NOTARY PUBLIC. COUNTY OF --------------------------- STATE OF ---------------------------- My Commission expires the ____ day of ____, 20___. EXHIBIT G-2 FORM OF TRANSFEROR CERTIFICATE _______________, 20___ Residential Accredit Loans, Inc. 8400 Normandale Lake Boulevard Suxxx 000 Xxxxxxxxxxx, Xxxxxxxxx 00000 ================== ------------------ Attention: Residential Funding Corporation Series ____-___ Re: Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by ____________________ (the "Seller") to _________________ (the "Purchaser") of $______________ Initial Certificate Principal Balance of Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R (the "Certificates"), pursuant to Section 5.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of ___________ 1, ____ among Residential Accredit Loans, Inc., as seller (the "Company"), Residential Funding Corporation, as master servicer, and __________________, as trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Appears in 5 contracts
Samples: Pooling and Servicing Agreement (Residential Accredit Loans Inc), Series Supplement to Pooling and Servicing Agreement (Residential Accredit Loans Inc), Series Supplement to Pooling and Servicing Agreement (Residential Accredit Loans Inc)
NOTARY PUBLIC. COUNTY OF --------------------------- STATE OF ---------------------------- My Commission expires the ____ day of ____, 20___. EXHIBIT G-2 FORM OF TRANSFEROR CERTIFICATE _______________, 20___ Residential Accredit Loans, Inc. 8400 Normandale Lake Boulevard Suxxx 8000 Xxxxxxxxxx Xxxx Xxxxxxxxx Xxxxx 000 Xxxxxxxxxxx, Xxxxxxxxx 00000 ================== ------------------ Attention: Residential Funding Corporation Series ____-___ Re: Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by ____________________ (the "Seller") to _________________ (the "Purchaser") of $______________ Initial Certificate Principal Balance of Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R (the "Certificates"), pursuant to Section 5.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of ___________ 1, ____ among Residential Accredit Loans, Inc., as seller (the "Company"), Residential Funding Corporation, as master servicer, and __________________, as trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Appears in 3 contracts
Samples: Pooling and Servicing Agreement (Residential Accredit Loans Inc), Pooling and Servicing Agreement (Residential Accredit Loans Inc), Pooling and Servicing Agreement (Residential Accredit Loans Inc)
NOTARY PUBLIC. COUNTY OF --------------------------- STATE OF ---------------------------- My Commission expires the ____ day of ____, 20___. EXHIBIT G-2 FORM OF TRANSFEROR CERTIFICATE _______________, 20___ Residential Accredit Loans, Inc. 8400 Normandale Lake Boulevard Suxxx Suixx 000 Xxxxxxxxxxx, Xxxxxxxxx 00000 ================== ------------------ Attention: Residential Funding Corporation Series ____-___ Re: Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by ____________________ (the "Seller") to _________________ (the "Purchaser") of $______________ Initial Certificate Principal Balance of Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R (the "Certificates"), pursuant to Section 5.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of ___________ 1, ____ among Residential Accredit Loans, Inc., as seller (the "Company"), Residential Funding Corporation, as master servicer, and __________________, as trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Appears in 2 contracts
Samples: Pooling and Servicing Agreement (Residential Accredit Loans Inc), Pooling and Servicing Agreement (Residential Accredit Loans Inc)
