Common use of Scheduling Payments Clause in Contracts

Scheduling Payments. Funds must be available in your Bill Payment Account on the scheduled payment date. If the date you schedule a payment to be initiated falls on a non-Business Day (Saturday, Sunday, or holiday), funds must be available in your Bill Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered in two (2) to five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on date. If the payee does not accept electronic payments, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of the payment is made, even if we’re (bill pay provider) is unable to validate the payee, address or account number. The funds are debited from the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROL.

Scheduling Payments. Funds You must provide sufficient information about each Xxxx Payment payee to direct a payment to that payee and permit the payee to identify the correct account to credit with your payment. While most payees can be available in your Bill paid through the Xxxx Payment Account on Service, we reserve the scheduled payment dateright to refuse to pay certain payees. If In this event, we will notify you that Xxxx Payment Service cannot be used for the date payee. When you schedule a xxxx payment using the Xxxx Payment Service, you must specify a “Send On Date” on which we are to process the payment. If you specify a date that is not a business day, the Send On Date will be initiated falls the next business day. When entering a xxxx payment on a non-Business Day (Saturdaythe Make Payments screen, Sunday, or holiday), funds must be available in your Bill Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Account to make a payment, we may make smart calendar feature automatically calculates and displays an estimated delivery date for the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to based on whether the payee will be paid electronically with an automated clearing house transaction or by issuing and mailing the payee a paper check. Payments scheduled via bill pay In addition, the Payment Confirmation screen has a payment type field that indicates whether the payment will be delivered in two made electronically as an automated clearing house transaction or by check. In general, you will need to allow at least three (23) business days to ensure on-time payment for an automated clearing house transaction and five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive business days if the payment within two (2) Business Days after is to be made by issuing and mailing a paper check to the scheduled send on datepayee. If you are not sure whether a payment will be sent by automated clearing house transaction or paper check, you should allow at least five (5) business days before the payment due date (not including any applicable grace period). This generally allows sufficient time for the payee does to receive and process the payment. The Bank is not accept electronic paymentsresponsible for delays in the U.S. mail or for processing delays by the payee. If you incur a late charge on a payment processed through the Xxxx Payment Service, the Bank’s service provider will work with the payee to determine why the late charge was assessed and to attempt to have it reversed, provided: (a) you entered a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery Send On Date sufficiently in advance of the payment is madedue date, even if we’re as described above; (bill pay providerb) is unable to validate you entered the payeecorrect payee name, address or address, account number, and payment amount; and (c) your Funding Account contained sufficient available funds to make the payment. The Bank withdraws funds are debited from the Funding Account the evening of the Send On Date (the “Funding Date”). The Bank is not required to complete the xxxx payment transaction if there are not sufficient available funds in the Funding Account (including any linked account overdraft account) on the Funding Date. If you are relying on the availability of funds that are being transferred into the Funding Account electronically (such as by direct deposit), please confirm that the funds have been posted to the Funding Account before scheduling the xxxx payment. For future-dated or recurring xxxx payment transactions, we recommend you specify a Funding Date that is at least one business day after you expect the deposit to be posted to the Funding Account. For payments made by paper check, if a payee fails to negotiate the check within ninety (190) days, we will stop payment on the check and credit your Funding Account for the amount of the payment. Xxxx Payment transactions are marked “pending” until we begin processing the transaction on the Send On Date. You may use the Xxxx Payment Service to two (2) Business Days after cancel or edit any “pending” xxxx payment. Once we begin processing the send on datetransaction, you can request that the xxxx payment be cancelled by calling HomeConnect Technical Support at 0-000-000-0000, 24 hours per day and 7 days per week. While Although we will make commercially reasonable efforts every effort to deliver accommodate your payments made through request, we will have no liability for failing to do so. If sufficient funds are not available in your Funding Account on the Bill Payment Service by Funding Date and the designated delivery dateBank elects to complete the xxxx payment transaction, you acknowledge an overdraft fee may be charged to your Funding Account. See our schedule of Personal Deposit Account Fees for the insufficient funds service fees that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLwill be charged to your Funding Account for transactions presented against insufficient funds.

