PORTFOLIO ANNUAL RATE ON ALLOCATED ASSETS. The MainStay Funds MainStay Income Builder Fund (investment sleeve)* 0.32% on assets up to $500 million; 0.30% on assets from $500 million to $1 billion; 0.2875% on assets from $1 billion to $5 billion; and 0.2825% on assets over $5 billion* MainStay MacKay Common Stock Fund* 0.275% on assets up to $500 million; 0.2625% on assets from $500 million to $1 billion; and 0.25% on assets over $1 billion MainStay MacKay Convertible Fund* 0.30% on assets up to $500 million; 0.275% on assets from $500 million to $1 billion; 0.25% on assets over $1 billion to $2 billion; and 0.245% over $2 billion MainStay MacKay High Yield Corporate Bond Fund 0.30% on assets up to $500 million; 0.275% on assets from $500 million to $5 billion; 0.2625% on assets from $5 billion to $7 billion; 0.25% on assets from $7 billion to $10 billion; and 0.245% on assets from $10 billion to $15 billion; and 0.24% on assets over $15 billion MainStay MacKay International Equity Fund* 0.445% on assets up to $500 million; and 0.425% on assets over $500 million MainStay MacKay Strategic Bond Fund* 0.30% on assets up to $500 million;0.275% on assets from $500 million to $1 billion; 0.25% on assets from $1 billion to $5 billion; and 0.2375% on assets over $5 billion MainStay MacKay Tax Free Bond Fund* 0.225% on assets up to $500 million; 0.2125% on assets from $500 million to $1 billion; 0.20% on assets from $1 billion to $5 billion; 0.195% on assets from $5 billion to $7 billion; and 0.19% on assets over $7 billion MainStay MacKay U.S. Infrastructure Bond Fund* 0.25% on assets up to $500 million; 0.2375% on assets from $500 million to $1 billion; and 0.225% on assets over $1 billion MainStay Funds Trust MainStay Balanced Fund (investment sleeve)* 0.35% on assets up to $1 billion; 0.325% on assets from $1 billion to $2 billion; and0.30% on assets over $2 billion MainStay MacKay California Tax Free Opportunities Fund* 0.225% on assets up to $1 billion; 0.215% on assets from $1 billion to $3 billion; and 0.21% on assets over $3 billion FUND / PORTFOLIO ANNUAL RATE ON ALLOCATED ASSETS MainStay MacKay Growth Fund* 0.35% on assets up to $500 million;0.325% on assets from $500 million to $1 billion; 0.3125% on assets from $1 billion to $2 billion; and 0.30% on assets over $2 billion MainStay MacKay High Yield Municipal Bond Fund* 0.275% on assets up to $1 billion; 0.27% on assets from $1 billion to $3 billion; 0.265% on assets from $3 billion to $5 billion; 0.26% on assets from $5 billion to $7 billion; 0....