Common use of Non-Life Insurance Clause in Contracts

Non-Life Insurance. Tryg Forsikring is released from liability to any insured who has wilfully caused the insurance event. If the insured has caused the insurance event through gross negligence or if the insured’s use of alcohol or some other intoxicant has contributed to the insurance event, the indemnity payable to him/her may be reduced or disallowed. The extent to which the insured’s action has contributed to the occurrence of loss or damage is also taken into account in considering whether the indemnity is to be reduced or dis- allowed in the above-mentioned cases. Moreover, the in- sured’s intent or the type of negligence and other circum- stances are also taken into account.

Non-Life Insurance. Tryg Forsikring is released from liability to any insured who has wilfully caused the insurance event. If the insured in- sured has caused the insurance event through gross negligence or if the insured’s use of alcohol or some other intoxicant has contributed to the insurance event, the indemnity payable to him/her may be reduced or disalloweddis- allowed. The extent to which the insured’s action has contributed to the occurrence of loss or damage is also taken into account in considering whether the indemnity is to be reduced or dis- allowed disallowed in the above-mentioned cases. Moreover, the in- suredinsured’s intent or the type of negligence and other circum- stances circumstances are also taken into account.

Non-Life Insurance. Tryg Forsikring is released from liability to any insured who has wilfully caused the insurance event. If the insured in- sured has caused the insurance event through gross negligence or if the insured’s use of alcohol or some other intoxicant has contributed to the insurance event, the indemnity payable to him/her may be reduced or disalloweddis- allowed. The extent to which the insured’s action has contributed to the occurrence of loss or damage is also taken into account ac- count in considering whether the indemnity is to be reduced re- duced or dis- allowed disallowed in the above-mentioned cases. Moreover, the in- suredinsured’s intent or the type of negligence and other circum- stances circumstances are also taken into account.