Common use of NATURE AND SCOPE OF COVER Clause in Contracts

NATURE AND SCOPE OF COVER. We cover the reimbursement of cancellation fees invoiced by the organiser of the holiday in accordance with their Terms and Conditions of Sale when this cancellation, notified by any written means BEFORE THE DATE OF ARRIVAL at the holiday destination, is the result of the occurrence, after taking out this insurance, of one of the following events: - Serious illness, serious accident or death, including relapse, aggravation of a chronic or pre-existing disease, as well as the consequences of such, and the consequences of an accident that occurred prior to taking out the insurance suffered by yourself, your spouse or de facto partner, your ascendants or descendants up to the 2nd degree, fathers-in-law, mothers-in-law, stepfathers, stepmothers, sisters, brothers, stepbrothers, stepsisters, sons-in-law, daughters-in-law, your legal guardian or a person who habitually resides under your roof, and the person accompanying your during your trip as mentioned and insured within this contract. - The death of your uncles, aunts, nieces and nephews. - Serious damage caused by fire, explosion, water damage or forces of nature to your professional or private premises and which imperatively requires your presence in order to take the necessary protective measures. - Serious illness, serious accident or death, including relapse, aggravation of a chronic or pre-existing disease, as well as the consequences of such, and the consequences of an accident that occurred prior to taking out the insurance suffered by your professional replacement as mentioned when taking out the insurance, the person in charge of caring for your minor children during your trip, or a person with a disability for whom you are the legal guardian who is living under the same roof as you, provided you are the legal guardian. - Complications due to the pregnancy of one of the persons participating in the holiday and insured within this contract. - Contraindications and consequences of vaccination occurring to one of the persons participating in the holiday and insured within this contract. - Redundancy or contractual termination of yourself or your spouse or de facto partner insured by this same contract on the condition that the procedure had not been initiated prior to taking out the insurance. - Summons before a court, only in the following cases: In the jury or as a witness, or if appointed as an expert, provided that you are summoned on a date that coincides with the period of travel. - Summons for the adoption of a child, provided that you are summoned on a date that coincides with the period of travel. - Summons to retake an exam following an unidentified setback at the time of booking the holiday or taking out the insurance (higher education only), provided that the aforementioned exam takes place during the holiday. - Summons for an organ transplant for yourself, your spouse or de facto partner or of one of your 1st-degree ascendants or descendants. - Serious damage caused by fire, explosion, water damage or forces of nature to your professional or private premises and which imperatively requires your presence in order to take the necessary protective measures. - Theft within your professional or private premises provided that the significance of this theft requires your presence and that the theft occurs within 48 hours prior to your departure. - Serious damage to your vehicle in the 48 working hours prior to the 1st day of your trip and insofar as the vehicle cannot be used to travel to the holiday destination. - Impediment to you reaching the holiday destination by road, rail, air or sea, on the day of departure due to: - blockades issued by the Government or a local authority, - traffic accidents during the necessary journey to your intended holiday destination, the damage of which causes your vehicle to be taken out of service, as justified by the expert’s report. - Obtaining a role as an employee for a period of more than 6 months taking effect before and during the planned holiday dates, while you were registered as a job seeker with your career centre on the day of registering for your holiday and provided that it is not a case of extension or contract renewal, or an allocation provided by a temporary work company. Excess of 25% of the claim amount with a minimum of €70 per case. - Your separation (marriage or civil partnership): In the event of divorce or separation (in the case of a civil partnership), provided that the proceedings were initiated in the courts after booking your holiday and upon presentation of an official document. Excess of 25% of the claim amount with a minimum of €70 per case. - Theft (with a complaint filed with the supporting police station) of your identity card, driver’s licence or passport within the 5 workings days prior to your departure, which prevents you from fulfilling the travel formalities with the relevant authorities. Excess of 25% of the claim amount with a minimum of €70 per case. - Cancelling or changing the dates of your or your spouse’s or de facto partner’s paid holiday leave, imposed by your employer for a legitimate reason or due to exceptional circumstances and as officially granted by the latter in writing before registering for the holiday; this document from the employer will be required. This cover does not apply to company directors, self-employed professionals, artisans and those employed on a temporary basis in the entertainment industry, nor does this cover apply in the event of a change in employment. Excess of 25% of the claim amount with a minimum of €70 per case. - Work transfer that requires a house move, imposed by your superiors, having not been subject to a request on your part and on the condition that the transfer was not yet known about at the time of taking out the Insurance. This cover is granted to salaried employees, with the exclusion of members of a self-employed profession, managers, legal representatives of a company, self-employed workers, artisans and those employed on a temporary basis in the entertainment industry. You remain responsible for an excess of 25%. - Refusal of visa by the country’s authorities on the condition that no request was previously refused by these authorities for the same country. A supporting document from the embassy will be required.

