REPRESENTATIONS AND WARRANTIES REGARDING THE ACQUIRED COMPANIES, ACQUIRED ASSETS AND THE BUSINESS. Seller hereby represents and warrants to Buyer as follows as of the date hereof and as of the Closing Date (except for such representations and warranties which address matters only as of a specific date, which representations and warranties shall be true and correct as of such specific date), except as disclosed in any HLIC SEC Report that is on Form 10-K, 10-Q or 8-K and filed with the SEC and publicly available on the internet website of the SEC at least ten (10) Business Days prior to the date of this Agreement (excluding any disclosure set forth in sections titled “Risk Factors” or “forward-looking statements” or in any other section to the extent the disclosure in such other section is a forward-looking statement or cautionary, predictive or forward-looking in nature):
