Common use of Main terms of using Top|Card Clause in Contracts

Main terms of using Top|Card. 5.6.2.1 Provisions of the present agreement, and those envisaged by the general terms of card servicing and credit products, are fully applicable to the Top|Card, taking into consideration the terms provided in the present chapter; 5.6.2.2 Top|Cards may be nameless (non-personalized) as well as with a name (personalized); 5.6.2.3 The client acknowledges that when making purchases at the network of partner objects, the settlement is made from the limit of installments, notwithstanding the existence of the respective amount in the multi- currency account. If the limit of installments is insufficient for making a purchase, the amount will be automatically added from the multi-currency account, provided that there is a sufficient amount in this account. 5.6.2.4 The client acknowledges that when making a purchase at non-partner objects, the settlement will be made from the amount existing in the multi-currency account. If the amount in the multi-currency account is insufficient to make a purchase, the amount shall be added from the limit of installments. 5.6.2.5 The client acknowledges that the Bank is authorized, in the pre-determined term, at its own discretion and at the amount it determines, to allow the possibility of withdrawing the limit of installments. Furthermore, when withdrawing the amount with the Top|Card, the client first withdraws the amount from the multi- currency account. If there is an insufficient amount in the multi-currency account, the client withdraws the installment amount according to the present agreement and any particular agreement. 5.6.2.6 The client acknowledges that in case of withdrawal of the limit of installments, the Bank is authorized to establish the withdrawal commission fee, which will be deducted from the limit of installments. Furthermore, the client envisages that the withdrawal of the limit of installment is not possible in case the amount of the limit of installment is not sufficient to cover the commission of the withdrawal. 5.6.2.7 With approval of the limit of installments for the Top|Card, a separate agreement is created between the Bank and the client on use of the limit of installments of the Top|Card which will become an inseparable part of the present agreement and which will determine particular terms and rules on the usage of the limit of installments. 5.6.2.8 Repayment of the spent part of the limit of installments is possible by making the minimal or recommended payment, which the client can choose at their own discretion. 5.6.2.9 The limit of installments is renewable, which means that in case of full or partial payment of the limit of installments envisaged by the present agreement, the client can again use the amount, consistent with the present agreement and particular agreement terms. 5.6.2.10 Cancelling a Top|Card (card) does not affect the rules on payment of the spent amount of the limit of installments, and the client shall cover the spent amount according to the established recommended or minimal payment.

Main terms of using Top|Card. 5.6.2.1 Provisions of the present agreement, and those envisaged by the general terms of card servicing and credit products, are fully applicable to the Top|Card, taking into consideration the terms provided in the present chapter; 5.6.2.2 Top|Cards may be nameless (non-personalized) as well as with a name (personalized); 5.6.2.3 The client acknowledges is aware that when making purchases purchase at the network of partner objects’ network, the settlement is made firstly from the positive balance existing at the installment limit account (if any), secondly from the limit of installmentsinstallment, notwithstanding despite the existence presence of the respective amount in the multi- currency account. If the limit of installments is insufficient for making a purchase, the amount will be automatically added from the multi-currency account, provided that there is a sufficient amount in this account. 5.6.2.4 The client acknowledges that when making a purchase at non-partner objects, the settlement will be made from the amount existing in the multi-currency account. If In case the amount in positive balance at the multi-currency installment limit account is insufficient (if any) and the limit of installment are not sufficient to make a purchase, the amount shall be added from the multi-currency account automatically, provided that there is a sufficient balance present at this account. 5.6.2.4 The client is aware that when making purchases at the non-partner objects’ network – the settlement is made from the amount existing at the multi-currency account. If there is no sufficient amount at the multi- currency account, the amount shall be added firstly from the positive balance of the installment limit account (if any) and secondly from the limit of installmentsinstallment. 