Common use of SAVINGS ACCOUNT BASICS Clause in Contracts

SAVINGS ACCOUNT BASICS. 1. Who is eligible for an Oxygen Savings Account • The optional Savings Account is available only to citizens and permanent residents of the fifty (50) United States (“U.S.”) and the District of Columbia who are at least 18 years of age with a valid Social Security Number who are holders of an Oxygen Consumer Deposit Account. You must agree to accept electronic, rather than paper statements. This means (i) you must keep us supplied with your valid email address and (ii) you must agree to accept electronic delivery of all account communications (like end-of-year tax forms and monthly statements). • To open a Savings Account, your Oxygen Consumer Deposit Account must be open and active. Your Savings Account will be considered opened on the day we receive your first deposit. • We may use information from third parties to help us determine if we should open the Savings Account.

SAVINGS ACCOUNT BASICS. 1. Who is eligible for an Oxygen Savings Account • The optional Savings Account is available only to citizens and permanent residents of the fifty (50) United States (“U.S.”) and the District of Columbia who are at least 18 years of age with a valid Social Security Number who are holders of an Oxygen Consumer Deposit Account. You must agree to accept electronic, rather than paper statements. This means (i) you must keep us supplied with your valid email address and (ii) you must agree to accept electronic delivery of all account communications (like end-of-year tax forms and monthly statements). • To open a Savings Account, your Oxygen Consumer Deposit Account must be open and active. Your Savings Account will be considered opened on the day we receive your first deposit. • We may use information from third parties to help us determine if we should open the Savings Account.