NATURE AND SCOPE OF COVER. We cover the reimbursement of cancellation fees invoiced by the organiser of the holiday in accordance with their Terms and Conditions of Sale when this cancellation, notified by any written means BEFORE THE DATE OF ARRIVAL at the holiday destination, is the result of the occurrence, after taking out this insurance, of one of the following events: - Serious illness, serious accident or death, including relapse, aggravation of a chronic or pre-existing disease, as well as the consequences of such, and the consequences of an accident that occurred prior to taking out the insurance suffered by yourself, your spouse or de facto partner, your ascendants or descendants up to the 2nd degree, fathers-in-law, mothers-in-law, stepfathers, stepmothers, sisters, brothers, stepbrothers, stepsisters, sons-in-law, daughters-in-law, your legal guardian or a person who habitually resides under your roof, and the person accompanying your during your trip as mentioned and insured within this contract. - The death of your uncles, aunts, nieces and nephews. - Serious damage caused by fire, explosion, water damage or forces of nature to your professional or private premises and which imperatively requires your presence in order to take the necessary protective measures. - Serious illness, serious accident or death, including relapse, aggravation of a chronic or pre-existing disease, as well as the consequences of such, and the consequences of an accident that occurred prior to taking out the insurance suffered by your professional replacement as mentioned when taking out the insurance, the person in charge of caring for your minor children during your trip, or a person with a disability for whom you are the legal guardian who is living under the same roof as you, provided you are the legal guardian. - Complications due to the pregnancy of one of the persons participating in the holiday and insured within this contract. - Contraindications and consequences of vaccination occurring to one of the persons participating in the holiday and insured within this contract. - Redundancy or contractual termination of yourself or your spouse or de facto partner insured by this same contract on the condition that the procedure had not been initiated prior to taking out the insurance. - Summons before a court, only in the following cases: In the jury or as a witness, or if appointed as an expert, provided that you are summoned on a date that coincides with the period of travel. - Summons for the adoption of a child, provided that you are summoned on a date that coincides with the period of travel. - Summons to retake an exam following an unidentified setback at the time of booking the holiday or taking out the insurance (higher education only), provided that the aforementioned exam takes place during the holiday. - Summons for an organ transplant for yourself, your spouse or de facto partner or of one of your 1st-degree ascendants or descendants. - Serious damage caused by fire, explosion, water damage or forces of nature to your professional or private premises and which imperatively requires your presence in order to take the necessary protective measures. - Theft within your professional or private premises provided that the significance of this theft requires your presence and that the theft occurs within 48 hours prior to your departure. - Serious damage to your vehicle in the 48 working hours prior to the 1st day of your trip and insofar as the vehicle cannot be used to travel to the holiday destination. - Impediment to you reaching the holiday destination by road, rail, air or sea, on the day of departure due to: - blockades issued by the Government or a local authority, - traffic accidents during the necessary journey to your intended holiday destination, the damage of which causes your vehicle to be taken out of service, as justified by the expert’s report. - Obtaining a role as an employee for a period of more than 6 months taking effect before and during the planned holiday dates, while you were registered as a job seeker with your career centre on the day of registering for your holiday and provided that it is not a case of extension or contract renewal, or an allocation provided by a temporary work company. Excess of 25% of the claim amount with a minimum of €70 per case. - Your separation (marriage or civil partnership): In the event of divorce or separation (in the case of a civil partnership), provided that the proceedings were initiated in the courts after booking your holiday and upon presentation of an official document. Excess of 25% of the claim amount a mount with a minimum of €70 per case. - Theft (with a complaint filed with the supporting police station) of your identity card, driver’s licence or passport within the 5 workings days prior to your departure, which prevents you from fulfilling the travel formalities with the relevant authorities. Excess of 25% of the claim amount with a minimum of €70 per case. - Cancelling or changing the dates of your or your spouse’s or