Scheduling Payments. Funds must be available in your Bill Payment Account on the scheduled In general, you will need to allow at least three (3) business days to ensure on-time payment date. If the date you schedule a payment to be initiated falls on a non-Business Day (Saturday, Sunday, or holiday), funds must be available in your Bill Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ for an ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered in two (2) to transaction and five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on date. If the payee does not accept electronic payments, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of business days if the payment is made, even if we’re (bill pay provider) is unable to validate be made by issuing and mailing a paper check to the payee. If you are not sure whether a payment will be sent by automated clearing house transaction or paper check, address or account numberyou should allow at least five (5) business days before the payment due date (not including any applicable grace period). This generally allows sufficient time for the payee to receive and process the payment. The Bank is not responsible for delays in the U.S. mail or for processing delays by the payee. The Bank is not liable for any late charges imposed by the payee except as otherwise provided under this Agreement. The Bank withdraws funds are debited from the linked account one (1) Funding Account on the Send On Date. You may use the Xxxx Payment Service to two (2) Business Days after the send on datecancel or edit any scheduled xxxx payment until we begin processing it. While You can request that an in-process xxxx payment be cancelled by calling Xxxx Payment Technical Support at 0-000-000-0000, which is available 24 hours per day and 7 days per week. Although we will make commercially reasonable efforts every effort to deliver accommodate your request to cancel an in-process transaction, we will have no liability for failing to do so. The Bank may, but is not required to, complete a xxxx payment transaction if there are not sufficient available funds in the Funding Account (including any linked overdraft account) on the Send On Date. If sufficient funds are not available in your Funding Account on the Send On Date, no further xxxx payments will be processed until sufficient funds are available in the Funding Account. Your account may be assessed an insufficient funds service fee under the terms of the deposit account agreement applicable to the Funding Account. In addition, if sufficient funds are not available in your Funding Account on the Send On Date, your access to Xxxx Payment Service may be suspended and you will receive an email message notifying you that your Xxxx Payment Service has been suspended. If we suspend your Xxxx Payment Service, no further xxxx payments will be processed unless you reapply for the service and we reinstate it for you. For payments made through by paper check, if a payee fails to deposit or otherwise negotiate the Bill Payment Service by check within ninety (90) days, we will stop payment on the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in check and credit your Funding Account for the delivery, handling, or posting amount of the payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROL.

Scheduling Payments. Funds must be available in your Bill Payment Account on the scheduled payment date. If the date you schedule a payment to be initiated falls on a non-Business Day business day (Saturday, Sunday, or holidaya holiday that the Credit Union is closed), funds must be available in your Bill Payment Account the following Business Day (e.g. Monday)business day. After funds are withdrawn from your Bill Payment Account account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered You may choose to schedule payments to recur in two the same amount at regular weekly, monthly, or semi-monthly intervals. When you create a new payee in the Bill Payment Service, it may take up to four (24) business days to set up the payee to receive payments. You should schedule a payment to a new payee at least ten (10) business days before any payment due date, to allow us time to set up the payee and verify the information about your account with the payee. For all subsequent payments, you agree to allow at least four (4) to five ten (510) Business Days, depending on business days between the method. For payees that accept electronic payments, they will receive date you schedule a payment to be initiated (remit date) and the payment within two due date (2) Business Days after that is, the scheduled send due date shown on date. If the payee does not accept electronic payments, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of the payment is made, even if we’re (bill pay provider) is unable to validate your invoice or provided in your agreement with the payee, address or not taking into account numberany applicable grace period). The funds are debited from the linked account While some companies allow initiation of a scheduled payment to take place up to one (1) business day before payment is due, the Credit Union advises against this and is not responsible for any late payments, fees, finance charges or other charges incurred if this option is exercised. If the payment is an Automatic Clearing House (ACH) electronic payment, it may take up to two four (24) Business Days after business days to reach the send on datepayee. While we will make commercially reasonable efforts to deliver your payments made through However, if the company or person that you are paying cannot accept an electronic payment, the Bill Payment Service will send a check that may take up to ten (10) business days. If you do not follow these time frames, you will be fully responsible for all late fees, finance charges or other actions taken by the designated delivery datepayee. If you schedule your payment and follow all instructions provided, you acknowledge that circumstances beyond our control may cause delays but the payment is not received by the payee in a timely manner, the delivery, handling, Credit Union will work with the payee on your behalf to reverse any late fees or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLcharges.

