • navigation and multimedia Additional components for vehicles with hybrid or electric drive: • Battery for driving the vehicle but not low-voltage battery • Factory mounted battery charger in vehicle (OBC) • Energy recovery system • High-voltage monitoring system • High-voltage cable including vehicle connector but not charging cable or external charging module • Voltage converter • Inverters • Cooling system for high voltage battery including sensors The policy covers costs, after deduction of excess, for dismantling or other investigation which may be required to determine whether loss or damage is covered by the policy. The policy does not apply to loss or damage • which is external damage including fire damage • caused by frost shattering, wetness or corrosion • which occurred during a competition using the vehicle or training for such competition, or high-speed driving in competition-like circumstances (e.g., ‘street racing’ or driving on racing circuits) unless by a prior agreement with us. • in components/software which differ from the corresponding parts in vehicles imported by the manufacturer’s Swedish general agent • if the owner cannot confirm to our satisfaction that the age and the mileage of the vehicle fall within the limits set forth above • for which the manufacturer or other party is legally responsible, or for which compensation can be paid under a warranty or similar undertakings • caused by animals • costs of dismantling and re-assembly when after examination the damage is not covered under Mechanical Failure insurance. • If you use components/software which differ from the vehicle’s standard series performance, for example by adaptations with components which are not approved by the manufacturer or the manufacturer’s Swedish general agent, compensation may be reduced. Deduction will be established on reasonable grounds, taking into account the connection between the breach of regulation and the event, the intent or negligence shown, and other relevant circumstances. • The vehicle must not be driven in such a manner that the motor and transmission are subjected to abnormal stress Service, repairs and fitting must be carried out professionally. Manufacturer’s instructions regarding fuel and lubricants, service, care and maintenance of the vehicle must be followed • A vehicle subject to a driving prohibition may not be used. At the time of damage, compensation will be reduced by 100 percent. If you can show that the damage occurred independent of what caused the driving prohibition, compensation can be provided in so far that the damage would have occurred anyway.