Reward Program. There's no annual fee to participate in the program. The following rules apply only to the program as offered to Xxxxx Xxxxxxx Federal Credit Union Reward cardholders. Every dollar in qualifying purchases (net of returns) that “participants” charge to their credit card account eligible in this rewards program (“program”) earns participants one point as provided for in these rules. No points are earned for finance charges, fees, cash advances, convenience checks, foreign transaction currency conversion charges or insurance charges posted to their account. Charges or transactions may be added to, or removed from, the above lists of eligible charges and transactions from time to time at the sole discretion of the program provider. Any questions as to what constitutes an eligible charge shall be resolved at the sole discretion of the program provider. Points for this program begin to accumulate with purchase participants make beginning on the first day of the billing cycle in which their program begins and ending on the last day of the last billing cycle of the announced duration of their program. Points earned from net purchases and point adjustments made between billing cycles will be deemed as earned after being posted to participant’s UChoose Rewards account the following month. Points can be used to order the gift awards described in the current brochure or on the program’s website. Participants may select gift awards from any level, subject to availability, as long as participant has the necessary number of points posted to their UChoose Rewards account. Point requirements assigned to any award are subject to change from time to time without notice, and gift awards may be substituted at any time. Points have no cash value. Points in this program cannot be exchanged for cash or credit, cannot be combined with cash to obtain gift awards, cannot be earned from or transferred to or combined with any other credit card account’s points for redemption. Points will be deducted from the total points available for redemption for any returns or credits reflected on the credit card account billing statement. Accounts must be open (not canceled or terminated by either party) at time of redemption. Awards are not available when the cardholder is in default under the card agreement. The credit union reserves the right to suspend the cardholder’s participation in the program until the account is in good standing. Unused points expire at the end of the third calendar year. Points may be forfeited due to rules violations. This program is void where prohibited or restricted by law. The program provider reserves the right to terminate the programs or portions thereof at any time without restriction or penalty. This means that regardless of a participant’s level of activity in the program, the ability to accumulate points or claim awards can be terminated with or without prior notice. The participant’s use of their Card following receipt of these rules will indicate their agreement to comply with and abide by these rules.
Appears in 2 contracts
Samples: ® Credit Card Cardmember Agreement, Secured Credit Card Cardmember Agreement
Reward Program. There's no annual fee to participate in the program. The following rules apply only to the program as offered to Xxxxx Xxxxxxx Federal Credit Union Reward cardholders. Every dollar in qualifying purchases (net of returns) that “participants” charge to their credit card account eligible in this rewards program (“program”) earns participants one point as provided for in these rules. No points are earned for finance charges, fees, cash advances, convenience checks, foreign transaction currency conversion charges or insurance charges posted to their account. Charges or transactions may be added to, or removed from, the above lists of eligible charges and transactions from time to time at the sole discretion of the program provider. Any questions as to what constitutes an eligible charge shall be resolved at the sole discretion of the program provider. Points for this program begin to accumulate with purchase participants make beginning on the first day of the billing cycle in which their program begins and ending on the last day of the last billing cycle of the announced duration of their program. Points earned from net purchases and point adjustments made between billing cycles will be deemed as earned after being posted to participant’s UChoose Rewards account the following monthnext monthly card statement. Points can be used to order the gift awards described in the current brochure or on the program’s website. Participants may select gift awards from any level, subject to availability, as long as participant has the necessary number of points posted to their UChoose Rewards accountaccount as of their previous month’s account statement. Point requirements assigned to any award are subject to change from time to time without notice, and gift awards may be substituted at any time. Points have no cash value. Points in this program cannot be exchanged for cash or credit, cannot be combined with cash to obtain gift awards, cannot be earned from or transferred to or combined with any other credit card account’s points for redemption. The participant’s periodic statement will normally include the number of points earned subject to adjustment as provided for in these rules. Points will be deducted from the total points available for redemption for any returns or credits reflected on the credit card account billing statement. Accounts must be open (not canceled or terminated by either party) at time of redemption. Awards are not available when the cardholder is in default under the card agreement. The credit union reserves the right to suspend the cardholder’s participation in the program until the account is in good standing. Unused points expire at the end of the third calendar year. Points may be forfeited due to rules violations. This program is void where prohibited or restricted by law. The program provider reserves the right to terminate the programs or portions thereof at any time without restriction or penalty. This means that regardless of a participant’s level of activity in the program, the ability to accumulate points or claim awards can be terminated with or without prior notice. The participant’s use of their Card following receipt of these rules will indicate their agreement to comply with and abide by these rules. Your Billing Rights: Keep this document for future use This notice tells You about Your rights and Our responsibilities under the Fair Credit Billing Act.
Appears in 1 contract
Samples: ® Credit Card Cardmember Agreement
Reward Program. There's no annual fee to participate in the program. The following rules apply only to the program as offered to Xxxxx Xxxxxxx Federal Credit Union Reward cardholders. Every dollar in qualifying purchases (net of returns) that “participants” charge to their credit card account eligible in this rewards program (“program”) earns participants one point as provided for in these rules. No points are earned for finance charges, fees, cash advances, convenience checks, foreign transaction currency conversion charges or insurance charges posted to their account. Charges or transactions may be added to, or removed from, the above lists of eligible charges and transactions from time to time at the sole discretion of the program provider. Any questions as to what constitutes an eligible charge shall be resolved at the sole discretion of the program provider. Points for this program begin to accumulate with purchase participants make beginning on the first day of the billing cycle in which their program begins and ending on the last day of the last billing cycle of the announced duration of their program. Points earned from net purchases and point adjustments made between billing cycles will be deemed as earned after being posted to participant’s UChoose Rewards account the following month. Points can be redeemed for travel, charitable donations, used to order the merchandise or gift awards described in the current brochure or on the program’s website. Participants may select gift awards from any level, subject to availability, as long as participant has the necessary number of points posted to their UChoose Rewards account. Point requirements assigned to any award are subject to change from time to time without notice, and gift awards may be substituted at any time. Points have no cash value. Points in this program cannot be exchanged for cash or credit, cannot be combined with cash to obtain gift awards, cannot be earned from or transferred to or combined with any other credit card account’s points for redemption. Points will be deducted from the total points available for redemption for any returns or credits reflected on the credit card account billing statement. Accounts must be open (not canceled or terminated by either party) at time of redemption. Awards are not available when the cardholder is in default under the card agreement. The credit union reserves the right to suspend the cardholder’s participation in the program until the account is in good standing. Unused points expire at the end of the third calendar year. Points may be forfeited due to rules violations. This program is void where prohibited or restricted by law. The program provider reserves the right to terminate the programs or portions thereof at any time without restriction or penalty. This means that regardless of a participant’s level of activity in the program, the ability to accumulate points or claim awards can be terminated with or without prior notice. The participant’s use of their Card following receipt of these rules will indicate their agreement to comply with and abide by these rules.
Appears in 1 contract
Samples: Credit Card Cardmember Agreement