Common use of Preauthorized EFTs Clause in Contracts

Preauthorized EFTs. □Direct Deposit. Upon instruction of (i) your employer or (ii) the Treasury Department or (iii) other financial institutions(s), we will accept direct deposits of your paycheck or of federal recurring payments, such as Social Security, to your savings or checking account or HSA. •□Preauthorized debits. Upon instruction, we will pay certain recurring transactions from your savings account, checking account and loan payments (subject to transfer limitations that may apply to these transactions.) •□Stop Payment Rights. If you have arranged in advance to make a single or recurring electronic funds transfer (EFT-ACH) out of your account(s) you may place the following stops: single, multiple, or indefinite. Call us at (000) 000-0000 during normal business hours or write: P.O. Box 89909, Tampa, FL 33689-0415 at any time up to three (3) business days before the scheduled date of the transfer. If you call, we may also require you to put your request in writing to us within 14 days. ACH Payments need exact company name or company ID and dollar amount to be valid. Revocation of a recurring ACH transfer must be done through the originator of the EFT-ACH. Stop payments placed on ACH transactions will be effective up until the item is presented for payment except in the case of an indefinite stop payment. One time stop payment requests will cease to be effective 30 days from the date shown on the ACH Stop Payment Order Form. •□Notice of Varying Amounts. If these regular payments may vary in amount, the person you are going to pay is required to tell you, 10 days before each payment, when it will be made and how much it will be. You may choose instead to get this notice only when the payment would differ by more than a certain amount from the previous payment or when the amount would fall outside certain limits that you set. •□Liability for Failure to Stop Payment of Preauthorized Transfers. If you order us to stop payment of EFT-ACH transfer three business days or more before the transfer is scheduled, and we do not do so, we will be liable for your direct losses or damages.

Preauthorized EFTs. □Direct Deposit. Upon instruction of (i) your employer or (ii) the Treasury Department or (iii) other financial institutions(s), we will accept direct deposits of your paycheck or of federal recurring payments, such as Social Security, to your savings or checking account or HSA. •□• Preauthorized debits. Upon instruction, we will pay certain recurring transactions from your savings account, checking account and loan payments (subject to transfer limitations that may apply to these transactions.) •□• Stop Payment Rights. If you have arranged in advance to make a single or recurring electronic funds transfer (EFT-ACH) out of your account(s) you may place the following stops: single, multiple, or indefinite. Call us at (000) 000-0000 during normal business hours or write: P.O. Box 89909, Tampa, FL 33689-0415 at any time up to three (3) business days before the scheduled date of the transfer. If you call, we may also require you to put your request in writing to us within 14 days. ACH Payments need exact company name or company ID and dollar amount to be valid. Revocation of a recurring ACH transfer must be done through the originator of the EFT-ACH. Stop payments placed on ACH transactions will be effective up until the item is presented for payment except in the case of an indefinite stop payment. One time stop payment requests will cease to be effective 30 days from the date shown on the ACH Stop Payment Order Form. •□• Notice of Varying Amounts. If these regular payments may vary in amount, the person you are going to pay is required to tell you, 10 days before each payment, when it will be made and how much it will be. You may choose instead to get this notice only when the payment would differ by more than a certain amount from the previous payment or when the amount would fall outside certain limits that you set. •□• Liability for Failure to Stop Payment of Preauthorized Transfers. If you order us to stop payment of EFT-ACH transfer three business days or more before the transfer is scheduled, and we do not do so, we will be liable for your direct losses or damages.

Preauthorized EFTs. □Direct Deposit. Upon instruction of o (i) your employer or (ii) the Treasury Department or (iii) other financial institutions(s)inancial institutions, we the Credit Union will accept direct deposits of o your paycheck or of federal ederal recurring payments, such as Social Security, to your checking and/or savings or checking account or HSAaccount. •□• Preauthorized debitsDebits. Upon instruction, we will pay certain recurring transactions from rom your savings and/or checking account, checking account and loan payments (subject to transfer . See Section 2 or trans er limitations that may apply to these transactions.) •□. • Stop Payment Rights. If I you have arranged in advance to make a single or recurring electronic funds transfer (EFT-ACH) unds trans ers out of o your account(s) or money you owe others, you may place the following stops: single, multiple, stop payment o preauthorized trans ers rom your account. You must noti y us orally or indefinite. Call us at (000) 000-0000 during normal business hours or write: P.O. Box 89909, Tampa, FL 33689-0415 in writing at any time up to three (3) business days before be ore the scheduled date of o the transfertrans er. If you call, we We may also require you to put your request in writing to us within 14 days. ACH Payments need exact company name or company ID and dollar amount written con irmation o the stop payment order to be validmade within (14) days o any oral noti ication. Revocation of a recurring ACH transfer must be done through I we do not receive the originator of written con irmation, the EFT-ACH. Stop payments placed on ACH transactions will be effective up until the item is presented for payment except in the case of an indefinite stop payment. One time oral stop payment requests will order shall cease to be effective 30 binding ourteen (14) days from a ter it has been made. A stop payment request or preauthorized Electronic Fund Trans ers will apply to all subsequent trans ers, unless you withdraw the date shown on the ACH Stop Payment Order Formrequest. •□• Notice of o Varying Amounts. If I these regular payments may vary in amount, the person you are going to pay is required to tell you, 10 ten (10) days before be ore each payment, when it will be made and how much it will be. You may choose instead to get this notice only when the payment would differ di er by more than a certain amount from rom the previous payment or when the amount would fall all outside certain limits that you set. •□• Liability for or Failure to Stop Payment of o Preauthorized TransfersTrans ers. If I you order us to stop payment of EFT-ACH transfer three o a preauthorized trans er (three) 3 business days or more before be ore the transfer trans er is scheduled, and we do not do so, we will be liable for or your direct losses or damages.