Scheduling Payments. Funds You may use Xxxx Pay to schedule payments on the date that you enter the payment information, on a future date, or on the same date of each month, subject to restrictions set forth in this Agreement. You may enter payment information 24 hours a day, 7 days a week (subject to system availability), but payments will only be initiated by us on business days. Xxxx Payments are processed on the requested send or transmit date. Payments will be made by electronic funds transfers if the Payees are set up to receive such payments, or by check if they are unable to receive electronic funds transfers. The time period which is required to process payments will vary according to the payment method and other factors. Payments issued by check through the xxxx pay system will be considered stale dated 90 days after the initiation date. At this time, a stop payment may be issued on any outstanding check. Sufficient time must be available in allowed for payments to be received by each Payee. You must schedule the Date of your Bill Payment Account on payment to be at least 6 business days prior to the scheduled payment dateDue Date of your payment. If The "Due Date" is the date on which your payment is due, without taking into account any applicable grace period. The "Transmit Date" is the date the payment is requested to be sent. We will not be responsible for any loss you may incur as a result of a late payment if your payment is not scheduled within the time periods described in this Section. (e) Future or Recurring Xxxx Pay. You may schedule a future or recurring payment to be initiated by us on any future business day (up to 364 days in advance) through Xxxx Pay. We shall complete the payment, provided there are sufficient funds in your Payment Account. You will receive confirmation the payment is scheduled at the time you request the payment. If a payment fails for any reason, you will receive notification via an electronic message. To ensure proper notification, please provide us with your most current email address, updating as necessary. Recurring xxxx payments must be in the same amount each period (weekly, monthly, semi-annual, etc.). If the regular payment date falls on a non-Business Day weekend or a holiday, it will be initiated on the following business day. (Saturday, Sundayf) Changing or Canceling Payments. You may utilize Xxxx Pay to: (1) modify either the payment amount or date the xxxx payment is initiated for any future or recurring xxxx payment at any time prior to 9:00 p.m. Eastern Time on the date the xxxx payment is scheduled to be initiated by us, or holiday), funds must be available in your Bill Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered in two (2) cancel a current, future, or recurring xxxx payment, at any time, prior to five (5) Business Days, depending 9:00 p.m. Eastern Time on the methodBusiness Day it was scheduled for payment. For payees that accept Once an electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on date. If the payee does not accept electronic payments, a check will be issued and mailed has been submitted to the address you provide. This is a default method used to ensure that the delivery of the payment is made, even if we’re (bill pay provider) is unable to validate the payee, address the payment may not be stopped or account numbercancelled. The funds are debited from the linked account one There may be times when a payment issued by check may be cancelled through a stop payment request. Stop payments must be initiated through customer support (1000) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling000-0000, or posting Toll Free: 000-000-0000. Stop payment fees apply. Refer to Schedule of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATEServices and Fees and Deposit Account Agreement. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY RESERVE THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROL.RIGHT TO REFUSE TO HONOR PAYMENT REQUESTS THAT REASONABLY APPEAR TO US

