Common use of Member Liability Clause in Contracts

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us AT ONCE if you believe your card has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authority. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability for the transaction unless you were grossly negligent in the handling of your account card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941

Member Liability. You are responsible for all transfers you authorize using your EFT transactions you authorizeservices under this Agreement. If you permit someone else other persons to use an EFT service, your Card or your card, access code, or Online Banking service, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell However, tell us AT ONCE at once if you believe your card has been lost or stolen or if you believe someone anyone has used your Card account, card or access code or otherwise and accessed your accounts account without your authority. Telephoning is the best way of keeping your possible losses down. You could lose all the money in For VISA Debit Card purchase transactions, if you notify us immediately of your account (plus your maximum overdraft line of credit). no liability lost or stolen card you will not be liable for the transaction unless any losses, provided you were not grossly negligent or fraudulent in handling your VISA Debit Card and you provide us with a written statement regarding your unauthorized VISA Debit Card claim, otherwise the handling of your account cardliability limits set forth below may apply. For all other EFT transactions, your liability for an unauthorized transaction is determined as follows. If if you tell us within two (2) business days days, you can lose no more than $50 if someone used accessed your Card account without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft unauthorized use of your Cardaccount or EFT service, and we can prove that we could have stopped someone from using accessing your Card account without your permission if you had told us, you could lose as much as $500.00500. AlsoYour liability for unauthorized loan transactions through an EFT service will not exceed $50, if provided you were not grossly negligent or fraudulent in handling your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941card.

Member Liability. You are responsible for all EFT transactions transfers you authorizeauthorize using the Online Banking services under this agreement. If you permit someone else other persons to use an EFT service, your Card or your access codepassword, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell However, tell us AT ONCE at once if you believe your card has been lost or stolen or if you believe someone anyone has used your Card or access code or otherwise password and accessed your accounts without your authority. Telephoning CCCU as soon as possible is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability for the transaction unless you were grossly negligent in the handling of your account cardFor Online Banking transactions, your liability for an unauthorized transaction is determined as follows. If if you tell us within two (2) business days days, you can lose no more than $50 if someone used accessed your Card account without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft unauthorized use of your Cardaccount or password, and we can prove that we could have stopped someone from using accessing your Card account without your permission if you had told us, you could lose as much as $500.00500. Your liability for unauthorized loan transactions through the Online Banking service is $50. Also, if your statement shows Online Banking transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after be liable for the sixty (60) days full amount of the loss if we can prove that we could have stopped someone from making the transfers if you had told us in timeunauthorized EFT transactions. If a good reason (such as a hospital stay) kept you from telling us, we will may extend the time periods. If you believe your Card password has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: call us at (000) 000-0000 or 11 (800) 444-877-829-1616 8115, e- mail: xxxx@xxxxxxxxxxxxxxx.xxx or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941to: Consolidated Community Credit Union 0000 XX 0xx Xxx

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). no liability You are not liable for an unauthorized Mastercard debit card transaction if you can demonstrate that you have exercised reasonable care in protecting your card or access code from loss or theft and, upon discovering the transaction unless loss or theft, you were grossly negligent in promptly report the handling of your account cardloss or theft to us. For all other EFT transactions involving access devices, your liability for an unauthorized transaction transactions is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard or access code, you can lose no more than $50.00 if someone used your card or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your card or access code and we can prove that we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to youaccess code or other means, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941TELL US AT

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us AT ONCE if you believe your card has been lost or stolen or if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability for the transaction unless you were grossly negligent in the handling of your account card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard, and we can prove we could have stopped someone from using your Card card without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 10-877000-829000-1616 0000 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941

Member Liability. You are responsible for all transfers you authorize using your EFT transactions you authorizeservices under this Agreement. If you permit someone else other persons to use an EFT servicethe uOnline Service, your Card Mobile Banking Service, or your access code, password you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us AT ONCE at once if you believe your card has been lost or stolen or if you believe someone anyone has used your Card account or access code or otherwise password and accessed your accounts without your authorityauthority or if you believe that an EFT has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all For uOnline Service or Mobile Banking Service transactions, if you tell us of the money in your account (plus your maximum overdraft line of credit). no liability for the transaction unless you were grossly negligent in the handling unauthorized use of your account card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days days, you can lose no more than $50 if someone used accessed your Card account without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft unauthorized use of your Cardaccount or EFT service, and we can prove that we could have stopped someone from using accessing your Card account without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers uOnline Service or Mobile Banking Service transactions that you did not makemake including those made by password or other means, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after be liable for the sixty (60) days following amounts if we can prove that we could have stopped someone from making the transfers if you had told us in time: for all uOnline Service or Mobile Banking Service transactions -- up to the full amount of the loss. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card uOnline or Mobile Banking password has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (0-000) -000-0000 or 10-877000-829000-1616 or write to Temple0000 Or write: Unitus Community Credit Union XX Xxx 0000 Xxxxxxxx, XX 00000-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 759410000

Member Liability. You are responsible for all EFT any transactions you authorize. If you permit someone else to use an EFT serviceyour login credentials, your Card or your access code, you You are responsible for any transactions they authorize or conduct on any of your accountsaccounts you have with us. Tell us Us AT ONCE if you believe your card login credentials has been lost or stolen or if you believe someone has used your Card or access code login credentials or otherwise accessed your accounts without your authority. Telephoning Phoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit, if applicable). no liability for the transaction unless If you were grossly negligent in the handling of your account cardaccount, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you days, You can lose no more than $50 if someone accessed your account and used your Card credentials without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft unauthorized use of your Cardaccount, and we can prove we could have stopped someone from using accessing your Card account without your permission if you had told us, you could lose as much as $500.00. 500.00 Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed or accessible to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, callcontact us: Phone: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Mail: Big Island Federal Credit Union 00 Xxxx Xxxxxx Xx. XxxxxxXxxx, TX 75941Xxxxxx 00000

