Common use of Optional Overdraft Transactions Clause in Contracts

Optional Overdraft Transactions. The following types of transactions require you to “opt in” (in other words, you must provide us with your affirmative consent) if you would like to include them in Courtesy Pay. Choosing not to opt in may result in these transactions being declined: • ATM transactions • Everyday Debit Card transactions We do not require you to authorize Courtesy Pay for your ATM and everyday debit card transactions as a condition of us providing Courtesy Pay to you for your checks, ACH transactions or other transactions. If you want the Credit Union to authorize and pay overdrafts for ATM and everyday debit card transactions through Courtesy Pay, you must provide us with your consent in writing by (1) visiting any branch and completing an opt-in form; or (2) mailing notice of your decision to opt in to Courtesy Pay for ATM and everyday debit card transactions to Christian Financial Credit Union, 00000 Xxx Xxxx Xxx., Sterling Heights MI 48312.

Appears in 5 contracts

Samples: Account Agreement, Account Agreement, Account Agreement

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