de facto partner’s paid holiday leave, imposed by your employer for a legitimate reason or due to exceptional circumstances and as officially granted by the latter in writing before registering for the holiday; this document from the employer will be required. This cover does not apply to company directors, self-employed professionals, artisans and those employed on a temporary basis in the entertainment industry, nor does this cover apply in the event of a change in employment. Excess of 25% of the claim amount with a minimum of €70 per case. - Work transfer that requires a house move, imposed by your superiors, having not been subject to a request on your part and on the condition that the transfer was not yet known about at the time of taking out the Insurance. This cover is granted to salaried employees, with the exclusion of members of a self-employed profession, managers, legal representatives of a company, self-employed workers, artisans and those employed on a temporary basis in the entertainment industry. You remain responsible for an excess of 25%. - Refusal of visa by the country’s authorities on the condition that no request was previously refused by these authorities for the same country. A supporting document from the embassy will be required.

NATURE AND SCOPE OF COVER. We cover the reimbursement of cancellation fees invoiced by the organiser of the holiday Yescapa in accordance with their Terms and Conditions of Sale when this cancellation, notified by any written means BEFORE THE EFFECTIVE START DATE OF ARRIVAL at the holiday destinationTHE RENTAL AGREEMENT, is the result of the occurrence, after taking out this insurance, of one of the following events: - Serious illness, serious accident or death, including relapse, aggravation of a chronic or pre-existing disease, as well as the consequences of such, and the consequences of an accident that occurred prior to taking out the insurance suffered by yourself, your spouse or de facto partner, your ascendants or descendants up to the 2nd degree, fathers-in-law, mothers-in-law, stepfathers, stepmothers, sisters, brothers, stepbrothers, stepsisters, sons-in-law, daughters-in-law, your legal guardian or a person who habitually resides under your roof, and the person accompanying your during your trip leasing as mentioned and insured within this contract. - The death of your uncles, aunts, nieces and nephews. - Serious damage caused by fire, explosion, water damage or forces of nature to your professional or private premises and which imperatively requires your presence in order to take the necessary protective measures. - Serious illness, serious accident or death, including relapse, aggravation of a chronic or pre-existing disease, as well as the consequences of such, and the consequences of an accident that occurred prior to taking out the insurance suffered by your professional replacement as mentioned when taking out the insurance, the person in charge of caring for your minor children during your tripleasing, or a person with a disability for whom you are the legal guardian who is living under the same roof as you, provided you are the legal guardian. - Complications due to the pregnancy of one of the persons participating in the holiday and insured within this contract. - Contraindications and consequences of vaccination occurring to one of the persons participating in the holiday and insured within this contract. - Redundancy or contractual termination of yourself or your spouse or de facto partner insured by this same contract on the condition that the procedure had not been initiated prior to taking out the insurance. - Summons before a court, only in the following cases: In the jury or as a witness, or if appointed as an expert, provided that you are summoned on a date that coincides with the period of travel. - Summons for the adoption of a child, provided that you are summoned on a date that coincides with the period of travel. - Summons to retake an exam following an unidentified setback at the time of booking the holiday or taking out the insurance (higher education only), provided that the aforementioned exam takes place during the holiday. - Summons for an organ transplant for yourself, your spouse or de facto partner or of one of your 1st-degree ascendants or descendants. - Serious damage caused by fire, explosion, water damage or forces of nature to your professional or private premises and which imperatively requires your presence in order to take the necessary protective measures. - Theft within your professional or private premises provided that the significance of this theft requires your presence and that the theft occurs within 48 hours prior to your departure. - Serious damage to your vehicle in the 48 working hours prior to the 1st day of your trip leasing and insofar as the vehicle cannot be used to travel to the holiday destination. - Impediment to you reaching the holiday destination by road, rail, air or sea, on the day of departure due to: - blockades issued by the Government or a local authority, - traffic