Common use of Other Account Terms Clause in Contracts

Other Account Terms. Term What It Means To You Changes to Your Contact Information You must notify us immediately of any change to your address or any of your other contact inf ormation by writing or calling us using the Customer Service address or phone number provided on each billing statement. Credit Information We may get and review your credit history from credit reporting agencies and others. We also may provide information about you and your account to credit reporting agencies and others. If you believe we have furnished inaccurate or incomplete information about you or your account to a credit reporting agency, write to us at: Regions Bank, Credit Reporting Agencies, 0000 Xxxxxxx Xxxxxx Xxxxxx, Xxxxxx, Xxxxxxx 00000. Please include your name, address, home phone number, and account number, and explain what you believe is inaccurate or incomplete. Telephone Calls and Other Communications By providing us with your telephone number(s) and other contact information, you agree that Regions Bank, its successors or assigns, or any company or person providing services in connection with your Account may contact you for any informational purposes related to your Account and in any manner permitted or required by law. This contact may be made using an automatic telephone dialing system, leaving you a voice or prerecorded message, or sending you a text, email or other electronic message (each a “Communication”). You acknowledge and agree that you are providing this consent to receive Communications as consideration and as a bargained-for term in a legally binding agreement, and that this consent is irrevocable by you to the maximum extent allowed by law. If you wish to revoke your consent to be contacted at any cellular telephone number using an automatic telephone dialing system and/or an artificial or prerecorded message, we will consider your request in our sole and absolute discretion, subject to the requirements of applicable law, but you must make your request by calling us at 0-000-000-0000. Benefits and Rewards You may be offered certain benefits and rewards with your Account. We may change, add, or delete benef its and rewards at any time and without notice to you. Any such benefits or rewards are not a part of this Agreement, but are subject to the terms and restrictions provided in the separate agreement f or those benefits or rewards. Credits and De Minimis Refunds If we determine that a credit is due to your Account for any reason (such as the refund of a fee charged in error), that credit will first be applied to the outstanding balance owed on the Account. You agree that, if your Account has been closed (whether by you or us) and the amount of any credit remaining after application to any outstanding balance is less than $1, we have no obligation to ref und that credit to you and you waive any claims you may have to that credit. Enforcement Our f ailure or delay in exercising any of our rights under this Agreement does not mean that we cannot exercise those rights later. For example, if we take no action when you go into default, we may exercise our rights later if you continue in default or again go into default. If any provision of this Agreement is found to be invalid, the remaining provisions will continue to be enforceable. Arbitration Either you or we may ask to settle disputes relating to this Agreement or your Account by arbitration. Arbitration is a way of working out disputes without going to court. If you or we ask for arbitration, we would all meet with a person called an arbitrator. An arbitrator is like a ref eree or a judge. The arbitrator will listen to what you and we have to say. The arbitrator will decide who is right. The arbitrator’s decision is called an award. The party who wins the award can take it to any court that could have heard the dispute and get an official judgment. The specific terms and conditions under which we may arbitrate a dispute are continued in the “Arbitration” section of this Agreement. Please read the rest of this section carefully. Governing Law This Agreement is made in Alabama and we extend credit to you from Alabama. This Agreement and your Account are governed by the laws of the State of Alabama (without regard to its conflict of laws principles) and by any applicable federal laws, regardless of where you reside or use the Account. Assignment At any time and without notice to you, we may assign your Account, any sums owed on your Account, this Agreement, or our rights or obligations under your Account or this Agreement to any person or entity. The person or entity to whom we make any such assignment will be entitled to all of the rights or obligations we have assigned. MD Residents You have the right under Maryland Commercial Law Code Section 12-510 to receive an answer to a written inquiry concerning the status of your Account. Finance charges will be imposed on the outstanding balances from month to month in amounts or at rates not in excess of those permitted by law. NJ Residents All provisions of this Agreement are valid, enforceable and applicable in New Jersey.