NOTARY PUBLIC. COUNTY OF --------------------------- STATE OF ---------------------------- My Commission expires the ____ day of ____, 20___. EXHIBIT G-2 FORM OF TRANSFEROR CERTIFICATE _______________, 20___ Residential Accredit Loans, Inc. 8400 Normandale Lake Boulevard Suxxx 000 XxxxxxxxxxxSuite 250 Minneapolis, Xxxxxxxxx 00000 ================== ------------------ AttentionXxxxxxxxx: Residential Funding Corporation Series ____-___ Re: Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by ____________________ (the "Seller") to _________________ (the "Purchaser") of $______________ Initial Certificate Principal Balance of Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R (the "Certificates"), pursuant to Section 5.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of ___________ 1, ____ among Residential Accredit Loans, Inc., as seller (the "Company"), Residential Funding Corporation, as master servicer, and __________________, as trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Appears in 2 contracts
Samples: Pooling and Servicing Agreement (Residential Accredit Loans Inc), Pooling and Servicing Agreement (Residential Accredit Loans Inc)
NOTARY PUBLIC. COUNTY OF --------------------------- STATE OF ---------------------------- My Commission expires the ____ day of ____, 20___. EXHIBIT G-2 FORM OF TRANSFEROR CERTIFICATE _______________, 20___ Residential Accredit Loans, Inc. 8400 Normandale Lake Boulevard Suxxx 0000 Xxxxxxxxxx Xxxx Xxxxxxxxx Xxxxx 000 Xxxxxxxxxxx, Xxxxxxxxx 00000 ================== ------------------ Attention: Residential Funding Corporation Series ____-___ Re: Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by ____________________ (the "Seller") to _________________ (the "Purchaser") of $______________ Initial Certificate Principal Balance of Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R (the "Certificates"), pursuant to Section 5.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of ___________ 1, ____ among Residential Accredit Loans, Inc., as seller (the "Company"), Residential Funding Corporation, as master servicer, and __________________, as trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Residential Accredit Loans Inc)
NOTARY PUBLIC. COUNTY OF --------------------------- STATE OF ---------------------------- My Commission expires the ____ day of ____, 20___. EXHIBIT G-2 FORM OF TRANSFEROR CERTIFICATE _______________, 20___ Residential Accredit Loans, Inc. 8400 Normandale Lake Boulevard Suxxx 000 XxxxxxxxxxxSuite 250 Minneapolis, Xxxxxxxxx Minnesotx 00000 ================== ------------------ AttentionXxxxxxxxx: Residential Xxxxxxxxxal Funding Corporation Series ____-___ Re: Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by ____________________ (the "Seller") to _________________ (the "Purchaser") of $______________ Initial Certificate Principal Balance of Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R (the "Certificates"), pursuant to Section 5.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of ___________ 1, ____ among Residential Accredit Loans, Inc., as seller (the "Company"), Residential Funding Corporation, as master servicer, and __________________, as trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Residential Accredit Loans Inc)
NOTARY PUBLIC. COUNTY OF --------------------------- ---------------------------------- STATE OF ---------------------------- ----------------------------------- My Commission expires the ____ day of ____, _,20____ . EXHIBIT G-2 J-2 FORM OF TRANSFEROR CERTIFICATE _______________, 20___ 20 ----------------- ---- Residential Accredit LoansAsset Mortgage Products, Inc. 8400 Normandale Lake Boulevard Suxxx 000 Xxxxxxxxxxx, Xxxxxxxxx 00000 ================== ------------------ AttentionXxxx Xxx, Xxxxxxxx Xxxxxxxxxxx 1 Bank One Plaza, Suite IL1-0481 Xxxxxxx, Xxxxxxxx 00000-0000 Xxxxxxxxx: Residential Funding Corporation Xxxxxxxxxxx Xxxxx Xortgage Products, Inc., Series ____2002-___ GH1 Re: GMACM Mortgage AssetLoan-Backed Pass-Through CertificatesTerm Notes, Series ____2002-___GH1, Class R Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by ____________________ __(the "Seller") to _____________________ (the "Purchaser") of $______________ Initial Certificate Principal Balance of GMACM Mortgage Asset-Backed Pass-Through Certificates, Series ____2002-___GH1, Class R R-[ ] (the "Certificates"), pursuant to Section 5.02 3.05 of the Pooling and Servicing Trust Agreement (the "Pooling and Servicing Trust Agreement"), dated as of ___________ 1March 27, ____ 2002 among Residential Accredit LoansAsset Mortgage Products, Inc., as seller (the "Company"), Residential Funding GMAC Mortgage Corporation, as master servicer, and __________________Wilmington Trust Company, as owner trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Trust Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Appears in 1 contract
Samples: Trust Agreement (Residential Asset Mortgage Products Inc)
NOTARY PUBLIC. COUNTY OF --------------------------- ---------------------------------- STATE OF ---------------------------- ----------------------------------- My Commission expires the ____ day of ____, 20___20 . EXHIBIT G-2 FORM OF TRANSFEROR CERTIFICATE _______________, 20___ 20 ---------------------- ---- Residential Accredit LoansAsset Mortgage Products, Inc. 8400 Normandale Lake Boulevard Suxxx 000 Xxxxxxxxxxx, Xxxxxxxxx 00000 ================== ------------------ AttentionXxxx Xxx, Xxxxxxxx Xxxxxxxxxxx 1 Bank One, Plaza, Suite IL-0481 Xxxxxxx, Xxxxxxxx 00000-0000 Xxxxxxxxx: Residential Funding Corporation Xxxxxxxxxxx Xxxxx Xortgage Products, Inc., Series ____2001-___ J6 Re: GMACM Mortgage Asset-Backed Pass-Through Certificates, Series ____2001-___J6, [Class R R-[ ]] Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by ____________________ (the "Seller") to _________________ (the "Purchaser") of $______________ $ Initial Certificate Principal Balance of GMACM Mortgage Asset-Backed Pass-Through Certificates, Series ____2001-___J6, Class R R-[ ] (the "Certificates"), pursuant to Section 5.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of ___________ 1September 26, ____ 2001 among Residential Accredit LoansAsset Mortgage Products, Inc., as seller (the "Company"), Residential Funding GMAC Mortgage Corporation, as master servicer, and __________________Bank One, National Association, as trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Residential Asset Mortgage Products Inc)
NOTARY PUBLIC. COUNTY OF --------------------------- STATE OF ---------------------------- My Commission expires the ____ day of ____, ,20___. EXHIBIT G-2 FORM OF TRANSFEROR CERTIFICATE _______________, 20___ Residential Accredit LoansAsset Mortgage Products, Inc. 8400 Normandale Lake Boulevard Suxxx 0000 Xxxxxxxxxx Xxxx Xxxxxxxxx Xxxxx 000 Xxxxxxxxxxx, Xxxxxxxxx 00000 ================== ------------------ Bank One, National Association 0 Xxxx Xxx, Xxxxx, Xxxxx XX-0000 Xxxxxxx, Xxxxxxxx 00000-0000 Attention: Residential Funding Corporation Asset Mortgage Products, Inc., Series ____2001-___ J5 Re: GMACM Mortgage Asset-Backed Pass-Through Certificates, Series ____2001-___J5, Class R R-[ ]] Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by ____________________ (the "Seller") to _________________ (the "Purchaser") of $______________ Initial Certificate Principal Balance of GMACM Mortgage Asset-Backed Pass-Through Certificates, Series ____2001-___J5, Class R R-[ ] (the "Certificates"), pursuant to Section 5.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of ___________ 1September 26, ____ 2001 among Residential Accredit LoansAsset Mortgage Products, Inc., as seller (the "Company"), Residential Funding GMAC Mortgage Corporation, as master servicer, and __________________Bank One, National Association, as trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Residential Asset Mortgage Products Inc)