Scheduling Payments. Funds must be available You may schedule single payments up to three hundred sixty-five (365) days in your Bill Payment Account on advance of the scheduled payment date. If Payments made through the Online Xxxx Payment service require sufficient time for your payee to receive your payment and credit your account properly. To avoid incurring finance or other charges imposed by your payee, you must schedule a payment sufficiently in advance of the Payment Date. There will be a delay between the date your payment begins processing and the Payment Date. Additionally, some payees may not credit your balance with them on the same day they receive payments through the Online Xxxx Payment service. You acknowledge scheduling a Payment Date in advance of the due date helps mitigate risk associated with delayed credits by the payee and agree to schedule such advanced payments where possible. YOU MUST SCHEDULE THE PAYMENT IN ACCORDANCE WITH THE PAYMENT RULES THAT ARE DISPLAYED ON THE PAYMENT SCREENS OF INTERNET BANKING. We will generally process your Payment Requests as Electronic Payments, which will generally be paid on the next Business Day, but certain payees are not able to receive Electronic Payments. If your scheduled payee cannot receive Electronic Payments, we will send a Check Payment to the payee’s billing address, which generally takes up to four (4) Business Days for the payee to receive the Check Payment. The Online Xxxx Payment service includes a payment calendar to help determine the available Payment Dates, which must be (i) a Business Day and (ii) no greater than three hundred sixty-five (365) in the future. Additionally, you can request an expedited Check Payment by 1 p.m. CST to certain payees pursuant to which the Check Payment generally will be delivered through an overnight delivery service of our choice ("Expedited Check Payment") on the next Business Day (additional fees apply). Expedited Check Payment requests received after 1 p.m. CST generally will be delivered on the second Business Day. Bank will send you an email message containing a tracking number regarding such Expedited Check Payment that you can use to determine when the Expedited Check Payment is actually delivered. Expedited Check Payments are only delivered to street addresses in the continental United States. Expedited Check Payments are not available for delivery to post office boxes; military addresses (APO or FPO); addresses in Alaska, Hawaii or Puerto Rico; or certain other locations or payees.  Processing Payments. We only process Check Payment and Electronic Payment requests ("Payment Requests") on Business Days. Payment Requests received on a day that is not a Business Day will be processed the next Business Day. For Payment Requests funded by a Xxxx Pay Account, we will not be obligated to make a payment unless your Xxxx Pay Account and/or linked overdraft protection plan has sufficient funds or available credit to pay the xxxx on the date the Payment Request is processed. If you schedule a payment to be initiated falls on a non-Business Day (SaturdayPayment Request through the Online Xxxx Payment service, Sunday, or holiday), and there are not sufficient funds must be available in your Bill Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Xxxx Pay Account to make a paymentcover the xxxx payment on the date the Payment Request is processed, we may make take any of the following actions:  Cover the xxxx payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) according to the payee or by mailing terms of any overdraft protection you have with us.  Pay the payee a checkxxxx payment and create an overdraft to your Xxxx Pay Account. Payments scheduled via bill  Decline the Payment Request. However, we are not responsible to ensure sufficient funds exist in your Xxxx Pay Account to cover the Payment Request and you are solely responsible to provide funds to pay will be delivered in two (2) to five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on dateeach Payment Request. If the payee does not accept electronic paymentsyou close one of your Xxxx Pay Accounts, a check will be issued and mailed to the address you provide. This is a default method used to ensure we may, in our sole discretion, cancel pending payments associated with that the delivery of the payment is made, even if we’re (bill pay provider) is unable to validate the payee, address or account number. The funds are debited from the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLXxxx Pay Account.

