Common use of OUR COMPENSATION Clause in Contracts

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker generally provide their Loan products to the Mortgage Broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker to the lender. • A brokerage fee of $ 250.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker generally provide their Loan loan products to the Mortgage Broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker to the lender. • A brokerage fee of $ 250.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker generally provide their Loan loan products to the Mortgage Broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan Mortgage Loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker to the lender. • A brokerage fee of $ 250.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker mortgage broker generally provide their Loan loan products to the Mortgage Broker mortgage broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker to the lender. • A brokerage fee of $ 250.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker generally provide their Loan loan products to the Mortgage Broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker Mortgage Broker to the lender. • A brokerage fee of $ 250.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker generally provide their Loan products to the Mortgage Broker mortgage broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker to the lender. • A brokerage fee of $ 250.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker mortgage broker generally provide their Loan loan products to the Mortgage Broker mortgage broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan Mortgage Loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker Mortgage Broker to the lender. • A brokerage fee of $ 250.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker mortgage broker generally provide their Loan loan products to the Mortgage Broker mortgage broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker Mortgage Broker to the lender. • A brokerage fee of $ 250.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker mortgage broker generally provide their Loan loan products to the Mortgage Broker mortgage broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker to the lender. • A brokerage fee of $ 250.00 150.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker mortgage broker generally provide their Loan loan products to the Mortgage Broker mortgage broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker Mortgage Broker to the lender. • A brokerage fee of $ 250.00 150.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker generally provide their Loan loan products to the Mortgage Broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan Mortgage Loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker Mortgage Broker to the lender. • A brokerage fee of $ 250.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker generally provide their Loan products to the Mortgage Broker mortgage broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker to the lender. • A brokerage fee of $ 250.00 150.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker generally provide their Loan loan products to the Mortgage Broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan Mortgage Loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker Mortgage Broker to the lender. • A brokerage fee of $ 250.00 will be paid directly by your lender to the Mortgage Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event the Mortgage Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker generally provide their Loan loan products to the Mortgage Broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan Mortgage Loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker Mortgage Broker to the lender. • A brokerage fee of $ 250.00 150.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker generally provide their Loan loan products to the Mortgage Broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker Mortgage Broker to the lender. • A brokerage fee of $ 250.00 150.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker mortgage broker generally provide their Loan loan products to the Mortgage Broker mortgage broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan Mortgage Loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker Mortgage Broker to the lender. • A brokerage fee of $ 250.00 150.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.

OUR COMPENSATION. The lenders whose loan products are distributed by the Mortgage Broker generally provide their Loan loan products to the Mortgage Broker at a wholesale rate. • The retail price a Mortgage Broker offers you---your interest rate, total points and fees---will include the Mortgage Broker’s compensation. • The lender will pay the Mortgage Broker all of its compensation. The Mortgage Broker may also be paid by the lender based on (i) the value of the mortgage loan Mortgage Loan or the related servicing rights in the market place or (ii) other services, goods, or facilities performed or provided by the mortgage broker to the lender. • A brokerage fee of $ 250.00 150.00 will be paid directly by your lender to Broker and you will not need to pay this out of your own funds. This amount may change prior to your loan closing in which event Broker will redisclose this amount to you.