rrIFs Sample Clauses

rrIFs. A RRIF can have only one Owner and Xxxxxxxxx, who must be the same person. If (i) Income Class Units are allocated to a RRIF, (ii) the Two-Life Income Stream has been selected, and (iii) the Second Life is the sole beneficiary of the Contract on the death of the Annuitant, then the Second Life will be deemed to have elected under the Income Tax Act to continue the Contract on the death of the Annuitant. In such case, the Guaranteed Lifetime Withdrawal Benefit will continue, the Second Life will become the Annuitant for purposes of determining the Death Benefit Date and the Contract Maturity Date and the Death Benefit will not become payable for any Class of Units until the death of the Second Life. If the Second Life is younger than the Annuitant, the Contract Maturity Date will extend based on the age of the Second Life. If the Second Life is not the sole beneficiary of the Contract on the death of the Annuitant, then the Contract, including the Guaranteed Lifetime Withdrawal Benefit, will end on the death of the Annuitant and the Death Benefit related to all Classes will be paid, notwithstanding that the Two- Life Income Stream had been selected.
Sample 1
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