Other Important Legal Aspects. Right of withdrawal. You have the right to withdraw from this Agreement without giving a reason before the end of 14 days beginning with the day after the day you signed the agreement. If you wish to exercise your right to withdraw, you must notify us orally on 0203 936 0844 or in writing at our address above. Early repayment. You have the right to repay the credit early at any time in full or partially. Consultation with a Credit Reference Agency. Your personal data will be used by PremFina to contact a credit reference agency (CRA) in order to get information on your credit behaviour with other organisations. Information provided by the CRA will help PremFina make an assessment of your overall situation before a credit decision is made. We will inform you immediately and without charge if we decide not to proceed with your consumer credit agreement on the basis of information from a CRA and we will tell you that our decision is based on information received from a CRA. Please refer to our Privacy Policy, which can be found at xxx.xxxxxxxx.xxx. Exchange of information with a Credit Reference Agency. Where you borrow from PremFina, details of your credit facility and how you manage it will be given to the CRA by PremFina and recorded by them. If you borrow and do not repay in full and on time, the CRA will record the outstanding debt. This information may be supplied to other organisations by the CRA and FPA to perform similar checks and to trace your whereabouts and recover debts that you owe. Records are retained for 6 years after your account is closed, whether settled by you or defaulted. Right to a draft credit agreement You have a right to receive, upon request, a copy of the draft credit agreement free of charge, unless we are unwilling at the time of the request to proceed to the conclusion of the credit agreement. The period of time during which the creditor is bound by the pre-contractual information. One month from the date this pre-contract credit information is issued.
Other Important Legal Aspects. Right of withdrawal. You have the right to withdraw from this Agreement without giving a reason before the end of 14 days starting; • the day after the agreement is made; or, • the day you receive a copy of the executed agreement under section 61A of the Consumer Credit Act 1974 (if applicable); or, • the day on which you receive the information required in section 61A(3) of the Consumer Credit Act 1974 (if applicable), whichever is the latest. If you wish to exercise this right, you must notify us on 0330 660 1000 or in writing at our address above. Early repayment. You have the right to repay the credit early at any time, either in full or partially. Consultation with a Credit Reference Agency. We will inform you immediately and without charge if we decide not to proceed with your consumer Credit Agreement on the basis of information from a credit reference agency and we will provide you with the details of the credit reference agency consulted. Right to a draft credit agreement You have a right to receive, upon request, a copy of a draft Credit Agreement free of charge. The period of time during which the creditor is bound by the pre-contractual information. Five days from the date this pre-contract credit information is issued.
Other Important Legal Aspects. Right of withdrawal. You have a right to withdraw from this Agreement without having to give us a reason. The right to withdraw starts on the day this Agreement is made and ends on the expiry of 14 days beginning with the date after that day. Early repayment. You have the right to repay the credit early at any time in full or partially. Consultation with a Credit Reference Agency. If we decide not to proceed with a prospective regulated consumer credit agreement on the basis of information from a credit reference agency we must, when informing you of the decision, inform you that it has been reached on the basis of information from a credit reference agency and the particulars of that agency. Right to a draft credit agreement. You have the right, upon request, to obtain a copy of the draft credit agreement free of charge, unless we are unwilling at the time of the request to proceed to the conclusion of the credit agreement