accidents during the necessary journey to your intended holiday destination, the damage of which causes your vehicle to be taken out of service, as justified by the expert’s report. - Obtaining a role as an employee for a period of more than 6 months taking effect before and during the planned holiday dates, while you were registered as a job seeker with your career centre on the day of registering for your holiday and provided that it is not a case of extension or contract renewal, or an allocation provided by a temporary work company. Excess of 25% of the claim amount with a minimum of €70 per case. - Your separation (marriage or civil partnership): In the event of divorce or separation (in the case of a civil partnership), provided that the proceedings were initiated in the courts after booking your holiday and upon presentation of an official document. Excess of 25% of the claim amount a mount with a minimum of €70 per case. - Theft (with a complaint filed with the supporting police station) of your identity card, driver’s licence or passport within the 5 workings days prior to your departure, which prevents you from fulfilling the travel formalities with the relevant authorities. Excess of 25% of the claim amount with w ith a minimum of €70 per case. - Cancelling or changing the dates of your or your spouse’s or de facto partner’s paid holiday leave, imposed by your employer for a legitimate reason or due to exceptional circumstances and as officially granted by the latter in writing before registering for the holiday; this document from the employer will be required. This cover does not apply to company directors, self-employed professionals, artisans and those employed on a temporary basis in the entertainment industry, nor does this cover apply in the event of a change in employment. Excess of 25% of the claim amount with a minimum of €70 120 per case. - Work transfer that requires a house move, imposed by your superiors, having not been subject to a request on your part and on the condition that the transfer was not yet known about at the time of taking out the Insurance. This cover is granted to salaried employees, with the exclusion of members of a self-employed profession, managers, legal representatives of a company, self-employed workers, artisans and those employed on a temporary basis in the entertainment industry. You remain responsible for an excess of 25%. - Refusal of visa by the country’s authorities on the condition that no request was previously refused by these authorities for the same country. A supporting document from the embassy will be required.

NATURE AND SCOPE OF COVER. We cover the reimbursement of cancellation fees invoiced by the organiser of the holiday in accordance with their Terms and Conditions of Sale when this cancellation, notified by any written means BEFORE THE DATE OF ARRIVAL at the holiday destination, is the result of the occurrence, after taking out this insurance, of one of the following events: - Serious illness, serious accident or death, including relapse, aggravation of a chronic or pre-existing disease, as well as the consequences of such, and the consequences of an accident that occurred prior to taking out the insurance suffered by yourself, your spouse or de facto partner, your ascendants or descendants up to the 2nd degree, fathers-in-law, mothers-in-law, stepfathers, stepmothers, sisters, brothers, stepbrothers, stepsisters, sons-in-law, daughters-in-law, your legal guardian or a person who habitually resides under your roof, and the person accompanying your during your trip as mentioned and insured within this contract. - The death of your uncles, aunts, nieces and nephews. - Serious damage caused by fire, explosion, water damage or forces of nature to your professional or private premises and which imperatively requires your presence in order to take the necessary protective measures. - Serious illness, serious accident or death, including relapse, aggravation of a chronic or pre-existing disease, as well as the consequences of such, and the consequences of an accident that occurred prior to taking out the insurance suffered by your professional replacement as mentioned when taking out the insurance, the person in charge of caring for your minor children during your trip, or a person with a disability for whom you are the legal guardian who is living under the same roof as you, provided you are the legal guardian. - Complications due to the pregnancy of one of the persons participating in the holiday and insured within this contract. - Contraindications and consequences of vaccination occurring to one of the persons participating in the holiday and insured within this contract. - Redundancy or contractual termination of yourself or your spouse or de facto partner insured by this same contract on the condition that the procedure had not been initiated prior to taking out the insurance. - Summons before a court, only in the following cases: In the jury or as a witness, or if appointed as an expert, provided that you