Other Account Terms. Term What It Means To You Changes to Your Contact Information You must notify us immediately of any change to your address or any of your other contact inf ormation by writing or calling us using the Customer Service address or phone number provided on each billing statement. Credit Information We may get and review your credit history from credit reporting agencies and others. We also may provide information about you and your account to credit reporting agencies and others. If you believe we have furnished inaccurate or incomplete information about you or your account to a credit reporting agency, write to us at: Regions Bank, Credit Reporting Agencies, 0000 Xxxxxxx Xxxxxx Xxxxxx, Xxxxxx, Xxxxxxx 00000Alabama 35244. Please include your name, address, home phone number, and account number, and explain what you believe is inaccurate or incomplete. Telephone Calls and Other Communications By providing us with your telephone number(s) and other contact information, you agree that Regions Bank, its successors or assigns, or any company or person providing services in connection with your Account may contact you for any informational purposes related to your Account and in any manner permitted or required by law. This contact may be made using an automatic telephone dialing system, leaving you a voice or prerecorded message, or sending you a text, email or other electronic message (each a “Communication”). You acknowledge and agree that you are providing this consent to receive Communications as consideration and as a bargained-for term in a legally binding agreement, and that this consent is irrevocable by you to the maximum extent allowed by law. If you wish to revoke your consent to be contacted at any cellular telephone number using an automatic telephone dialing system and/or an artificial or prerecorded message, we will consider your request in our sole and absolute discretion, subject to the requirements of applicable law, but you must make your request by calling us at 0-000-000-0000. Benefits and Rewards You may be offered certain benefits and rewards with your Account. We may change, add, or delete benef its and rewards at any time and without notice to you. Any such benefits or rewards are not a part of this Agreement, but are subject to the terms and restrictions provided in the separate agreement f or those benefits or rewards. Credits and De Minimis Refunds If we determine that a credit is due to your Account for any reason (such as the refund of a fee charged in error), that credit will first be applied to the outstanding balance owed on the Account. You agree that, if your Account has been closed (whether by you or us) and the amount of any credit remaining after application to any outstanding balance is less than $1, we have no obligation to ref und that credit to you and you waive any claims you may have to that credit. Enforcement Our f ailure or delay in exercising any of our rights under this Agreement does not mean that we cannot exercise those rights later. For example, if we take no action when you go into default, we may exercise our rights later if you continue in default or again go into default. If any provision of this Agreement is found to be invalid, the remaining provisions will continue to be enforceable. Arbitration Either you or we may ask to settle disputes relating to this Agreement or your Account by arbitration. Arbitration is a way of working out disputes without going to court. If you or we ask for arbitration, we would all meet with a person called an arbitrator. An arbitrator is like a ref eree or a judge. The arbitrator will listen to what you and we have to say. The arbitrator will decide who is right. The arbitrator’s decision is called an award. The party who wins the award can take it to any court that could have heard the dispute and get an official judgment. The specific terms and conditions under which we may arbitrate a dispute are continued in the “Arbitration” section of this Agreement. Please read the rest of this section carefully. Governing Law This Agreement is made in Alabama and we extend credit to you from Alabama. This Agreement and your Account are governed by the laws of the State of Alabama (without regard to its conflict of laws principles) and by any applicable federal laws, regardless of where you reside or use the Account. Assignment At any time and without notice to you, we may assign your Account, any sums owed on your Account, this Agreement, or our rights or obligations under your Account or this Agreement to any person or entity. The person or entity to whom we make any such assignment will be entitled to all of the rights or obligations we have assigned. MD Residents You have the right under Maryland Commercial Law Code Section 12-510 to receive an answer to a written inquiry concerning the status of your Account. Finance charges will be imposed on the outstanding balances from month to month in amounts or at rates not in excess of those permitted by law. NJ Residents All provisions of this Agreement are valid, enforceable and applicable in New Jersey.

