Common use of Overseas Clause in Contracts

Overseas. If you use your Card to make a Contactless Purchase, different limits or requirements may apply, depending on the country you are in, which will determine when you must use your PIN or sign to use your Card. We have no control over these limits or requirements. You will need a PIN if you wish to use your Card for ATM Transactions. For EFTPOS Transactions, a PIN may not be available and a signature will be required, and for teller Transactions, a PIN and/or signature will be required.