Scheduling Payments. Funds To avoid a fee, funds must be available (collected funds) in your Bill Payment Account on the scheduled payment date. If the funds are not available, the scheduled payment will be posted to the designated account. This may draw your account negative and a fee may be charged. If the date you schedule a payment to be initiated falls on a non-Business Day business day (Saturday, Sunday, Sunday or holiday), funds must be available in your Bill Payment Account the following Business Day business day (e.g. Monday). Funds are typically withdrawn from your designated bill payment account on the scheduled payment date. However, depending on when you schedule your payment there may be a delay in the funds being withdrawn from your bill payment account. If funds are not available at the time the payment is withdrawn, you authorize the Credit Union to post the transaction to your account and agree the Credit Union may charge a fee for paying the transaction which exceeded your available balance. You understand your authorization and agreement applies even if you do not have overdraft coverage on your account. After funds are withdrawn from your Bill Payment Account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay We cannot guarantee the time that any payment will be delivered credited to your account by the vendor. We may make the payment either by transferring funds electronically to the payee or by mailing the payee a check, and subsequently collect the funds from your Bill Pay Account. You understand that regardless of when you schedule payments, funds must be available in your Bill Pay Account when the payments are processed. You may choose to schedule payments to recur in the same amount at regular weekly, monthly, or semi- monthly intervals. When you create a new payee in the Bill Payment Service, it takes two (2) business days to set up the payee to receive payments. You should schedule a payment to a new payee at least ten (10) business days before any payment due date, to allow us time to set up the payee and verify information about your account with the payee. To cancel or change scheduled payments see section d. For all subsequent payments, you agree to allow at least three (3) to five (5) Business Days, depending on business days between the method. For payees that accept electronic payments, they will receive date you schedule a payment to be initiated and the payment within two due date (2) Business Days after that is, the scheduled send due date shown on dateyour invoice or provided in your agreement with the payee, not taking into account any applicable grace period). You can confirm the estimated delivery by date before selecting to pay. If the payee does payment is an Automatic Clearing House (ACH) electronic payment, it will take up to three (3) business days to reach the payee. However, if the company or person that you are paying cannot accept an electronic paymentspayment, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of the payment is made, even if we’re (bill pay provider) is unable to validate the payee, address or account number. The funds are debited from the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service will send a check that may take up to five (5) business days. If you do not follow these time frames, you will be fully responsible for all late fees, finance charges or other actions taken by the designated delivery datepayee. If you schedule your payment and follow all instructions provided, you acknowledge that circumstances beyond our control may cause delays but the payment is not received by the payee in a timely manner, the deliveryCredit Union will work with the payee, handlingon your behalf, to reverse any late fees or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLcharges.

Scheduling Payments. Funds must A single payment will be available in your Bill Payment Account processed on the scheduled business day (generally Monday through Friday, except certain holidays) that you designate as the payment’s process date, provided the payment is submitted prior to the daily cut-off time on that date. The daily cut-off time, which is controlled by the Bank, is currently 4 p.m. CST. A single payment submitted after the cut-off time on the designated process date will be processed the following business day. If you designate a non-business date (generally weekends and certain holidays) as the payment’s process date, the payment will be processed on the first business day following the designated process date. When a recurring payment is processed, it is automatically rescheduled by the system. Based upon your selected frequency settings for the payment, a process date is calculated for the next occurrence of the payment. If the calculated process date you schedule a payment to be initiated falls on is a non-Business Day business day (Saturday, Sunday, or holidaygenerally weekends and certain holidays), it is adjusted to the first business day after the calculated process date. For Single and Recurring payments, YOU MUST ALLOW AT LEAST SEVEN (7) BUSINESS DAYS, PRIOR TO THE DUE DATE, for each xxxx payment to reach the Payee. You agree to have available and collected funds must be available on deposit in the Xxxx Payment Account in amounts sufficient to pay for all Xxxx Payments requested, as well as any other payment obligations you have to the Bank. The Bank will attempt to notify you by e-mail or U.S. Postal Mail, but the Bank shall have no obligation or liability if it does not complete a payment because there are insufficient funds in your Bill account to process a payment. In all cases, you are responsible for either contacting the Bank at (000) 000-0000 to either make alternate arrangements for the payment or rescheduling the payment through the Xxxx Payment Account Service. In the following Business Day (e.g. Monday)case of recurring payments, only the payment currently scheduled will be impacted; recurring payments scheduled for future dates will not be affected. After If there are insufficient funds are withdrawn from in your Bill Payment Account account to make a paymentxxxx payment request, we may refuse to make the payment, make the payment either by transferring and transfer funds electronically (using the Federal Reserve Banks’ ACH system) to the payee from any overdraft protection account you have established, or by mailing the payee a check. Payments scheduled via bill pay will be delivered in two (2) to five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive make the payment within two (2) Business Days after the scheduled send on date. If the payee does not accept electronic payments, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of thereby overdraw the payment is madeaccount. In the event that you have insufficient funds in your payment account to make the xxxx payment request, even if we’re (bill pay provider) is unable to validate and we make the payee, address or account number. The funds are debited from payment and thereby overdraw the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service by the designated delivery datepayment account, you acknowledge that circumstances beyond are responsible for the Bank’s Paid Item NSF Fee for each Paid Item (see Miscellaneous Fees schedule on our control may cause delays in website under the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLPersonal tab).