Other Account Terms. Term What It Means To You Changes to Your Contact Information Info You must notify us immediately of any change to your address or any of your other contact inf ormation information by writing or calling us using the Customer Service address or phone number provided on each billing statement. statement Credit Information We may get and review your credit history from credit reporting agencies and others. We also may provide information about you and your account to credit reporting agencies and others. If you believe we have furnished inaccurate or incomplete information about you or your account to a credit reporting agency, write to us at: Regions Bank, Credit Reporting Agencies, 0000 Xxxxxxx Xxxxxx Xxxxxx, Xxxxxx, Xxxxxxx 00000. Please include your name, address, home phone number, and account number, and explain what you believe is inaccurate or incomplete. incomplete Telephone Calls and Other Communications By providing us with your telephone number(s) and other contact information, you You agree that Regions Bankwe may (without any obligation): (1) record, its successors retain and/or monitor any communications between you and us (including, without limitation, telephone conversations), without further notice to any person, and all such communications shall be and remain our property; (2) call you using an automated telephone dialing system or assignsotherwise, leave you a voice, prerecorded, or artificial voice message, or send you a text, e-mail, or other electronic message in order to service your Account, to collect any company or person providing services in connection amounts you may owe with respect to your Account may contact you or for any other informational purposes related to your Account and Account; (3) call or text you at any telephone number that you provide in any manner permitted or required by law. This contact may be made using an automatic connection to us, including cellular telephone dialing system, leaving you a voice or prerecorded message, or sending you a text, email or other electronic message (each a “Communication”)numbers. You acknowledge and agree that you are providing not required to provide this consent with respect to receive Communications as consideration and as communications made to a bargained-for term in a legally binding agreement, and that this consent is irrevocable by you to the maximum extent allowed by lawcellular telephone number. If you wish to revoke your consent to be contacted at any a cellular telephone number using an automatic telephone dialing system and/or an artificial or prerecorded message, we will consider your request in our sole and absolute discretion, subject to the requirements of applicable law, but you must make your request by calling call us at 0-000-000-0000. Benefits 0000 and Rewards You may be offered certain benefits and rewards with your Account. We may change, add, or delete benef its and rewards at any time and without notice to you. Any provide such benefits or rewards are not a part of this Agreement, but are subject to the terms and restrictions provided in the separate agreement f or those benefits or rewards. Credits and De Minimis Refunds If we determine that a credit is due to your Account for any reason (such information as the refund of a fee charged in error), that credit will first be applied to the outstanding balance owed on the Account. You agree that, if your Account has been closed (whether by you or us) and the amount of any credit remaining after application to any outstanding balance is less than $1, we have no obligation to ref und that credit to you and you waive any claims you may have to that credit. Enforcement Our f ailure or delay in exercising any of our rights under this Agreement does not mean that we cannot exercise those rights later. For example, if we take no action when you go into default, we may exercise our rights later if you continue request in default or again go into default. If any provision of this Agreement is found order to be invalid, process the remaining provisions will continue to be enforceable. Arbitration Either you or we may ask to settle disputes relating to this Agreement or your Account by arbitration. Arbitration is a way of working out disputes without going to court. If you or we ask for arbitration, we would all meet with a person called an arbitrator. An arbitrator is like a ref eree or a judge. The arbitrator will listen to what you and we have to say. The arbitrator will decide who is right. The arbitrator’s decision is called an award. The party who wins the award can take it to any court that could have heard the dispute and get an official judgment. The specific terms and conditions under which we may arbitrate a dispute are continued in the “Arbitration” section of this Agreement. Please read the rest of this section carefully. Governing Law This Agreement is made in Alabama and we extend credit to you from Alabama. This Agreement and your Account are governed by the laws of the State of Alabama (without regard to its conflict of laws principles) and by any applicable federal laws, regardless of where you reside or use the Account. Assignment At any time and without notice to you, we may assign your Account, any sums owed on your Account, this Agreement, or our rights or obligations under your Account or this Agreement to any person or entity. The person or entity to whom we make any such assignment will be entitled to all of the rights or obligations we have assigned. MD Residents You have the right under Maryland Commercial Law Code Section 12-510 to receive an answer to a written inquiry concerning the status revocation of your Account. Finance charges will be imposed on the outstanding balances from month to month in amounts or at rates not in excess of those permitted by law. NJ Residents All provisions of this Agreement are valid, enforceable and applicable in New Jerseyconsent.

