Common use of Our Responsibility Clause in Contracts

Our Responsibility. If we do not complete a transfer or initiate a payment from your account on the payment date or in the correct amount according to our agreement with you, we may be liable for your losses or damages as required by law unless one or more of the below exceptions or one or more of the other exceptions in our deposit agreement apply. We will not be liable, for example, if: (a) we process your payment in a timely manner, but the payee rejects your payment or fails to process it in a timely manner; (b) your account does not contain sufficient available funds to make the transfer or payment, or the transfer or payment would exceed the credit limit on any overdraft line you have with us; (c) the money in your account is subject to an uncollected funds hold, legal process or any other encumbrance or claim restricting the transfer or payment; (d) the payee or transaction information you supply to us is incorrect, incomplete or untimely; (e) the Service was not working properly and you knew or should have known about the problem when you requested the transfer or payment; (f) circumstances beyond our control (such as fire, flood, viruses, computer breakdowns or telecommunication problems) prevent the transaction, despite reasonable precautions that we have taken; (g) you fail to follow our on-screen instructions properly; or (h) a transfer or payment could not be completed due to the Service’s or another required banking network’s unavailability. There may be other exceptions as stated in our deposit agreement with you or as permitted by law.

Our Responsibility. If we do not complete a transfer to or initiate a payment from your account on the payment date time or in the correct amount according to our agreement with you, we may will be liable for your losses or damages as required by law unless one or more of the below exceptions or one or more of the other exceptions in our deposit agreement applydamages. However, there are some exceptions. We will not be liable, for example, if: : (a) we process your payment or transfer in a timely manner, but the payee rejects your payment or fails to process it in a timely manner; (b) your account does not contain sufficient available funds to make the transfer or payment, or the transfer or payment would exceed the credit limit on any overdraft line you have with us; ; (c) the money in your account is subject to an uncollected funds hold, legal process or any other encumbrance or claim restricting the transfer or payment; ; (d) the payee or transaction information you supply to us is incorrect, incomplete or untimely; (e) the Service system was not working properly and you knew or should have known about the problem when you requested the transfer or payment; ; (f) circumstances beyond our control (such as fire, flood, viruses, computer breakdowns or telecommunication problems) or rolling blackouts prevent the transaction, despite reasonable precautions that we have taken; (g) you fail do not authorize a xxxx payment early enough for your payment to follow our on-screen instructions properlybe made and properly credited by the payee by the time it is due; or (h) a transfer or payment could not be completed due to the Service’s or another required banking networksystem’s unavailability; or (i) you fail to follow our on-screen instructions properly. There may be other exceptions as stated in our deposit agreement agreement(s) with you or as permitted by lawyou.

Our Responsibility. If we do not complete a transfer or initiate send a payment from your account on the payment date time or in the correct amount according to per our agreement Agreement with you, we may will be liable for your losses or damages as required by law unless one or more of the below exceptions or one or more of the other exceptions in our deposit agreement applydamages. However, there are some exceptions. We will not be liable, for example, if: : (a) we process your payment or transfer in a timely manner, but the payee rejects your payment or fails to process it in a timely manner; (b) your account does not contain sufficient available funds to make the transfer or payment, or the transfer or payment would exceed the credit limit on any overdraft line you have with us; ; (c) the money in your account is subject to an uncollected funds hold, legal process or any other encumbrance or claim restricting the transfer or payment; (d) the payee or transaction information you supply to us is incorrect, incomplete or untimely; (ed) the Service system was not working properly and you knew or should have known about the problem when you requested the transfer or payment; ; (fe) circumstances beyond our control (such as fire, flood, viruses, computer breakdowns or telecommunication problems) or rolling blackouts prevent the transaction, despite reasonable precautions that we have taken; (gf) you fail do not authorize a xxxx payment early enough for your payment to follow our on-screen instructions properlybe made and properly credited by the payee by the time it is due; or (hg) a transfer or payment could not be completed due to the Service’s or another required banking networksystem’s unavailability; or (h) you fail to follow our on-screen instructions properly. There may be other exceptions as stated in our deposit agreement Agreement with you or as permitted by lawyou.

Our Responsibility. If we do not complete a transfer to or initiate a payment from your account on the payment date time or in the correct amount according to our agreement with you, we may will be liable for your losses or damages as required by law unless one or more of the below exceptions or one or more of the other exceptions in our deposit agreement applydamages. However, there are some exceptions. We will not be liable, for example, if: : (a) we process your payment or transfer in a timely manner, but the payee rejects your payment or fails to process it in a timely manner; (b) your account does not contain sufficient available funds to make the transfer or payment, or the transfer or payment would exceed the credit limit on any overdraft line you have with us; ; (c) the money in your account is subject to an uncollected funds hold, legal process or any other encumbrance or claim restricting the transfer or payment; ; (d) the payee or transaction information you supply to us is incorrect, incomplete or untimely; (e) the Service system was not working properly and you knew or should have known about the problem when you requested the transfer or payment; ; (f) circumstances beyond our control (such as fire, flood, viruses, computer breakdowns or telecommunication problems) or rolling blackouts prevent the transaction, despite reasonable precautions that we have taken; (g) you fail do not authorize a xxxx payment early enough for your payment to follow our on-screen instructions properlybe made and properly credited by the payee by the time it is due; or (h) a transfer or payment could not be completed due to the Service’s or another required banking network’s unavailability. There may be other exceptions as stated in our deposit agreement with you or as permitted by law.a

Our Responsibility. If we do not complete a transfer or initiate send a payment from your account on the payment date time or in the correct amount according to our agreement Agreement with you, we may will be liable for your losses or damages as required by law unless one or more of the below exceptions or one or more of the other exceptions in our deposit agreement applydamages. However, there are some exceptions. We will not be liable, for example, if: : (a) we process your payment or transfer in a timely manner, but the payee rejects your payment or fails to process it in a timely manner; (b) your account does not contain sufficient available funds to make the transfer or payment, or the transfer or payment would exceed the credit limit on any overdraft line you have with us; ; (c) the money in your account is subject to an uncollected funds hold, legal process or any other encumbrance or claim restricting the transfer or payment; ; (d) the payee or transaction information you supply to us is incorrect, incomplete or untimely; (e) the Service system was not working properly and you knew or should have known about the problem when you requested the transfer or payment; ; (f) circumstances beyond our control (such as fire, flood, viruses, pandemic, computer breakdowns or telecommunication problems) or rolling blackouts prevent the transaction, despite reasonable precautions that we have taken; (g) you fail do not authorize a bill payment early enough for your payment to follow our on-screen instructions properlybe made and properly credited by the payee by the time it is due; or (h) a transfer or payment could not be completed due to the Service’s or another required banking networksystem’s unavailability; or (i) you fail to follow our on-screen instructions properly. There may be other exceptions as stated in our deposit agreement Deposit Account Agreement with you or as permitted by lawyou.