Common use of Pre-Existing Disease Waiting Period Clause in Contracts

Pre-Existing Disease Waiting Period. All Pre-existing Diseases / Illness / Injury / conditions as defined in the Policy, until 24/ 36/ 48 (as specified in the Schedule) months of continuous covers have elapsed since inception of the first Policy with Us. This exclusion doesn’t apply for Insured Person having any health insurance indemnity policy in India at least for a period of 12/24/36/48 months as applicable, prior to taking this Policy and accepted under portability cover, as well as for subsequent Renewals with Us without a break.

Pre-Existing Disease Waiting Period. All Pre-existing Diseases / Illness / Injury / conditions as defined in the PolicyPolicy will not be covered, until 24/ 36/ 48 (as specified in the Schedule) months of continuous covers have coverage has elapsed since inception of the first Policy with Us. This exclusion doesn’t apply for Insured Person having any health insurance indemnity policy in India at least for a period of 12/24/36/48 months as applicable48 months, prior to taking this Policy and accepted under portability cover, as well as for subsequent Renewals with Us without a break.