Common use of Our Responsibility Clause in Contracts

Our Responsibility. If we do not properly complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for the amount of any losses or damages incurred by you and resulting directly from such failure. We will not be liable in the following instances: 1. If through no fault of the Credit Union, you do not have enough money in your account to make the transfer. 2. If circumstances beyond our control (such as fire, flood, power outage, equipment or technical failure or breakdown) prevents the transfer despite reasonable precautions that we have taken. 3. If there is a hold on your account, or if access to your account is blocked, in accordance with Credit Union policy. 4. If your funds are subject to legal process or other encumbrance restricting the transfer. 5. If your transfer authorization terminates by operation of law. 6. If you believe someone has accessed your accounts without your permission, and you fail to notify the Credit Union immediately. 7. If you have not properly completed the transfer on-line. 8. If we have received incomplete or inaccurate information from you or a third party involving the account or transfer. 9. If we have a reasonable basis for believing that unauthorized use of your Password or account has occurred or may be occurring or if you default under this Agreement, the deposit account agreement, a credit agreement or any other agreement with us, or if we or you terminate this agreement. There may be other exceptions stated in this Agreement and in other agreements with you. In no event shall we be liable for damages in excess of your actual loss due to our failure to complete a transfer, and we will not be liable for any incidental or consequential damages. If any of the circumstances listed above occur, we will assist you with reasonable efforts in taking appropriate corrective action to reprocess the transactions that may not have been completed or to correct incorrect transactions that have been processed.

Our Responsibility. If we We do not properly complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we We will be liable for the amount of any losses or damages incurred by you and resulting directly from such failure. We will not be liable in the following instances: 1. If A. If, through no fault of the Credit Union, you do not have enough money in your account to make the transfer. 2. B. If circumstances beyond our control (such as fire, flood, power outage, equipment or technical failure or breakdown) prevents the transfer despite reasonable precautions that we We have taken. 3. C. If there is a hold on your account, or if access to your account is blocked, in accordance with Credit Union policy. 4. D. If your funds are subject to legal process or other encumbrance restricting the transfer. 5. E. If your transfer authorization terminates by operation of law. 6. F. If you believe someone has accessed your accounts without your permission, and you fail to notify the Credit Union immediately. 7. G. If you have not properly completed the transfer on-lineonline. 8. H. If we We have received incomplete or inaccurate information from you or a third party involving the account or transfer. 9. I. If we We have a reasonable basis for believing that unauthorized use of your Password or account has occurred occurred, or may be occurring occurring, or if you default under this Agreement, the deposit account agreement, a credit agreement or any other agreement with usUs, or if we We or you terminate this agreementAgreement. There may be other exceptions stated in this Agreement and in other agreements with you. In no event shall we We be liable for damages in excess of your actual loss due to our failure to complete a transfer, and we We will not be liable for any incidental or consequential damages. If any of the circumstances listed above occur, we We will assist you with reasonable efforts in taking appropriate corrective action to reprocess the transactions that may not have been completed or to correct incorrect transactions that have been processed.

Our Responsibility. If we do not properly complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for the amount of any losses or damages incurred by you and resulting directly from such failure. We will not be liable in the following instances: 1. If through no fault of the Credit UnionBank, you do not have enough money in your account to make the transfer. 2. If circumstances beyond our control (such as fire, flood, power outage, equipment or technical failure or breakdown) prevents the transfer despite reasonable precautions that we have taken. 3. If there is a hold on your account, or if access to your account is blocked, in accordance with Credit Union Bank's policy. 4. If your funds are subject to legal process or other encumbrance restricting the transfer. 5. If your transfer authorization terminates by operation of law. 6. If you believe someone has accessed your accounts without your permission, permission and you fail to notify the Credit Union Bank immediately. 7. If you have not properly completed followed the instructions on how to make a transfer on-lineincluded in this Agreement. 8. If we have received incomplete or inaccurate information from you or a third party involving the account or transfer. 9. If we have a reasonable basis for believing that unauthorized use of your Password or account has occurred or may be occurring or if you default under this Agreement, the deposit account agreement, a credit agreement or any other agreement with us, or if we or you terminate this agreementAgreement. There may be other exceptions stated in this Agreement and in other agreements with you. In no event shall we be liable for damages in excess of your actual loss due to our failure to complete a transfer, and we will not be liable for any incidental or consequential damages. If any of the circumstances listed above occur, we will assist you with reasonable efforts in taking appropriate corrective action to reprocess the transactions that may not have been completed or to correct incorrect transactions that have been processed.