Common use of Privacy and Information Security Clause in Contracts

Privacy and Information Security. We make security and the protection of your information a top priority. You can access our First Financial Bankshares Privacy Policy at xxxxx://xxx.xxxx.xxx, which is incorporated into and made a part of this Zelle Agreement by this reference. You agree to take every precaution to safeguard and ensure the safety of your identity, accounts, transactions and confidential user access credentials and passwords when using online services including Zelle Service. You agree to never give your personal information, account information, or user access credentials and passwords to anyone you do not know, whose identity you cannot verify, and who is unauthorized to conduct transactions on your account(s). You should always, if possible, use trustworthy wireless networks. If you give your personal information or user access credentials to someone and that person uses your information to access your account(s), you agree that such use will be deemed authorized, and you will be responsible for any and all online banking services including Zelle Service activities. You agree that you will also be liable for all transactions performed by such individual(s), as allowed by applicable law. The Bank reserves the right to rely upon the access of the Zelle Service, using the User access credentials you provide as legitimate. The Bank will never contact you and ask you to give us your account information, including usernames, personal identification numbers, and account numbers, over the phone, by email, or by text message. You agree not to disclose your personal information and account information to unknown persons through these or any other channels for any reason. You agree to remain vigilant for phishing and other fraudulent scams and to notify us promptly if you become aware of or suspect fraudulent activity involving your identity, your accounts, or the Bank. If you fail to exercise reasonable care to protect your identity and safeguard your accounts, we will not be liable unless required by law. For added security, you agree to not leave your device unattended while logged into online banking services including Zelle Service, and you will log off immediately at the completion of each access. Please note that once you are logged into the online banking services including Zelle Service using your password, we will act on any instructions received by you. You are ultimately responsible for keeping your User access credentials and account information confidential. The Bank will not be liable for any damages or losses as a result of your failure to comply with the Agreement and Zelle Agreement.

Privacy and Information Security. We make security and the protection of your information a top priority. You can access our First Financial Bankshares BCU’s Privacy Policy and California Privacy Policy, if applicable, on our website at xxxxx://xxx.xxxx.xxx, which is xxx.xxx.xxx. These Privacy Policies are incorporated into and made a part of this Zelle Agreement by this reference. You agree to take every precaution to safeguard and ensure the safety of your identity, accountsAccounts, transactions and confidential user access credentials and passwords when using online services including Zelle the Service. You agree to never give your personal information, account Account information, or user access credentials and passwords to anyone you do not know, whose identity you cannot verify, and who is unauthorized to conduct transactions on your account(sAccount(s). You should always, if possible, use trustworthy wireless networks. If you give your personal information or user access credentials to someone and that person uses your information to access your account(sAccount(s), you agree that such use will be deemed authorized, and you will be responsible for any and all online banking services including Zelle Service activities. You agree that you will also be liable for all transactions performed by such individual(s), as allowed by applicable law. The Bank BCU reserves the right to rely upon the access of the Zelle Service, using the User user access credentials you provide as legitimate. The Bank BCU will never contact you and ask you to give us your account Account information, including usernames, personal identification numbers, and account numbers, over the phone, by email, or by text message. You agree not to disclose your personal information and account information to unknown persons through these or any other channels for any reason. You agree to remain vigilant for phishing and other fraudulent scams and to notify us promptly if you become aware of or suspect fraudulent activity involving your identity, your accountsAccounts, or the BankBCU. If you fail to exercise reasonable care to protect your identity and safeguard your accountsAccounts, we will not be liable unless required by law. For added security, you agree to not leave your device unattended while logged into online banking services including Zelle the Service, and you will log off immediately at the completion of each access. Please note that once you are logged into the online banking services including Zelle Service using your password, we will act on any instructions received by you. You are ultimately responsible for keeping your User user access credentials and account Account information confidential. The Bank BCU will not be liable for any damages or losses as a result of your failure to comply with the Agreement and Zelle this Agreement.