are summoned on a date that coincides with the period of travel. - Summons for the adoption of a child, provided that you are summoned on a date that coincides with the period of travel. - Summons to retake an exam following an unidentified setback at the time of booking the holiday or taking out the insurance (higher education only), provided that the aforementioned exam takes place during the holiday. - Summons for an organ transplant for yourself, your spouse or de facto partner or of one of your 1st-degree ascendants or descendants. - Serious damage caused by fire, explosion, water damage or forces of nature to your professional or private premises and which imperatively requires your presence in order to take the necessary protective measures. - Theft within your professional or private premises provided that the significance of this theft requires your presence and that the theft occurs within 48 hours prior to your departure. - Serious damage to your vehicle in the 48 working hours prior to the 1st day of your trip and insofar as the vehicle cannot be used to travel to the holiday destination. - Impediment to you reaching the holiday destination by road, rail, air or sea, on the day of departure due to: - blockades issued by the Government or a local authority, - traffic accidents during the necessary journey to your intended holiday destination, the damage of which causes your vehicle to be taken out of service, as justified by the expert’s report. - Obtaining a role as an employee for a period of more than 6 months taking effect before and during the planned holiday dates, while you were registered as a job seeker with your career centre on the day of registering for your holiday and provided that it is not a case of extension or contract renewal, or an allocation provided by a temporary work company. Excess of 25% of the claim amount with a minimum of €70 per case. - Your separation (marriage or civil partnership): In the event of divorce or separation (in the case of a civil partnership), provided that the proceedings were initiated in the courts after booking your holiday and upon presentation of an official document. Excess of 25% of the claim amount with a minimum of €70 per case. - Theft (with a complaint filed with the supporting police station) of your identity card, driver’s licence or passport within the 5 workings days prior to your departure, which prevents you from fulfilling the travel formalities with the relevant authorities. Excess of 25% of the claim amount with a minimum of €70 per case. - Cancelling or changing the dates of your or your spouse’s or de facto partner’s paid holiday leave, imposed by your employer for a legitimate reason or due to exceptional circumstances and as officially granted by the latter in writing before registering for the holiday; this document from the employer will be required. This cover does not apply to company directors, self-employed professionals, artisans and those employed on a temporary basis in the entertainment industry, nor does this cover apply in the event of a change in employment. Excess of 25% of the claim amount with a minimum of €70 per case. - Work transfer that requires a house move, imposed by your superiors, having not been subject to a request on your part and on the condition that the transfer was not yet known about at the time of taking out the Insurance. This cover is granted to salaried employees, with the exclusion of members of a self-employed profession, managers, legal representatives of a company, self-employed workers, artisans and those employed on a temporary basis in the entertainment industry. You remain responsible for an excess of 25%. - Refusal of visa by the country’s authorities on the condition that no request was previously refused by these authorities for the same country. A supporting document from the embassy will be required. Activity Holidays cover: Compensation for activity services in the event of the departure of the insured. In the event of illness or accident of the insured, as confirmed by a medical doctor, which prevents the insured from practising the activity for which they registered and which is the main purpose of the activity holiday, the Company will compensate the insured for the amount of the activity services, with a maximum of 50% of the total amount of the trip if the insured decides to go on the trip. The services must be detailed on an invoice provided by the organiser of the trip; Amendment fees extension: In the event of changing the dates of your trip due to a reason listed above, we shall reimburse you for the expenses incurred by extending the dates of the trip, covered contractually as provided for in the conditions of sale. In any case, the amount of this compensation will not be superior to the amount of the cancellation fees requested on the date of the occurrence of the event which caused the change. Cover for cancellations and changes cannot be combined. When renting, the cancellation cover is granted on the condition that the rental is totally vacated.