Scheduling Payments. Funds must be available in your Using our Bill Payment Account on the scheduled Service, you can schedule a single payment dateor recurring payments. If the date To schedule a single payment to be made, you must schedule a payment to be initiated falls on made by check for processing at least four business days before the date you would like the payment to reach the Payee and you must schedule a non-Business Day payment to be made electronically for processing at least two business days before the date you would like the payment to reach the Payee. You can also schedule recurring payments (Saturday, Sunday, or holiday"repeating payments"), funds that is, payments to be automatically initiated weekly, biweekly, semi-monthly, monthly, every four weeks, bimonthly, quarterly, semi-annually or annually. As with a single payment, you must schedule a payment to be made by check for processing at least four business days before the date you would like the payment to reach the Payee and you must schedule a payment to be made electronically for processing at least two business days before the date you would like the payment to reach the Payee. If you use the Bill Payment Service to authorize recurring payments, in most circumstances these payments must be available in your for the same amount. To use our Bill Payment Service, you must provide us with the name and address of the Payee, your account number with the Payee and any other information we require to properly debit your Member Checking Account and credit your account with the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered in two (2) to five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on datePayee. If the payee does not accept electronic paymentswe receive any Payment Instructions from a Payee, a check will be issued you authorize and mailed instruct us to the address you provide. This is a default method used follow those instructions to help ensure that the delivery of Bill Payment is received by the Payee and promptly credited to your Account. You agree that your Member Checking Account will have sufficient Available Balance in order for us to make the payments you schedule. If we make a payment is madeon your behalf and your Member Checking Account has an insufficient Available Balance, even if we’re (bill pay provider) is unable to validate the payee, address or account number. The funds are debited from the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts block your access to deliver the Bill Payment Service and all future payments from being processed until funds have been collected. At our discretion, your payments made access to the Bill Payment Service will be reinstated three business days following resolution. If your account number with the Payee or any other information changes, or if you wish to add or delete a Payee or Payees, you must enter all such designations and changes in the appropriate fields through the Bill Payment Service application prior to the date we process your Bill Payment. You authorize us to make all changes submitted by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLany other person having access to your password and Account information.

Scheduling Payments. Funds must be available in your Bill Xxxx Payment Account on the scheduled payment date. If the date you schedule a payment to be initiated falls on a non-non- Business Day (Saturday, Sunday, or holiday), funds must be available in your Bill Xxxx Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Xxxx Payment Account to make a payment, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill xxxx pay will be delivered in two (2) to five (5) Business Days, depending on the method. For payees that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on date. If the payee does not accept electronic payments, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of the payment is made, even if we’re (bill xxxx pay provider) is unable to validate the payee, address or account number. The funds are debited from the linked account one (1) to two (2) Business Days after on the send on delivery date. Payments made by check are debited when the check clears against your account. While we will make commercially reasonable efforts to deliver your payments made through the Bill Xxxx Payment Service by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROL.