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell must tell us AT ONCE if you believe your card Password has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authoritystolen. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (Account(s) plus your the maximum overdraft line of credit). no liability for the transaction unless you were grossly negligent in the handling amount of your account card, your liability for an unauthorized transaction is determined as followsoverdraft protection account. If you tell us within two (2) business days days, you can lose no more than $50 if someone used your Card Password without your permission. If you believe your Password has been lost or stolen, and you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if someone used your Password without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your CardPassword, and we can prove we could have stopped someone from using your Card Password without your permission if you had told us, you could lose as much as $500.00500. Also, if your account statement shows electronic fund transfers that you did not make, you must tell us at onceAT ONCE. If you do not tell us within sixty (60) days after the E-Statement Notification was sent to you or if you have opted out of E-Statements within sixty (60) days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from making taking the transfers money if you had told us in time. 1. If a good reason (such as a long trip or hospital stay) kept you from telling us, we will may extend the time periods. 2. If you believe your Card Password has been lost or stolen or that someone has transferred or may transfer money from your account Account without your permissionpermission you must tell us immediately by telephone, calle-mail, or in writing. You can call Cornerstone Credit Union at 815.235.5855, press 0 or 800.711.3277, press 0 between 9:30 a.m. and 5:00 p.m. Monday through Friday, 9:00 a. m. and 12:00 p.m. on Saturday with the exception of observed holidays. You can e-mail us at the following address: (000) 000-0000 xxxxxxxxx@xxxxxxxxxxxxx.xxx, or 1-877-829-1616 or write you can inform us in writing. Write to Temple-Inland FCU us at: Cornerstone Credit Union, Attn: Member Services, 000 X. Xxxxxx X Xxxxxxx Xx., Freeport, IL 61032. XxxxxxInclude in your correspondence, TX 75941your full name, address, and daytime phone number.

Member Liability. You are responsible for all EFT transactions transfers you authorizeauthorize using the MyOCCU Online & Mobile service under this agreement. If you permit someone else other persons to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell However, tell us AT ONCE at once if you believe your card has been lost or stolen or if you believe someone anyone has used your Card or access code or otherwise and accessed your accounts without your authority. Telephoning Calling OCCU is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability for the transaction unless you were grossly negligent in the handling of your account cardFor MyOCCU Online & Mobile transactions, your liability for an unauthorized transaction is determined as follows. If if you tell us within two (2) business days days, you can lose no more than $50 if someone used accessed your Card account without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft unauthorized use of your Cardaccount or access code, and we can prove that we could have stopped someone from using your Card without your permission prevented the unauthorized transaction if you had told usus in time, you could lose as much as $500.00500. Your liability for unauthorized loan transactions through MyOCCU Online & Mobile will not exceed $50. Also, if your statement shows MyOCCU Online & Mobile transfers that you did not make, tell us at once. If you do not tell us within sixty (60) 60 days after of the statement was mailed to youmailing date of your statement, you may not get back any money lost after be liable for the sixty (60) days full amount of the loss if we can prove that we could have stopped someone from making prevented the transfers unauthorized transactions if you had told us in time. If a good reason (Should some emergency such as a hospital stay) kept extended travel or hospitalization prevent you from telling contacting us, we a reasonable extension of time will extend the time periodsbe allowed. If you believe your Card access code has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, callcall 000.000.0000 toll free or write: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. XxxxxxOCCU, TX 75941X.X. Xxx 00000, Xxxxxxxxxxx, XX 00000- 0146.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us AT ONCE . (1) if you believe your card has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authority. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability for the transaction unless you were grossly negligent in the handling of your account card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Cardcard, and we can prove we could have stopped someone from using your Card card without your permission if you had told us, you could lose as much as $500.00. Also, 500; (2) if your statement shows transfers that you did not makemake including those made by card, tell us at oncecode or other means, TELL US AT ONCE. If I f you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (940) 000- 0000 or (000) 000-0000 or 1write to: Nascoga Federal Credit Union, 0000 Xxxxxxxx Xx, Gainesville TX 76240, Fax (000) 000-877-829-1616 0000. You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed previously if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else furnish your EFT services, card, or access device and grant authority to use an EFT service, your Card make transfers to a person (such as a family member or your access codefriend) who exceeds the authority given, you will be fully liable for the transfers until you have notified SHCU that that the transfers by that person are responsible for any transactions they authorize or conduct on any of your accountsno longer authorized. Tell Therefore, tell us AT ONCE at once if you believe your card has been lost or stolen or if you believe someone anyone has used your Card Account Card, or access code or otherwise and accessed your accounts without your authority. Telephoning is the best way of to keeping your possible losses down. You could lose all the money in For VISA Check Card transactions, if you notify us of your account (plus your maximum overdraft line of credit). no liability lost or stolen card you will not be liable for the transaction unless any losses provided you were not grossly negligent or fraudulent in handling your Card and you provide us with a written statement regarding your unauthorized Card claim, otherwise the handling of your account cardfollowing liability limits will apply. For all other EFT transactions, your liability for an unauthorized transaction is determined as follows. If if you tell us within two (2) business days days, you can lose no more than $50 if someone used accessed your Card account without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft unauthorized use of your Card, account or EFT service and we can prove that we could have stopped someone from using accessing your Card account without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers that you did not make, tell us at once5. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in timeBUSINESS DAYS. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941St. Helens Branch Hours of Operation Scappoose Branch Hours of Operation Mortgage & Commercial Lending Center Rainier Branch Hours of Operation