Returned Checks Deposited in Your Account. If a check deposited to your Account is returned unpaid, the deposit will be reversed, and the corresponding funds deducted from your Account balance. In the event you have been credited for, or received, interest on a deposit that does not clear or that is later invalidated or reversed, the amount of interest paid or credited to your Account on such funds will be deducted from your Account or, if there are insufficient funds in your Account to cover the deduction, from any account that you hold with SoFi or its affiliates. If there are insufficient funds in the accounts that you hold with SoFi and its affiliates, you will be asked to repay such amounts, as applicable. If we have reason to believe that a deposit was incorrectly credited to your Account, we may restrict your ability to access or use such amounts pending our review of the transaction and/or return such amounts to the account from which it was transferred.