Preauthorized EFTs. □We can help you establish automated methods of receiving deposits to your account or making payments from your account. • Direct Deposit. Upon instruction of (i) your employer or (ii) the Treasury Department or (iii) other financial institutions(s)institutions, we the Credit Union will accept direct deposits of your paycheck or of federal recurring payments, such as Social Security, to your savings or checking account or HSAshare and/or share draft account. •□• Preauthorized debitsDebits. Upon instruction, we will pay certain recurring transactions from your savings share, and share draft account, checking account and loan payments (subject to . See Section 2 for transfer limitations that may apply to these transactions.) •□. Stop Payment Rights. If You can stop us from making a payment you have arranged in advance previously authorized. To stop payment, call us during our business hours at one of the phone numbers found at the end of this disclosure or write to make a single or recurring electronic funds transfer (EFT-ACH) out of your account(s) you may place the following stops: single, multiple, or indefinite. Call us at (000) 000the address found there or e-0000 during normal business hours or write: P.O. Box 89909mail us at xxx.xxxxxx.xxx. Debit Card transactions cannot be stopped. To stop a payment, Tampa, FL 33689-0415 we must receive your notice at any time up to least three (3) business days or more before the payment is scheduled date of the transferto be made. If you callcall us or tell us orally, we may also require you to put your request in writing at the above address and get it to us within 14 daysfourteen (14) calendar days after you call. ACH Payments need exact company name or company ID and dollar amount Your stop payment notice will apply only to be valid. Revocation of a recurring ACH transfer must be done through the originator of the EFT-ACH. Stop payments placed on ACH transactions will be effective up until the item is presented for payment except in the case of an indefinite stop that particular payment. One time To be certain that a third party does not xxxx you again for the payment you previously stopped or to cancel the entire pre- authorized payment arrangement, you must cancel the authorization with the third party (i.e., a merchant, financial institution or insurance company). The standard stop payment requests will cease to be effective 30 days from the date shown on the ACH Stop Payment Order Form. •□Notice fee as stated in our Schedule of Varying Amounts. If these regular payments may vary in amount, the person Fees and Charges applies for each stop payment request you are going to pay is required to tell you, 10 days before each payment, when it will be made and how much it will be. You may choose instead to get this notice only when the payment would differ by more than a certain amount from the previous payment or when the amount would fall outside certain limits that you set. •□Liability for Failure to Stop Payment of Preauthorized Transfersplace. If you order us to stop payment one of EFT-ACH transfer these payments three (3) business days or more before the transfer is scheduled, and we do not do so, we will be liable for your direct losses or damages. Any documentation provided to you that indicates that an EFT was made shall be admissible as evidence of the transfer and shall constitute prima facie proof that the transfer was made. Unless otherwise provided in this Agreement, you may not stop payment of Electronic Fund Transfers, therefore you should not employ electronic access for purchases or services unless you are satisfied that you will not stop payment.

Preauthorized EFTs. □Direct Deposit. Deposit Upon instruction of (i) your employer or (ii) the Treasury Department or (iii) other financial institutions(s)institutions, we the Credit Union will accept direct deposits of your paycheck or of federal recurring payments, such as Social Security, to your savings or checking account or HSAaccount. •□• Preauthorized debits. Debits Upon instruction, we will pay certain recurring transactions from your savings savings, and checking account, checking account and loan payments (subject to . • See Section 2 for transfer limitations that may apply to these transactions.) •□. • Stop Payment Rights. Rights If you have arranged in advance to make a single or recurring regular electronic funds transfer (EFT-ACH) fund transfers out of your account(s) for money you owe others, you may place the following stops: single, multiple, stop payment of preauthorized transfers from your account. You must notify us orally or indefinite. Call us at (000) 000-0000 during normal business hours or write: P.O. Box 89909, Tampa, FL 33689-0415 in writing at any time up to three (3) business days before the scheduled date of the transfer. If you call, we We may also require you to put your request in writing to us within 14 days. ACH Payments need exact company name or company ID and dollar amount written confirmation of the stop payment order to be validmade within fourteen (14) days of any oral notification. Revocation of a recurring ACH transfer must be done through If we do not receive the originator of written confirmation, the EFT-ACH. Stop payments placed on ACH transactions will be effective up until the item is presented for payment except in the case of an indefinite stop payment. One time oral stop payment requests will order shall cease to be effective 30 binding fourteen (14) days from the date shown on the ACH Stop Payment Order Formafter it has been made. •□See separate Fee Schedule. • Notice of Varying Amounts. Amounts If these regular payments may vary in amount, the person you are going to pay is required to tell you, 10 ten (10) days before each payment, when it will be made and how much it will be. You may choose instead to get this notice only when the payment would differ by more than a certain amount from the previous payment or when the amount would fall outside certain limits that you set. •□• Liability for Failure to Stop Payment of Preauthorized Transfers. Transfers If you order us to stop payment of EFT-ACH a preauthorized transfer three (3) business days or more before the transfer is scheduled, and we do not do so, we will be liable for your direct losses or damages.