NATURE AND SCOPE OF COVER. If you have to interrupt the holiday covered by this contract, we undertake to reimburse you for the unused rental services as well as the potential cleaning costs of the rental, for which you cannot claim from the service provider the reimbursement, replacement or compensation, in the event you are forced to leave and return the rented premises to the owner as a result of: - Serious illness, serious accident or death of yourself, your spouse or de facto partner, your ascendants or descendants up to the 2nd degree, fathers-in-law, mothers-in-law, stepfathers, stepmothers, sisters, brothers, stepbrothers, stepsisters, sons-in-law, daughters-in-law, your legal guardian or a person who habitually resides under your roof or the person accompanying your during your trip as mentioned and insured within this contract. - Serious illness, serious accident or death of your professional replacement as mentioned when taking out the insurance, the person in charge of caring for your minor children during your trip, or a person with a disability for whom you are the legal guardian who is living under the same roof as you, provided you are the legal guardian. - Serious damage caused by fire, explosion, water damage or forces of nature to your professional or private premises and which imperatively requires your presence in order to take the necessary protective measures. - Theft in professional or private premises provided that the significance of this theft requires your presence. When renting, the interruption cover is granted on the condition that the rental is totally vacated.
NATURE AND SCOPE OF COVER. Notwithstanding the contract, cancellation and interruption cover is granted to those booking a therapy trip in accordance with this option. There are no changes to the other clauses, cover and exclusions of the contract.
NATURE AND SCOPE OF COVER. If an unforeseeable event, unavoidable and beyond the control of the insured person, occurs during their outbound journey from the insured’s domicile to the holiday destination and meaning that the insured cannot be present on the scheduled start date of the covered holiday for more than 24 hours, the Company will compensate the insured up to the amount indicated in the summary of cover table. In no case may the amount be higher than the trip cancellation fee. This cover is granted on the condition that the insured has allowed sufficient time to travel to the holiday destination.
NATURE AND SCOPE OF COVER. The occupant renter’s Civil Liability The cover is granted exclusively: - if the occupant renter is a resident of European zone - if the duration of the rental agreement does not exceed 90 days This cover applies exclusively if the insured does not benefit from civil liability cover through another valid insurance contract on the day of occurrence of the detrimental event that is likely to incur financial consequences. Rental liability What is covered: Financial consequences of civil liability that the renter may incur in respect of the owner for - Property damage caused to the Rental Property as well as personal injury to third parties, as a result of a Fire, Explosion or water damage which originated in the Rental Property occupied by the Insured. - Property damage caused to neighbours and Third parties following a Fire, Explosion or water damage, which originated in the Rental Property occupied by the Insured and which the Owner is required to compensate. - Intangible damages caused to the owner, loss of rent and deprivation of use due to covered property damage. Civil liability resulting from damage to entrusted moveable property What is covered: The financial consequences of civil liability for the Insured as renter or occupant, as a result of property damage caused to entrusted moveable property found inside the Rental property and belonging to the owner of the Rental property. This cover applies exclusively if the insured does not benefit from civil liability cover through another valid insurance contract on the day of occurrence of the detrimental event that is likely to incur financial consequences.
NATURE AND SCOPE OF COVER. We cover the reimbursement of cancellation fees invoiced by the organiser of the holiday in accordance with their Terms and Conditions of Sale when this cancellation, notified by any written means BEFORE THE DATE OF ARRIVAL at the holiday destination, is the result of the occurrence, after taking out this insurance, of one of the following events: - Serious illness, serious accident or death, including relapse, aggravation of a chronic or pre-existing disease, as well as the consequences of such, and the consequences of an accident that occurred prior to taking out the insurance suffered by yourself, your spouse or de facto partner, your ascendants or descendants up to the 2nd degree, fathers-in-law, mothers-in-law, stepfathers, stepmothers, sisters, brothers, stepbrothers, stepsisters, sons-in-law, daughters-in-law, your legal guardian or a person who habitually resides under your roof, and the person accompanying your during your trip as mentioned and insured within this contract. - The death of your uncles, aunts, nieces and nephews. - Serious damage caused by fire, explosion, water damage or forces of nature to your professional or private premises and which imperatively requires your presence in order to take the necessary protective measures. - Serious illness, serious accident or death, including relapse, aggravation of a chronic or pre-existing disease, as well as the consequences of such, and the consequences of an accident that occurred prior to taking out the insurance suffered by your professional replacement as mentioned when taking out the insurance, the person in charge of caring for your minor children during your trip, or a person with a disability for whom you are the legal guardian who is living under the same roof as you, provided you are the legal guardian. - Complications due to the pregnancy of one of the persons participating in the holiday and insured within this contract. - Contraindications and consequences of vaccination occurring to one of the persons participating in the holiday and insured within this contract. - Redundancy or contractual termination of yourself or your spouse or de facto partner insured by this same contract on the condition that the procedure had not been initiated prior to taking out the insurance. - Summons before a court, only in the following cases: In the jury or as a witness, or if appointed as an expert, provided that you are summoned on a date that coincides with the period of travel. - Summons for ...
