RIGHTS AND DUTIES OF THE MERCHANT. 3.1 Acceptance of payment cards The merchant undertakes to ensure that all its employees and partners, who participate in card payments acceptance process, have familiarized with the terms of the Merchant’s Framework Agreement and received necessary training in connection with it. The Merchant is obligated to accept payments with all valid payment cards of the types that the Merchant has decided, in accordance with the Merchant Framework Agreement, to accept as payment for the sale of products and services. If a payment card has a chip and is used in a card present environment, the merchant’s service equipment shall always read the payment card’s chip. If it is not possible to read the chip, the merchant can try to make the transaction with the magnetic stripe if the payment card allows it. The cardholder has the right to get a receipt for each card payment. The Merchant shall deliver/send a receipt to the cardholder after a card transaction has gone through. At least the following information shall appear on a receipt: name and address of the merchant, the amount, date of transaction, last four digits of the card number, authorization number, signature box if applicable, and address also if applicable (E-commerce). In particular instances, e.g., regarding transactions for low amounts of money at self-service locations, PAYSTRAX can authorize sales to be made without a printed receipt. Further reference is made in the use instructions regarding the acceptance of payment cards in card present transactions, at self-service locations, in E-commerce sales, including the use of 3-D Secure, and in connection with MO/TO orders. Where the merchant itself possesses a Card, such card (where the merchant is operated as a sole proprietorship, partnership, limited partnership or limited company which is an affiliated company) may not be used for payment. Possession of a Card means that the Cardholder and the merchant are identical, i.e. have the same personal ID or registration number, or that the Cardholder is the owner of, or a partner in, the merchant. The Merchant shall not do any of the following with respect to any Transaction:
RIGHTS AND DUTIES OF THE MERCHANT. 3.1. Acceptance of payment cards The merchant undertakes to ensure that all its employees, who ought to accept card payments, have received a presentation of the terms of the merchant's framework agreement and necessary training in connection with it. The merchant is obligated to accept payments with all valid payment cards of the types that the merchant has decided, in accordance with the merchant framework agreement, to accept as payment for the sale of products and services. If a payment card has a chip, the merchant's service equipment shall always read the payment card's chip. If it is not possible to read the chip, the merchant can try to make the transaction with the magnetic stripe if the payment card allows it. The cardholder has the right to get a receipt for each card payment. The merchant shall deliver/send a receipt to the cardholder after a card transaction has gone through. At least the following information shall appear on a receipt: Name and address of the merchant, the amount, date of transaction, last four digits of the card number, authorisation number, signature box if applicable, and address also if applicable (E-commerce). In particular instances, e.g., regarding transactions for low amounts of money at self-service locations, KORTA can authorise sales to be made without a printed receipt. Further reference is made in the use instructions regarding the acceptance of payment cards in card present transactions (Section 2), at self-service locations (Section 3), in E-commerce sales (Section 4), including the use of 3-D Secure, and in connection with mail and telephone orders (Section 5).
