Common use of Prohibited Checks Clause in Contracts

Prohibited Checks. Bank may decline to accept any Check Image you submit through Mobile Deposit at Bank’s sole discretion. You agree that you will not scan and attempt to deposit any of the following: ● Checks payable to any person or entity other than you (i.e., third party checks). ● Checks payable jointly to you and any other person (i.e. made out to 'Xxxx *and* Xxxx Xxx'). ● Checks containing alterations, illegible items, fraudulent checks, or checks that you should have known or have reason to believe were fraudulent. ● Checks that have been previously deposited at another institution via physical item, image or electronic funds transfer. ● Checks from financial institutions located outside of the United States; ● Checks that are not payable in U.S. dollars. ● Checks that are more than six (6) months old (i.e. stale-dated). ● Checks that are post-dated, or payable on a date in the future. ● Substitute Checks (a digital reproduction of the front and back of an original check). ● Remotely created checks (a check created by a merchant with a buyer's checking account number on it, but without the buyer's original signature). ● Travelers' checks and savings bonds. ● Non-negotiable instruments, such as promissory notes. ● Starter checks or counter checks (checks from a teller window).

Prohibited Checks. Bank may decline to accept any Check Image you submit through Mobile Deposit at Bank’s sole discretion. You agree that you will not scan and attempt to deposit any of the following: ● • Checks payable to any person or entity other than you (i.e., third party checks). ● • Checks payable jointly to you and any other person (i.e. made out to 'Xxxx *and* Xxxx Xxx'). ● • Checks containing alterations, illegible items, fraudulent checks, or checks that you should have known or have reason to believe were fraudulent. ● • Checks that have been previously deposited at another institution via physical item, image or electronic funds transfer. ● • Checks from financial institutions located outside of the United States; ● • Checks that are not payable in U.S. dollars. ● • Checks that are more than six (6) months old (i.e. stale-dated). ● • Checks that are post-dated, or payable on a date in the future. ● • Substitute Checks (a digital reproduction of the front and back of an original check). ● • Remotely created checks (a check created by a merchant with a buyer's checking account number on it, but without the buyer's original signature). ● • Travelers' checks and savings bonds. ● • Non-negotiable instruments, such as promissory notes. ● • Starter checks or counter checks (checks from a teller window).