Other Account Terms. Term What It Means To You Changes to Your Contact Information You must notify us immediately of any change to your address or any of your other contact inf ormation information by writing or calling us using the Customer Service address or phone number provided on each billing statement. Credit Information We may get and review your credit history from credit reporting agencies and others. We also may provide information about you and your account to credit reporting agencies and others. If you believe we have furnished inaccurate or incomplete information about you or your account to a credit reporting agency, write to us at: Regions Bank, Credit Reporting Agencies, 0000 Xxxxxxx Xxxxxx Xxxxxx, Xxxxxx, Xxxxxxx 00000Alabama 35244. Please include your name, address, home phone number, and account number, and explain what you believe is inaccurate or incomplete. Telephone Calls and Other Communications By providing us with your telephone number(s) and other contact information, you You agree that Regions Bankwe may (without any obligation): (1) record, its successors retain and/ or assignsmonitor any communications between you and us (including, without limitation, telephone conversations), without further notice to any person, and all such communications shall be and remain our property; (2) call you using an automated telephone dialing system or otherwise, leave you a voice, prerecorded, or artificial voice message, or send you a text, e-mail, or other electronic message in order to service your Account, to collect any company or person providing services in connection amounts you may owe with respect to your Account may contact you or for any other informational purposes related to your Account and in Account; (3) call or text you at any manner permitted or required by law. This contact may be made using an automatic telephone dialing systemnumber that you provide to us, leaving you a voice or prerecorded message, or sending you a text, email or other electronic message (each a “Communication”)including cellular telephone numbers. You acknowledge and agree that you are providing not required to provide this consent with respect to receive Communications as consideration and as communications made to a bargained-for term in a legally binding agreement, and that this consent is irrevocable by you to the maximum extent allowed by lawcellular telephone number. If you wish to You may revoke your consent to be contacted at any a cellular telephone number using an automatic telephone dialing system and/or an artificial or prerecorded message, message by contacting us and providing such information as we will consider your may request in our sole and absolute discretionorder to process the revocation of your consent. For example, subject to the requirements of applicable law, but you must make your request by calling may call us at 0-000-000-0000. Benefits and Rewards You may be offered certain benefits and rewards with your Account. We may change, add, or delete benef its benefits and rewards at any time and without notice to you. Any such benefits or rewards are not a part of this Agreement, but are subject to the terms and restrictions provided in the separate agreement f or for those benefits or rewards. Credits and De Minimis Refunds If we determine that a credit is due to your Account for any reason (such as the refund of a fee charged in error), that credit will first be applied to the outstanding balance owed on the Account. You agree that, if your Account has been closed (whether by you or us) and the amount of any credit remaining after application to any outstanding balance is less than $1, we have no obligation to ref und that credit to you and you waive any claims you may have to that credit. Enforcement Our f ailure failure or delay in exercising any of our rights under this Agreement does not mean that we cannot exercise those rights later. For example, if we take no action when you go into default, we may exercise our rights later if you continue in default or again go into default. If any provision of this Agreement is found to be invalid, the remaining provisions will continue to be enforceable. Arbitration Either you or we may ask to settle disputes relating to this Agreement or your Account by arbitration. Arbitration is a way of working out disputes without going to court. If you or we ask for arbitration, we would all meet with a person called an arbitrator. An arbitrator is like a ref eree referee or a judge. The arbitrator will listen to what you and we have to say. The arbitrator will decide who is right. The arbitrator’s decision is called an award. The party who wins the award can take it to any court that could have heard the dispute and get an official judgment. The specific terms and conditions under which we may arbitrate a dispute are continued in the “Arbitration” section of this Agreement. Please read the rest of this section carefully. Governing Law This Agreement is made in Alabama and we extend credit to you from Alabama. This Agreement and your Account are governed by the laws of the State of Alabama (without regard to its conflict of laws principles) and by any applicable federal laws, regardless of where you reside or use the Account. Assignment At any time and without notice to you, we may assign your Account, any sums owed on your Account, this Agreement, or our rights or obligations under your Account or this Agreement to any person or entity. The person or entity to whom we make any such assignment will be entitled to all of the rights or obligations we have assigned. MD Residents You have the right under Maryland Commercial Law Code Section 12-510 to receive an answer to a written inquiry concerning the status of your Account. Finance charges will be imposed on the outstanding balances from month to month in amounts or at rates not in excess of those permitted by law. NJ Residents All provisions of this Agreement are valid, enforceable and applicable in New Jersey.

