Minimum Payment Due. You can pay off your account balance in full each month or you can pay in monthly installments. If you do not pay your balance in full, you agree to pay at least a minimum payment of 1% of your New Balance (rounded to the nearest whole dollar) or $15.00, whichever is greater at the end of each statement period. If the New Balance shown on your periodic statement is $15.00 or less, you agree to pay this amount. Unless the Credit Union takes other action as a result of a default under this Agreement, the Minimum Payment Due will also include any amount that is past due and any amount by which your new balance exceeds your credit limit, any fees assessed and any finance charges accrued. Payments and credits will be applied first to pay billed but unpaid finance charges; late charges, and other fees or charges provided for herein; and next to unpaid cash advances and unpaid purchase balance starting with the highest APR. You must pay at least the minimum payment each month, but you may pay more than that amount at any time without a penalty. The sooner you pay your new balance, the less you will have to pay in finance charges. The "Payment Due Date" will be shown on your periodic statement.
Appears in 3 contracts
Samples: Credit Card Agreement, Credit Card Agreement, Credit Card Agreement
Minimum Payment Due. You can pay off your account balance in full each month or you can pay in monthly installments. If you do not pay your balance in full, you agree to pay at least a minimum payment of 12% of your New Balance (rounded to the nearest whole dollar) or $15.00, whichever is greater at the end of each statement period. If the New Balance shown on your periodic statement is $15.00 or less, you agree to pay this amount. Unless the Credit Union takes other action as a result of a default under this Agreement, the Minimum Payment Due will also include any amount that is past due and any amount by which your new balance exceeds your credit limit, any fees assessed and any finance charges accrued. Payments and credits will be applied first to pay billed but unpaid finance charges; annual fee (if applicable); late charges, and other fees or charges provided for herein; and next to unpaid cash advances advances; and then to your unpaid purchase balance starting with the highest APRbalance. You must pay at least the minimum payment each month, but you may pay more than that amount at any time without a penalty. The sooner you pay your new balance, the less you will have to pay in finance charges. The "Payment Due Date" will be shown on your periodic statement.
Appears in 2 contracts
Samples: Credit Card Agreement, Credit Card Agreement
Minimum Payment Due. You can pay off your account balance in full each month or you can pay in monthly installments. If you do not pay your balance in full, you agree to pay at least a minimum payment of 1of: MasterCard Platinum 2%; MasterCard Standard 3%; MasterCard Secured 4% of your New Balance (rounded to the nearest whole dollar) or $15.00, whichever is greater at the end of each statement period. If the New Balance shown on your periodic statement is $15.00 or less, you agree to pay this amount. Unless the Credit Union takes other action as a result of a default under this Agreement, the Minimum Payment Due will also include any amount that is past due and any amount by which your new balance exceeds your credit limit, any fees assessed and any finance charges accrued. Payments and credits will be applied first to pay billed but unpaid finance charges; annual fee (if applicable); late charges, and other fees or charges provided for herein; and next to unpaid cash advances advances; and then to your unpaid purchase balance starting with the highest APRbalance. You must pay at least the minimum payment each month, but you may pay more than that amount at any time without a penalty. The sooner you pay your new balance, the less you will have to pay in finance charges. The "Payment Due Date" will be shown on your periodic statement.
Appears in 2 contracts
Samples: Credit Card Agreement, Credit Card Agreement
Minimum Payment Due. You can pay off your account balance in full each month or you can pay in monthly installments. If you do not pay your balance in full, you agree to pay at least a minimum payment of 13% of your New Balance (rounded to the nearest whole dollar) or $15.0020.00, whichever is greater at the end of each statement period. If the New Balance shown on your periodic statement is $15.00 20.00 or less, you agree to pay this amount. Unless the Credit Union takes other action as a result of a default under this Agreement, the Minimum Payment Due will also include any amount that is past due and any amount by which your new balance exceeds your credit limit, any fees assessed and any finance charges accrued. Payments and credits will be applied first to pay billed but unpaid finance charges; late charges, and other fees or charges provided for herein; and next to unpaid cash advances advances; and then to your unpaid purchase balance starting with the highest APRbalance. You must pay at least the minimum payment each month, but you may pay more than that amount at any time without a penalty. The sooner you pay your new balance, the less you will have to pay in finance charges. The "“Payment Due Date" ” will be shown on your periodic statement.
Appears in 1 contract
Samples: Credit Card Agreement
Minimum Payment Due. You can pay off your account balance in full each month or you can pay in monthly installments. If you do not pay your balance in full, you agree to pay at least a minimum payment of 15% of your New Balance (rounded to the nearest whole dollar) or $15.0025.00, whichever is greater at the end of each statement period. If the New Balance shown on your periodic statement is $15.00 25.00 or less, you agree to pay this amount. Unless the Credit Union takes other action as a result of a default under this Agreement, the Minimum Payment Due will also include any amount that is past due and any amount by which your new balance exceeds your credit limit, any fees assessed and any finance charges accrued. Payments and credits will be applied first to pay billed but unpaid finance charges; annual fee (if applicable); late charges, and other fees or charges provided for herein; and next to unpaid cash advances advances; and then to your unpaid purchase balance starting with the highest APRbalance. You must pay at least the minimum payment each month, but you may pay more than that amount at any time without a penalty. The sooner you pay your new balance, the less you will have to pay in finance charges. The "Payment Due Date" will be shown on your periodic statement.
Appears in 1 contract
Samples: Credit Card Agreement
Minimum Payment Due. You can pay off your account balance in full each month or you can pay in monthly installments. If you do not pay your balance in full, you agree to pay at least a minimum payment of 13% of your New Balance (rounded to the nearest whole dollar) or $15.0025.00, whichever is greater at the end of each statement period. If the New Balance shown on your periodic statement is $15.00 25.00 or less, you agree to pay this amount. Unless the Credit Union takes other action as a result of a default under this Agreement, the Minimum Payment Due will also include any amount that is past due and any amount by which your new balance exceeds your credit limit, any fees assessed and any finance charges accrued. Payments and credits will be applied first to pay billed but unpaid finance charges; annual fee (if applicable); late charges, and other fees or charges provided for herein; and next to unpaid cash advances advances; and then to your unpaid purchase balance starting with the highest APRbalance. You must pay at least the minimum payment each month, but you may pay more than that amount at any time without a penalty. The sooner you pay your new balance, the less you will have to pay in finance charges. The "Payment Due Date" will be shown on your periodic statement.
Appears in 1 contract
Samples: Credit Card Agreement
Minimum Payment Due. You can pay off your account balance in full each month or you can pay in monthly installments. If you do not pay your balance in full, you agree to pay at least a minimum payment of 12% of your New Balance (rounded to the nearest whole dollar) or $15.0025.00, whichever is greater at the end of each statement period. If the New Balance shown on your periodic statement is $15.00 25.00 or less, you agree to pay this amount. Unless the Credit Union takes we take other action as a result of a default under this Agreement, the Minimum Payment Due will also include any amount that is past due and any amount by which your new balance exceeds your credit limit, any fees assessed and any finance charges accrued. Payments and credits will be applied first to pay billed but unpaid finance charges; , late charges, and other fees or similar charges provided for herein; and next to unpaid pay cash advances and unpaid purchase balance starting with the highest APRpurchases. You must pay at least the minimum payment each month, but you may pay more than that amount at any time without a penalty. The sooner you pay your new balance, the less you will have to pay in finance charges. The "“Payment Due Date" ” and billing cycle date will be shown on your periodic statement.
Appears in 1 contract
Samples: Visa Agreement