Risk Classification Changes. If the policyholder requests a table rating reduction, removal of a flat extra, or change in smoking status, such change will be underwritten according to the Ceding Company's normal underwriting practices. Risk classification changes on facultative policies will be subject to the Reinsurer's approval.
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Samples: Reinsurance Agreement (Ids Life Variable Life Separate Account), Reinsurance Agreement (Ids Life of New York Account 8), Reinsurance Agreement (Ids Life Variable Life Separate Account)
Risk Classification Changes. If the policyholder requests a table rating reduction, Table Rating reduction or removal of a flat extra, or change in smoking statusFlat Extra, such change will be underwritten according to the Ceding Company's ’s normal underwriting practices. Risk classification changes on facultative policies will be subject to the Reinsurer's ’s approval.
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Samples: Reinsurance Agreement (American National Variable Life Separate Account)