Common use of Recurrent Disability Clause in Contracts

Recurrent Disability. If you become Totally Disabledagain from the same or relatedcauses as those for which premiums were previously waived, and such disability recurs within months of cessation of the Waiver of Premium benefit, Manulife Financial will waive the Qualifying Period. Your amount of insuranceon which premiumswere previouslywaived will be reinstated. If the same disability recurs more than months after cessation of your Waiver of Premium benefit, such disability will be considered a separate disability. Two disabilitieswhich are due to unrelatedcauses are consideredseparate disabilities if they are separated by a return to work of at least one day.

Appears in 1 contract

Samples: Collective Agreement

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Recurrent Disability. If you become Totally Disabledagain Disabled again from the same or relatedcauses as those for which premiums were premiumswere previously waived, waived and such disability recurs within recurswithin months of cessation of the Waiver of Premium benefit, Manulife Financial will waive the Qualifying Period. Your amount of insuranceon which premiumswere premiums were previouslywaived will be reinstated. If the same disability recurs more than months after cessation of your Waiver of Premium benefit, such disability will be considered a separate disability. Two disabilitieswhich disabilities which are due to unrelatedcauses are consideredseparate considered separate disabilities if they are separated by a return to work of at least one day.

Appears in 1 contract

Samples: Collective Agreement

Recurrent Disability. If you become Totally Disabledagain becomeTotally Disabled again from the same or relatedcauses related causes as those for which premiums were previously waived, and such disability recurs within months of cessation of the Waiver of Premium benefit, Manulife Financial will Financialwill waive the Qualifying Period. Your amount of insuranceon which premiumswere previouslywaived will be reinstated. If the same disability recurs more than months after cessation of your Waiver of Premium benefit, such disability will be considered a separate disability. Two disabilitieswhich disabilities which are due to unrelatedcauses are consideredseparate disabilities if they are separated by a return to work of at least one day.

Appears in 1 contract

Samples: Collective Agreement

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Recurrent Disability. If you become Totally Disabledagain Disabled again from the same or relatedcauses related causes as those for which premiums were previously waived, and such disability recurs within 6 months of cessation of the Waiver of Premium benefit, Manulife Financial will waive the Qualifying Period. Your amount of insuranceon insurance on which premiumswere previouslywaived premiums were previously waived will be reinstated. If the same disability recurs more than 6 months after cessation of your Waiver of Premium benefit, such disability will be considered a separate disability. Two disabilitieswhich disabilities which are due to unrelatedcauses unrelated causes are consideredseparate considered separate disabilities if they are separated by a return to work of at least one day.

Appears in 1 contract

Samples: Collective Agreement

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