NATURE AND SCOPE OF COVER. In the event of theft or accidental breakage of the insured’s personal sports equipment, the Company will arrange for identical replacement equipment to be rented out up to the amount indicated in the summary of cover table. In the event of breakage, the Cover is granted provided that the insured person produces proof from the landlord/rental company attesting that the damaged material has been shown to the latter.
NATURE AND SCOPE OF COVER. In addition to the main cover provided for in these general terms and conditions, the Company covers, within the maximum time limits set in the summary of cover table above, the reimbursement of cancellation costs invoiced by the organiser of the trip in accordance with their Terms and Conditions of Sale when this cancellation, notified BEFORE DEPARTURE, is the result of the closure of the ski area, after taking out the insurance. The partial or total closure of the ski area must be the result of a lack of snow or excess snow in the area. This cover can only be considered following a snow report published by an accredited organisation concerning the ski resort in question if it subscribes to such a service or, if not, concerning the nearest ski resort. It will be considered that there is a lack of snow in the winter sport’s resort where the trip is taking place if, in the 48 hours prior to or following the planned start date of the trip, more than 70% of the skiable area is closed following the aforementioned snow report. This cover can only be applied for ski resorts (the start of skiable pistes) at over 1,200 metres of altitude and only between the official opening and closing dates of the skiable area, including pre-opening periods.
NATURE AND SCOPE OF COVER. The ‘Replacement vehicle’ cover will be applied if you find yourself in difficulty as a result of your vehicle becoming inoperative following a breakdown, tangible accident or theft, during the holiday covered. If the vehicle remains inoperative for over 24 hours or if the stolen vehicle cannot be found within 48 hours, we will organise and take care of a replacement vehicle of a category equivalent to the inoperative vehicle for a maximum duration of 3 consecutive days, and in any case only during the period in which the vehicle is inoperative. Conditions of provision: - the category of the replacement vehicle is of an equivalent category to the inoperative vehicle; - the replacement vehicle must be returned to the agency from where it was provided; - you must fulfil the conditions required by the vehicle hire companies.
NATURE AND SCOPE OF COVER. We cover the Insured’s luggage worldwide during the trip covered by this insurance policy, outside of their main or secondary residence, up to the amount set in the summary of cover table, in the event of: - theft, - total or partial destruction, including damage caused by forces of nature, - loss only during transport by a duly authorised transport company. ‘Luggage’ is understood to be travel bags, suitcases and personal objects and items, excluding items of clothing worn by the insured. Valuable items, listed below, are also included in the insurance for a maximum amount indicated in the summary of cover table and only in the following conditions: - jewellery, objects of precious metal, pearls, hard stones and watches are covered only against theft and only when they were left in the hotel’s safety deposit box or worn by the insured, - photographic (excluding mobile phones), cinematographic, radiophonic, recording or sound or image reproduction equipment as well as their accessories, objects other than clothing of a unit value higher than €500 are covered only against theft and only when they are being carried or used by the insured. The Company shall provide an advance of funds to the insured in the event of theft or loss of their payment methods: - Advance provision of funds in the event of loss or theft of payment methods During their trip abroad, if the insured requires an advance of funds following the loss or theft of their payment methods, the Company may agree to an advance payment of funds up to the amount indicated in the summary of cover table and in exchange for a security deposit cheque for the amount corresponding to the advance payment. Acknowledgement of debt shall be claimed to the insured at their holiday destination. The reimbursement of this advance payment must be made within one month following submission of the reimbursement request by the Company.
NATURE AND SCOPE OF COVER. This cover is taken out in addition to the main cover provided for in these terms and conditions and up to the maximum amounts indicated in the above summary of cover table. The term ‘exceptional event’ means any natural event, such as an earthquake, volcanic eruption, tidal wave, flood or natural cataclysm, caused by the abnormal intensity of a natural agent, and recognised as such by the public authorities. The definition of ‘exceptional event’ does not include strikes, political risks, war, civil war, attacks, terrorism, riots and popular movements, and epidemic and pandemics. If the insured, while on holiday, is unable to return to their usual place of residence on the expected date due to a case of force majeure, the Company covers: - the costs of extending the stay upon presentation of the original supporting documents, up to the amounts provided for in the summary of cover table specific to this option. ‘Costs of extending the stay’ is understood as: the cost of accommodation, food, the purchase of essential products (toiletries, children’s products, etc.) Cover will only be granted to the insured if they find it impossible to use another method of transport for their return.
