Policy File. If the Seller had provided a Data Room, the documents comprising the Policy File for the Policy in the Data Room as of the Data Room Date together with the documents provided directly to the Purchaser constitute all of the documents which would reasonably be required by the Purchaser to (x) service the Policy in the same manner as it is currently being serviced by the Seller and Seller’s Servicer, (y) effectuate changes in relation to or transfer the ownership or change of beneficiary of such Policy, and (z) to the reasonable belief of Seller, to effect and enforce a claim for the full amount of the net death benefit under such Policy upon the death of all of the Insureds thereunder and to enforce any other rights and remedies relating to such Policy. The documents comprising the Policy File in the Data Room as of the Data Room Date and the documents provided directly by Seller or Seller’s Servicer to the Purchaser were complete and accurate copies of such documents that were in the possession or under the control of the Seller, its custodian, its securities intermediary and Seller’s Servicer and their respective Affiliates on the Data Room Date or the date on which such document was provided to the Purchaser, as applicable. No Person that managed, administered or serviced the Policy on behalf of the Seller has possession of any document that constitutes a part of the Policy File that has not already been provided in the Data Room or directly to the Purchaser. The Seller has provided the Purchaser with written notice (which may be delivered by email) of each document relating to the Policy that has been added to the Data Room after the Data Room Date. The Seller has delivered to the Purchaser (or made available to the Purchaser in the Data Room) all documentation and information related to each Policy in the possession or under the control of the Seller, its custodian, its securities intermediary, Seller’s Servicer or any owning or controlling Person of the Seller, and the Seller is not aware of the existence of any other material documentation or information relating to such Policy or a finance or similar program or arrangement in connection with which such Policy was originated. The Seller has not removed any documents from the Data Room since the Data Room Date.