5.6.2.5 The client acknowledges is aware that the Bank bank is authorized, in at the pre-determined termperiod, at its own discretion and at in the amount it determinesdetermined by it, issue, permit to allow withdraw, transfer the possibility of withdrawing installment limit and/or make utility payments from the limit of installments. Furthermore, when withdrawing the amount with amounts from the Top|Card, the client first firstly withdraws the amount from the multi- currency account. If there is an insufficient amount in the multi-currency account, the client if there is no sufficient balance, withdraws positive balance from the installment amount limit account (if any) and the limit of installment according to the rule established by the present agreement and any the particular agreement. 5.6.2.6 The client acknowledges is aware that in case of withdrawal withdrawing/transferring limit of installment, positive balance from the installment limit account (if any) and/or making utility payments from the limit of installmentsinstallment, the Bank bank is authorized to establish the withdrawal commission fee, for withdrawal/transfer/making utility payment which will be deducted from the limit of installmentsinstallment (or from positive balance on installment limit account (if any)). Furthermore, the client envisages acknowledges that the withdrawal withdrawal/transfer of the limit of installment and/or making payments using the limit is not possible in case the amount of the limit of installment (or positive balance on installment limit account (if any)) is not sufficient to cover the commission of the fee for withdrawal/transfer/making payment. 5.6.2.7 With approval of the limit of installments for the Top|Card, a separate agreement is created between the Bank and the client on use of the limit of installments of the Top|Card which will become an inseparable part of the present agreement and which will determine particular terms and rules on the usage of the limit of installments. 5.6.2.8 Repayment of the spent part of the limit of installments is possible by making the minimal or recommended payment, which the client can choose at their own discretion. 5.6.2.9 The limit of installments is renewable, which means that in case of full or partial payment of the limit of installments envisaged by the present agreement, the client can again use the amount, consistent with the present agreement and particular agreement terms. 5.6.2.10 Cancelling a Top|Card (card) does not affect the rules on payment of the spent amount of the limit of installments, and the client shall cover the spent amount according to the established recommended or minimal payment.

Main terms of using Top|Card. 5.6.2.1 Provisions of the present agreement, and those envisaged by the general terms of card servicing and credit products, are fully applicable to the Top|Card, taking into consideration the terms provided in the present chapter; 5.6.2.2 Top|Cards may be nameless (non-personalized) as well as with a name (personalized); 5.6.2.3 The client acknowledges is aware that when making purchases purchase at the network of partner objects’ network, the settlement is made firstly from the positive balance existing at the installment limit account (if any), secondly from the limit of installmentsinstallment, notwithstanding despite the existence presence of the respective amount in the multi- currency account. If the limit of installments is insufficient for making a purchase, the amount will be automatically added from the multi-currency account, provided that there is a sufficient amount in this account. 5.6.2.4 The client acknowledges that when making a purchase at non-partner objects, the settlement will be made from the amount existing in the multi-currency account. If In case the amount in positive balance at the multi-currency installment limit account is insufficient (if any) and the limit of installment are not sufficient to make a purchase, the amount shall be added from the multi-currency account automatically, provided that there is a sufficient balance present at this account. 5.6.2.4 The client is aware that when making purchases at the non-partner objects’ network – the settlement is made from the amount existing at the multi-currency account. If there is no sufficient amount at the multi-currency account, the amount shall be added firstly from the positive balance of the installment limit account (if any) and secondly from the limit of installmentsinstallment. 5.6.2.5 The client acknowledges is aware that the Bank bank is authorized, in at the pre-determined termperiod, at its own discretion and at in the amount it determinesdetermined by it, issue, permit to allow withdraw, transfer the possibility of withdrawing installment limit and/or make utility payments from the limit of installments. Furthermore, when withdrawing the amount with amounts from the Top|Card, the client first firstly withdraws the amount from the multi- currency account. If there is an insufficient amount in the multi-currency account, the client if there is no sufficient balance, withdraws positive balance from the installment amount limit account (if any) and the limit of installment according to the rule established by the present agreement and any the particular agreement. 