Scheduling Payments. Funds You may schedule single payments up to three hundred sixty-five (365) days in advance of the payment date. Payments made through the Online Bill Payments service require sufficient time for your payee to receive your payment and credit your account properly. To avoid incurring finance or other charges imposed by your payee, you must schedule a payment sufficiently in advance of the Payment Date. There will be a delay between the date your payment begins processing and the Payment Date. Additionally, some payees may not credit your balance with them on the same day they receive payments through the Online Bill Payments service. You acknowledge scheduling a Payment Date in advance of the due date helps mitigate risk associated with delayed credits by the payee and agree to schedule such advanced payments where possible. YOU MUST SCHEDULE THE PAYMENT IN ACCORDANCE WITH THE PAYMENT RULES THAT ARE DISPLAYED ON THE PAYMENT SCREENS OF ONLINE BANKING SERVICE. We will generally process your Payment Requests as Electronic Payments, which will generally be paid on the next Business Day, but certain payees are not able to receive Electronic Payments. If your scheduled payee cannot receive Electronic Payments, we will send a Check Payment to the payee’s billing address, which generally takes up to four (4) Business Days for the payee to receive the Check Payment. The Online Bill Payments service includes a payment calendar to help determine the available Payment Dates, which must be (i) a Business Day and (ii) no greater than three hundred sixty-five (365) in the future. Additionally, you can request an expedited Check Payment by 1 p.m. CST to certain payees pursuant to which the Check Payment generally will be delivered through an overnight delivery service of our choice (“Expedited Check Payment”) on the next Business Day (additional fees apply). Expedited Check Payment requests received after 1 p.m. CST generally will be delivered on the second Business Day. Bank will send you an email message containing a tracking number regarding such Expedited Check Payment that you can use to determine when the Expedited Check Payment is actually delivered. Expedited Check Payments are only delivered to street addresses in the continental United States. Expedited Check Payments are not available for delivery to post office boxes; military addresses (APO or FPO); addresses in Alaska, Hawaii or Puerto Rico; or certain other locations or payees.  Processing Payments. We only process Check Payment and Electronic Payment requests (“Payment Requests”) on Business Days. Payment Requests received on a day that is not a Business Day will be processed the next Business Day. For Payment Requests funded by a Bill Pay Account, we will not be obligated to make a payment unless your Bill Pay Account and/or linked overdraft protection plan has sufficient funds or available credit to pay the bill on the date the Payment Request is processed. We are not responsible to ensure sufficient funds exist in your Bill Pay Account to cover the Payment Account on the scheduled payment dateRequest and you are solely responsible to provide funds to pay each Payment Request. If the date you schedule a payment to be initiated falls on a non-Business Day (Saturday, Sunday, or holiday), funds must be available in close one of your Bill Payment Account the following Business Day (e.g. Monday). After funds are withdrawn from your Bill Payment Account to make a paymentPay Accounts, we may make the payment either by transferring funds electronically (using the Federal Reserve Banks’ ACH system) to the payee or by mailing the payee a check. Payments scheduled via bill pay will be delivered may, in two (2) to five (5) Business Daysour sole discretion, depending on the method. For payees cancel pending payments associated with that accept electronic payments, they will receive the payment within two (2) Business Days after the scheduled send on date. If the payee does not accept electronic payments, a check will be issued and mailed to the address you provide. This is a default method used to ensure that the delivery of the payment is made, even if we’re (bill pay provider) is unable to validate the payee, address or account number. The funds are debited from the linked account one (1) to two (2) Business Days after the send on date. While we will make commercially reasonable efforts to deliver your payments made through the Bill Payment Service by the designated delivery date, you acknowledge that circumstances beyond our control may cause delays in the delivery, handling, or posting of payment. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO PREVENT ANY DELAY IN THE DELIVERY OF PAYMENTS, AND YOU CAN PREVENT SUCH DELAYS BY SCHEDULING DELIVERY OF YOUR PAYMENT IN ADVANCE OF YOUR PAYEE’S ACTUAL DUE DATE. WE ARE NOT RESPONSIBLE FOR ANY DELAYS CAUSED BY THE POSTAL SERVICE, YOUR PAYEE, OR ANY OTHER PARTY BEYOND OUR REASONABLE CONTROLPay Account.