NOTARY PUBLIC. COUNTY OF --------------------------- STATE OF ---------------------------- --------------------------- My Commission expires the ____ __day of ____, _,20____ . EXHIBIT G-2 J-2 FORM OF TRANSFEROR CERTIFICATE ________________ , 20____ Residential Accredit LoansAsset Mortgage Products, Inc. 8400 Normandale Lake Boulevard Suxxx Suite 000 Xxxxxxxxxxx, Xxxxxxxxx 00000 ================== ------------------ AttentionXxxx Xxx, Xxxxxxxx Xxxxxxxxxxx 0 Xank One Plaza, Suite IL1-0126 Chixxxx, Xxxxxxxx 00000-0000 Xxxxxxxxx: Residential Funding Corporation Xxxxxxxxxxx Xxxxx Xxxxgage Products, Inc., Series ____2001-___ HE2 Re: Mortgage AssetGMACM Home Equity Loan-Backed Pass-Through Certificates, Series ____2001-___HE2, Class R Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by ____________________ (the "Seller") to _________________ (the "Purchaser") of $a [______________ Initial Certificate Principal Balance of Mortgage Asset-Backed Pass-Through ]% Percentage Interest in the GMACM Certificates, Series ____2001-___HE2, Class R R-[ ] (the "Certificates"), pursuant to Section 5.02 3.05 of the Pooling and Servicing Trust Agreement (the "Pooling and Servicing Trust Agreement"), dated as of ___________ 1March 29, ____ 2001 among Residential Accredit LoansAsset Mortgage Products, Inc., as seller (the "Company"), Residential Funding Corporationand Wilmington Trust Company, as master servicer, and __________________, as owner trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Trust Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Appears in 1 contract
Samples: Trust Agreement (Residential Asset Mortgage Products Inc)
NOTARY PUBLIC. COUNTY OF --------------------------- STATE OF ---------------------------- My Commission expires the ____ day of ____, 20___20 . EXHIBIT G-2 FORM OF TRANSFEROR CERTIFICATE _______________, 20___ 20 -------------- ---- Residential Accredit LoansAsset Mortgage Products, Inc. 8400 Normandale Lake Boulevard Suxxx 0000 Xxxxxxxxxx Xxxx Xxxxxxxxx Xxxxx 000 Xxxxxxxxxxx, Xxxxxxxxx 00000 ================== ------------------ Bank One, National Association 0 Xxxx Xxx, Xxxxx, Xxxxx XX-0000 Xxxxxxx, Xxxxxxxx 00000-0000 Attention: Residential Funding Corporation Asset Mortgage Products, Inc., Series ____2001-___ J4 Re: GMACM Mortgage Asset-Backed Pass-Through Certificates, Series ____2001-___J4, Class R R-[ ]] Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by _______________________ (the "Seller") to _____________________ (the "Purchaser") of $________________ Initial Certificate Principal Balance of GMACM Mortgage Asset-Backed Pass-Through Certificates, Series ____2001-___J4, Class R R-[ ] (the "Certificates"), pursuant to Section 5.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of ___________ 1August 23, ____ 2001 among Residential Accredit LoansAsset Mortgage Products, Inc., as seller (the "Company"), Residential Funding GMAC Mortgage Corporation, as master servicer, and __________________Bank One, National Association, as trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Residential Asset Mortgage Products Inc)
NOTARY PUBLIC. COUNTY OF --------------------------- ---------------------------------- STATE OF ---------------------------- ----------------------------------- My Commission expires the ____ day of ____, 20___,20 . EXHIBIT G-2 J-2 FORM OF TRANSFEROR CERTIFICATE _______________, 20___ 20 ----------------- ---- Residential Accredit LoansAsset Mortgage Products, Inc. 8400 Normandale Lake Boulevard Suxxx 8000 Xxxxxxxxxx Xxxx Xxxxxxxxx Xxxxx 000 Xxxxxxxxxxx, Xxxxxxxxx 00000 ================== ------------------ Wxxxx Fargo Bank, N.A. Sxxxx Xxxxxx xxx Xxxxxxxxx Xxxxxx Xxxxxxxxxxx, Xxxxxxxxx 00000 Attention: Residential Funding Corporation Series ____-___ Corporate Trust Services Re: Mortgage AssetGMACM Home Equity Loan-Backed Pass-Through CertificatesTerm Notes, Series ____2004-___HE2, Class R Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by ____________________ (the "Seller") to _________________ (the "Purchaser") of $______________ $ Initial Certificate Principal Balance of GMACM Mortgage Asset-Backed Pass-Through Certificates, Series ____2004-___HE2, Class R R-[ ] (the "Certificates"), pursuant to Section 5.02 3.05 of the Pooling and Servicing Trust Agreement (the "Pooling and Servicing Trust Agreement"), dated as of ___________ 1March 30, ____ 2004 among Residential Accredit LoansAsset Mortgage Products, Inc., as seller (the "Company"), Residential Funding GMAC Mortgage Corporation, as master servicer, and __________________Wilmington Trust Company, as owner trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Trust Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Appears in 1 contract
Samples: Trust Agreement (Residential Asset Mort Prod Inc Gmacm Home Eq L N Tr 04 He2)
NOTARY PUBLIC. COUNTY OF --------------------------- STATE OF ---------------------------- My Commission expires the ____ day of ________, 20_19__. EXHIBIT G-2 FORM OF TRANSFEROR CERTIFICATE _______________FOR CLASS R CERTIFICATES Bank of America, 20___ Residential Accredit LoansFSB Date: 00000 Xxxxxx Xxxxx Xxxx Xxx Xxxxx, Inc. 8400 Normandale Lake Boulevard Suxxx 000 XxxxxxxxxxxXxxxxxxxxx 00000 The First National Bank of Chicago, Xxxxxxxxx as Trustee Xxx Xxxxx Xxxxx Xxxxxx Xxxxxxx, Xxxxxxxx 00000 ================== ------------------ Attention: Residential Funding Corporation Series ____-___ Re: Mortgage Asset-Backed BankAmerica Manufactured Housing Contract Trust IV Senior/Subordinate Pass-Through Certificates, Series ____1998-___, Class R 1 ----------------------------------------------------------- Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by ____________________ (the "SellerTransferor") to _________________ (the "PurchaserBuyer") of $______________ Initial Certificate Principal Balance of Mortgage Asset-Backed BankAmerica Manufactured Housing Contract Trust IV Senior/Subordinate Pass-Through Certificates, Series ____1998-___1, Class R (the "Certificates"), issued pursuant to Section 5.02 6.02(c) of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of ___________ March 1, ____ 1998 among Residential Accredit LoansBank of America National Trust and Savings Association as Contract Seller, Inc.Bank of America, FSB, acting through its division, BankAmerica Housing Services as seller (the "Company"), Residential Funding Corporation, as master servicerContract Seller and Servicer, and __________________, as trustee The First National Bank of Chicago (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller Transferor hereby certifies, represents and warrants to, and covenants with, the Company Contract Sellers and the Trustee that:
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bank of America National Trust & Saving Association)
NOTARY PUBLIC. COUNTY OF --------------------------- STATE OF ---------------------------- My Commission expires the ____ day of ____, 20___. EXHIBIT G-2 FORM OF TRANSFEROR CERTIFICATE _______________, 20___ Residential Accredit Loans, Inc. 8400 Normandale Lake Boulevard Suxxx 000 XxxxxxxxxxxSuite 250 Minneapolis, Xxxxxxxxx Minnexxxx 00000 ================== ------------------ AttentionXxxxxxxxx: Residential Xxxxxxntial Funding Corporation Series ____-___ Re: Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by ____________________ (the "Seller") to _________________ (the "Purchaser") of $______________ Initial Certificate Principal Balance of Mortgage Asset-Backed Pass-Through Certificates, Series ____-___, Class R (the "Certificates"), pursuant to Section 5.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of ___________ 1, ____ among Residential Accredit Loans, Inc., as seller (the "Company"), Residential Funding Corporation, as master servicer, and __________________, as trustee (the "Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Residential Accredit Loans Inc)