5.6.2.6 The client acknowledges is aware that in case of withdrawal withdrawing/transferring limit of installment, positive balance from the installment limit account (if any) and/or making utility payments from the limit of installmentsinstallment, the Bank bank is authorized to establish the withdrawal commission fee, for withdrawal/transfer/making utility payment which will be deducted from the limit of installmentsinstallment (or from positive balance on installment limit account (if any)). Furthermore, the client envisages acknowledges that the withdrawal withdrawal/transfer of the limit of installment and/or making payments using the limit is not possible in case the amount of the limit of installment (or positive balance on installment limit account (if any)) is not sufficient to cover the commission of the fee for withdrawal. 5.6.2.7 With approval of the limit of installments for the Top|Card, a separate agreement is created between the Bank and the client on use of the limit of installments of the Top|Card which will become an inseparable part of the present agreement and which will determine particular terms and rules on the usage of the limit of installments. 5.6.2.8 Repayment of the spent part of the limit of installments is possible by /transfer/making the minimal or recommended payment, which the client can choose at their own discretion. 5.6.2.9 The limit of installments is renewable, which means that in case of full or partial payment of the limit of installments envisaged by the present agreement, the client can again use the amount, consistent with the present agreement and particular agreement terms. 5.6.2.10 Cancelling a Top|Card (card) does not affect the rules on payment of the spent amount of the limit of installments, and the client shall cover the spent amount according to the established recommended or minimal payment.

Main terms of using Top|Card. 5.6.2.1 Provisions of the present agreement, and those envisaged by the general terms of card servicing and credit products, are fully applicable to the Top|Card, taking into consideration the terms provided in the present chapter; 5.6.2.2 Top|Cards may be nameless (non-personalized) as well as with a name (personalized); 5.6.2.3 The client acknowledges that when making purchases at the network of partner objects, the settlement is made from the limit of installments, notwithstanding the existence of the respective amount in the multi- multi-currency account. If the limit of installments is insufficient for making a purchase, the amount will be automatically added from the multi-currency account, provided that there is a sufficient amount in this account. 5.6.2.4 The client acknowledges that when making a purchase at non-partner objects, the settlement will be made from the amount existing in the multi-currency account. If the amount in the multi-currency account is insufficient to make a purchase, the amount shall be added from the limit of installments. 5.6.2.5 The client acknowledges that the Bank is authorized, in the pre-determined term, at its own discretion and at the amount it determines, to allow the possibility of withdrawing the limit of installments. Furthermore, when withdrawing the amount with the Top|Card, the client first withdraws the amount from the multi- multi-currency account. If there is an insufficient amount in the multi-currency account, the client withdraws the installment amount according to the present agreement and any particular agreement. 5.6.2.6 The client acknowledges that in case of withdrawal of the limit of installments, the Bank is authorized to establish the withdrawal commission fee, which will be deducted from the limit of installments. Furthermore, the client envisages that the withdrawal of the limit of installment is not possible in case the amount of the limit of installment is not sufficient to cover the commission of the withdrawal. 5.6.2.7 With approval of the limit of installments for the Top|Card, a separate agreement is created between the Bank and the client on use of the limit of installments of the Top|Card which will become an inseparable part of the present agreement and which will determine particular terms and rules on the usage of the limit of installments. 5.6.2.8 Repayment of the spent part of the limit of installments is possible by making the minimal or recommended payment, which the client can choose at their own discretion. 5.6.2.9 The limit of installments is renewable, which means that in case of full or partial payment of the limit of installments envisaged by the present agreement, the client can again use the amount, consistent with the present agreement and particular agreement terms. 5.6.2.10 Cancelling 5.6.2. 10Cancelling a Top|Card (card) does not affect the rules on payment of the spent amount of the limit of installments, and the client shall cover the spent amount according to the established recommended or minimal payment.