Other Account Terms. Term What It Means To You Changes to Your Contact Information You must notify us immediately of any change to your address or any of your other contact inf ormation information by writing or calling us using the Customer Service address or phone number provided on each billing statement. Credit Information We may get and review your credit history from credit reporting agencies and others. We also may provide information about you and your account to credit reporting agencies and others. If you believe we have furnished inaccurate or incomplete information about you or your account to a credit reporting agency, write to us at: Regions Bank, Credit Reporting Agencies, 0000 Xxxxxxx Xxxxxx Xxxxxx, Xxxxxx, Xxxxxxx 00000. Please include your name, address, home phone number, and account number, and explain what you believe is inaccurate or incomplete. Telephone Calls and Other Communications By providing us with your telephone number(s) and other contact information, you You agree that Regions Bankwe may (without any obligation): (1) record, its successors retain and/ or assignsmonitor any communications between you and us (including, without limitation, telephone conversations), without further notice to any person, and all such communications shall be and remain our property; (2) call you using an automated telephone dialing system or otherwise, leave you a voice, prerecorded, or artificial voice message, or send you a text, e-mail, or other electronic message in order to service your Account, to collect any company or person providing services in connection amounts you may owe with respect to your Account may contact you or for any other informational purposes related to your Account and in Account; (3) call or text you at any manner permitted or required by law. This contact may be made using an automatic telephone dialing systemnumber that you provide to us, leaving you a voice or prerecorded message, or sending you a text, email or other electronic message (each a “Communication”)including cellular telephone numbers. You acknowledge and agree that you are providing not required to provide this consent with respect to receive Communications as consideration and as communications made to a bargained-for term in a legally binding agreement, and that this consent is irrevocable by you to the maximum extent allowed by lawcellular telephone number. If you wish to You may revoke your consent to be contacted at any a cellular telephone number using an automatic telephone dialing system and/or an artificial or prerecorded message, message by contacting us and providing such information as we will consider your may request in our sole and absolute discretionorder to process the revocation of your consent. For example, subject to the requirements of applicable law, but you must make your request by calling may call us at 0-000-000-0000. Benefits and Rewards You may be offered certain benefits and rewards with your Account. We may change, add, or delete benef its benefits and rewards at any time and without notice to you. Any such benefits or rewards are not a part of this Agreement, but are subject to the terms and restrictions provided in the separate agreement f or for those benefits or rewards. Credits and De Minimis Refunds If we determine that a credit is due to your Account for any reason (such as the refund of a fee charged in error), that credit will first be applied to the outstanding balance owed on the Account. You agree that, if your Account has been closed (whether by you or us) and the amount of any credit remaining after application to any outstanding balance is less than $1, we have no obligation to ref und that credit to you and you waive any claims you may have to that credit. Enforcement Our f ailure failure or delay in exercising any of our rights under this Agreement does not mean that we cannot exercise those rights later. For example, if we take no action when you go into default, we may exercise our rights later if you continue in default or again go into default. If any provision of this Agreement is found to be invalid, the remaining provisions will continue to be enforceable. Arbitration Either you or we may ask to settle disputes relating to this Agreement or your Account by arbitration. Arbitration is a way of working out disputes without going to court. If you or we ask for arbitration, we would all meet with a person called an arbitrator. An arbitrator is like a ref eree referee or a judge. The arbitrator will listen to what you and we have to say. The arbitrator will decide who is right. The arbitrator’s decision is called an award. The party who wins the award can take it to any court that could have heard the dispute and get an official judgment. The specific terms and conditions under which we may arbitrate a dispute are continued in the “Arbitration” section of this Agreement. Please read the rest of this section carefully. Governing Law This Agreement is made in Alabama and we extend credit to you from Alabama. This Agreement and your Account are governed by the laws of the State of Alabama (without regard to its conflict of laws principles) and by any applicable federal laws, regardless of where you reside or use the Account. Assignment At any time and without notice to you, we may assign your Account, any sums owed on your Account, this Agreement, or our rights or obligations under your Account or this Agreement to any person or entity. The person or entity to whom we make any such assignment will be entitled to all of the rights or obligations we have assigned. MD Residents You have the right under Maryland Commercial Law Code Section 12-510 to receive an answer to a written inquiry concerning the status of your Account. Finance charges will be imposed on the outstanding balances from month to month in amounts or at rates not in excess of those permitted by law. NJ Residents All provisions of this Agreement are valid, enforceable and applicable in New Jersey.